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Inter & Co. Inc.

INTR Financial Banks Regional

Inter & Co. Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.6 billion, up 43.0% from fiscal 2024. In the quarter to June 2026, revenue grew 45.5%, EPS grew 46.2%, free cash flow fell 253.5% and total debt rose 62.9%, each against the same quarter a year earlier. Revenue growth for three consecutive years.

6.74 0.02 −0.30%
Market cap
$3.0B
P/E
10.2×
Fwd P/E
6.9×
Dividend yield
1.68%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 45.54%

Capital & Financial Ratios $m

Market Cap 2,970.00
Revenue 3,131.55
Net Income 298.95
Free Cash Flow 230.37
Net Debt (2,129.98)
Current Ratio 0.90
Debt/Equity 0.08
P/E ratio 10.21
Fwd P/E 6.94
P/S ratio 0.95
P/B ratio 1.41
Past 5Y EPS Growth —
This Y EPS Growth 26.71% (at or above 15%: strong)
Next Y EPS Growth 24.34% (at or above 15%: strong)
Next Y revenue growth 35.41% (at or above 10%: strong)
Next 5Y EPS Growth 23.75% (at or above 15%: strong)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 9.78%
10-year low 10-year high
P/S against its own 10 years 20.29%
10-year low 10-year high
P/B against its own 10 years 52.86%
10-year low 10-year high

Dividends

Payout Ratio 0.17
Annual Dividend Rate 0.11
Annual Dividend Yield 1.68%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.04
0.11
2025 0.03
0.08
2024 0.03
0.03
2022 Powerpack
2021 Powerpack
2020 Powerpack
2019 Powerpack
2018 Powerpack
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 1,387 1,185 2,090 2,295
Receivables — — — —
Inventory — — — —
Other — — — —
7,720 8,513 11,018 12,891
2023 2024 2025 Q'26
Payables 8,447 10,034 12,442 14,293
ST’ Debt — — — —
Other — — — —
8,447 10,034 12,442 14,293

Compound Annual Growth %

10y 5y 3y
Sales — — 33.92%
Cash Flow — — 50.34%
Earnings — — 0.00%
Book Value — — 10.67%

Revenue $m

Mar Jun Sep Dec Year
’26 796 880 — — —
’25 515 605 701 755 2,575
’24 437 431 453 480 1,801
’23 327 372 417 415 1,530
’22 224 273 273 303 1,072
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 276 (634) — — —
’25 229 460 757 (61) 1,384
’24 (229) 143 348 434 697
’23 139 695 387 290 1,511
’22 171 401 (104) (60) 407
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 247 (663) — — —
’25 204 432 731 (84) 1,282
’24 (252) 82 368 405 602
’23 126 679 373 278 1,456
’22 26 380 (103) 50 353
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.17 0.19 — — —
’25 0.11 0.13 0.14 0.16 0.53
’24 0.09 0.09 0.10 0.11 0.38
’23 0.01 0.02 0.05 0.07 0.15
’22 0.00 0.01 (0.01) 0.01 (0.01)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1.8
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low — — — — — — 1.72 1.37 3.88 4.00

Analyst estimates 2026–2028

Powerpack
High — — — — — — 4.63 5.95 7.84 10.22
People
People Employees — — — — — 3,898 4,030 3,235 4,333 4,124
Revenue/emp, $m — — — — — 0.13 0.27 0.47 0.42 0.62
Income, $m
Income, $m Revenue — — — — — 512 1,072 1,530 1,801 2,575
Gross margin, % — — — — — 80.35 64.36 62.21 65.90 58.43
EBT — — — — — (43) (35) 88 224 291
EBT margin, % — — — — — (8.36) (3.23) 5.76 12.41 11.30
Net income — — — — — (10) (3) 71 180 250
Depreciation — — — — — 11 32 32 39 61
Per share, $
Per share, $ Revenue — — — — — 0.20 2.67 3.81 4.13 5.85
Earnings — — — — — 0.00 (0.01) 0.15 0.39 0.53
Cash flow — — — — — 0.01 1.02 3.76 1.60 3.14
Capex — — — — — (0.02) (0.13) (0.14) (0.22) (0.23)
Free cash flow — — — — — (0.01) 0.88 3.62 1.38 2.91
Book value — — — — — 0.62 3.42 3.79 3.86 4.23
Shares, m — — — — — 2,541 401 402 436 440
Valuation, ×
Valuation, × P/E — — — — — 306.67 306.67 33.63 10.82 15.70
P/S — — — — — 0.00 0.69 1.41 1.02 1.45
P/B — — — — — 5.59 0.54 1.42 1.09 2.01
EV/Sales — — — — — 0.00 (0.06) 0.52 0.38 0.70
EV/FCF — — — — — 0.00 (0.19) 0.55 1.13 1.40
Cash, $m
Cash, $m Operating cash flow — — — — — 17 407 1,511 697 1,384
Capex — — — — — (53) (54) (55) (94) (102)
Free cash flow — — — — — (36) 353 1,456 602 1,282
Balance, $m
Balance, $m Working capital — — — — — (405) (334) (727) (1,522) (1,424)
Total debt — — — — — 5 7 22 24 146
Net debt — — — — — (533) (804) (1,365) (1,162) (1,944)
Shareholders’ equity — — — — — 1,566 1,373 1,522 1,682 1,861
Returns, %
Returns, % ROA — — — — — 0.00 (0.03) 0.57 1.28 1.48
ROIC — — — — — 4.09 19.24 158.71 66.90 0.00
ROE — — — — — 0.00 (0.15) 4.18 10.50 13.27
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Inter & Co. Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
PRK Park National Corporation $3.2B 15.9× 14.7× +25.60% (above 0%: growing) +9.06% (above 0%: growing) +4.77% (above 0%: growing) 84.20% 0.00% Compare
SFNC Simmons First National Corporation $3.2B — (loss-making) 10.5× −0.49% (below 0%: shrinking) +6.98% (above 0%: growing) +89.30% (above 0%: growing) 69.90% 0.00% Compare
CBU Community Financial System, Inc. $3.1B 14.0× 13.3× +8.48% (above 0%: growing) +19.59% (above 0%: growing) +15.96% (above 0%: growing) 83.15% 0.00% Compare
SBCF Seacoast Banking Corporation of Florida $3.1B 20.5× 14.1× +30.05% (above 0%: growing) +10.00% (above 0%: growing) −19.23% (below 0%: shrinking) 73.47% 0.00% Compare
FHB First Hawaiian, Inc. $3.0B 10.8× 11.8× +0.67% (above 0%: growing) +3.45% (above 0%: growing) −93.83% (below 0%: shrinking) 79.03% 0.00% Compare
BKU BankUnited, Inc. $3.0B 11.4× 11.4× −5.37% (below 0%: shrinking) +6.59% (above 0%: growing) +9.39% (above 0%: growing) 62.44% 0.00% Compare
INTR Inter & Co. Inc. $3.0B 10.2× 6.9× +45.51% (above 0%: growing) +46.15% (above 0%: growing) −253.49% (below 0%: shrinking) 59.27% 0.00%
CLBK Columbia Financial $2.9B 31.5× 39.7× +5.07% (above 0%: growing) +162.20% (above 0%: growing) +34.28% (above 0%: growing) 55.42% 0.00% Compare
PFS Provident Financial Services, Inc $2.9B 9.3× 9.6× +4.42% (above 0%: growing) +9.09% (above 0%: growing) −40.48% (below 0%: shrinking) 65.44% 0.00% Compare
Median of peers $3.1B 14.0× 12.6× +4.75% +9.08% +7.08% 71.69% 0.00%

All 323 Banks Regional stocks →

Inter & Co. Inc. (INTR) key facts

  • Strength: Inter & Co. Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.6 billion, up 43.0% from fiscal 2024.
  • Inter & Co. Inc. (INTR) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, INTR traded at $6.74, a market capitalization of $3.0 billion.
  • Inter & Co. Inc. pays an annual dividend of $0.11 per share, a yield of 1.68%, with a payout ratio of 17.1%.
  • Return on equity was 13.3% and debt-to-equity 0.08.
  • Its Piotroski F-score is 6 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Inter & Co. Inc. (INTR) Latest News

7 May

Impact 5 ·
stockrow.com/INTR · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com