Saturday 17 October 2026 Export INTR’s income statement to Excel — free account

Inter & Co. Inc.

Inter & Co. Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.6 billion, up 43.0% from fiscal 2024. In the quarter to June 2026, revenue grew 45.5%, EPS grew 46.2%, free cash flow fell 253.5% and total debt rose 62.9%, each against the same quarter a year earlier. Revenue growth for three consecutive years.

6.74 0.02 −0.30%

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Market cap: $3.0B
P/E: 10.2×
Fwd P/E: 6.9×
Dividend yield: 1.68%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 45.54%

Capital & Financial Ratios $m

Market Cap 2,970.00

Revenue 3,131.55

Net Income 298.95

Free Cash Flow 230.37

Net Debt (2,129.98)

Current Ratio 0.90

Debt/Equity 0.08

P/E ratio 10.21

Fwd P/E 6.94

P/S ratio 0.95

P/B ratio 1.41

Past 5Y EPS Growth —

This Y EPS Growth 26.71%

Next Y EPS Growth 24.34%

Next Y revenue growth 35.41%

Next 5Y EPS Growth 23.75%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 9.78%

10-year low 10-year high

P/S against its own 10 years 20.29%

10-year low 10-year high

P/B against its own 10 years 52.86%

10-year low 10-year high

Dividends

Payout Ratio 0.17

Annual Dividend Rate 0.11

Annual Dividend Yield 1.68%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.04	0.11
2025	0.03	0.08
2024	0.03	0.03
2022	Powerpack
2021	Powerpack
2020	Powerpack
2019	Powerpack
2018	Powerpack

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	1,387	1,185	2,090	2,295
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	7,720	8,513	11,018	12,891

	2023	2024	2025	Q'26
Payables	8,447	10,034	12,442	14,293
ST’ Debt	—	—	—	—
Other	—	—	—	—
	8,447	10,034	12,442	14,293

Compound Annual Growth %

	10y	5y	3y
Sales	—	—	33.92%
Cash Flow	—	—	50.34%
Earnings	—	—	0.00%
Book Value	—	—	10.67%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	796	880	—	—	—
’25	515	605	701	755	2,575
’24	437	431	453	480	1,801
’23	327	372	417	415	1,530
’22	224	273	273	303	1,072

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	276	(634)	—	—	—
’25	229	460	757	(61)	1,384
’24	(229)	143	348	434	697
’23	139	695	387	290	1,511
’22	171	401	(104)	(60)	407

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	247	(663)	—	—	—
’25	204	432	731	(84)	1,282
’24	(252)	82	368	405	602
’23	126	679	373	278	1,456
’22	26	380	(103)	50	353

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.17	0.19	—	—	—
’25	0.11	0.13	0.14	0.16	0.53
’24	0.09	0.09	0.10	0.11	0.38
’23	0.01	0.02	0.05	0.07	0.15
’22	0.00	0.01	(0.01)	0.01	(0.01)

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	—	—	—	—	—	—	1.72	1.37	3.88	4.00	Analyst estimates 2026–2028 Powerpack
	High	—	—	—	—	—	—	4.63	5.95	7.84	10.22
People
People	Employees	—	—	—	—	—	3,898	4,030	3,235	4,333	4,124
	Revenue/emp, $m	—	—	—	—	—	0.13	0.27	0.47	0.42	0.62
Income, $m
Income, $m	Revenue	—	—	—	—	—	512	1,072	1,530	1,801	2,575
	Gross margin, %	—	—	—	—	—	80.35	64.36	62.21	65.90	58.43
	EBT	—	—	—	—	—	(43)	(35)	88	224	291
	EBT margin, %	—	—	—	—	—	(8.36)	(3.23)	5.76	12.41	11.30
	Net income	—	—	—	—	—	(10)	(3)	71	180	250
	Depreciation	—	—	—	—	—	11	32	32	39	61
Per share, $
Per share, $	Revenue	—	—	—	—	—	0.20	2.67	3.81	4.13	5.85
	Earnings	—	—	—	—	—	0.00	(0.01)	0.15	0.39	0.53
	Cash flow	—	—	—	—	—	0.01	1.02	3.76	1.60	3.14
	Capex	—	—	—	—	—	(0.02)	(0.13)	(0.14)	(0.22)	(0.23)
	Free cash flow	—	—	—	—	—	(0.01)	0.88	3.62	1.38	2.91
	Book value	—	—	—	—	—	0.62	3.42	3.79	3.86	4.23
	Shares, m	—	—	—	—	—	2,541	401	402	436	440
Valuation, ×
Valuation, ×	P/E	—	—	—	—	—	306.67	306.67	33.63	10.82	15.70
	P/S	—	—	—	—	—	0.00	0.69	1.41	1.02	1.45
	P/B	—	—	—	—	—	5.59	0.54	1.42	1.09	2.01
	EV/Sales	—	—	—	—	—	0.00	(0.06)	0.52	0.38	0.70
	EV/FCF	—	—	—	—	—	0.00	(0.19)	0.55	1.13	1.40
Cash, $m
Cash, $m	Operating cash flow	—	—	—	—	—	17	407	1,511	697	1,384
	Capex	—	—	—	—	—	(53)	(54)	(55)	(94)	(102)
	Free cash flow	—	—	—	—	—	(36)	353	1,456	602	1,282
Balance, $m
Balance, $m	Working capital	—	—	—	—	—	(405)	(334)	(727)	(1,522)	(1,424)
	Total debt	—	—	—	—	—	5	7	22	24	146
	Net debt	—	—	—	—	—	(533)	(804)	(1,365)	(1,162)	(1,944)
	Shareholders’ equity	—	—	—	—	—	1,566	1,373	1,522	1,682	1,861
Returns, %
Returns, %	ROA	—	—	—	—	—	0.00	(0.03)	0.57	1.28	1.48
	ROIC	—	—	—	—	—	4.09	19.24	158.71	66.90	0.00
	ROE	—	—	—	—	—	0.00	(0.15)	4.18	10.50	13.27

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
PRK Park National Corporation	$3.2B	15.9×	14.7×	+25.60% (above 0%: growing)	+9.06% (above 0%: growing)	+4.77% (above 0%: growing)	84.20%	0.00%	Compare
SFNC Simmons First National Corporation	$3.2B	— (loss-making)	10.5×	−0.49% (below 0%: shrinking)	+6.98% (above 0%: growing)	+89.30% (above 0%: growing)	69.90%	0.00%	Compare
CBU Community Financial System, Inc.	$3.1B	14.0×	13.3×	+8.48% (above 0%: growing)	+19.59% (above 0%: growing)	+15.96% (above 0%: growing)	83.15%	0.00%	Compare
SBCF Seacoast Banking Corporation of Florida	$3.1B	20.5×	14.1×	+30.05% (above 0%: growing)	+10.00% (above 0%: growing)	−19.23% (below 0%: shrinking)	73.47%	0.00%	Compare
FHB First Hawaiian, Inc.	$3.0B	10.8×	11.8×	+0.67% (above 0%: growing)	+3.45% (above 0%: growing)	−93.83% (below 0%: shrinking)	79.03%	0.00%	Compare
BKU BankUnited, Inc.	$3.0B	11.4×	11.4×	−5.37% (below 0%: shrinking)	+6.59% (above 0%: growing)	+9.39% (above 0%: growing)	62.44%	0.00%	Compare
INTR Inter & Co. Inc.	$3.0B	10.2×	6.9×	+45.51% (above 0%: growing)	+46.15% (above 0%: growing)	−253.49% (below 0%: shrinking)	59.27%	0.00%
CLBK Columbia Financial	$2.9B	31.5×	39.7×	+5.07% (above 0%: growing)	+162.20% (above 0%: growing)	+34.28% (above 0%: growing)	55.42%	0.00%	Compare
PFS Provident Financial Services, Inc	$2.9B	9.3×	9.6×	+4.42% (above 0%: growing)	+9.09% (above 0%: growing)	−40.48% (below 0%: shrinking)	65.44%	0.00%	Compare
Median of peers	$3.1B	14.0×	12.6×	+4.75%	+9.08%	+7.08%	71.69%	0.00%

All 323 Banks Regional stocks →

Inter & Co. Inc. (INTR) key facts

Strength: Inter & Co. Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.6 billion, up 43.0% from fiscal 2024.
Inter & Co. Inc. (INTR) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, INTR traded at $6.74, a market capitalization of $3.0 billion.
Inter & Co. Inc. pays an annual dividend of $0.11 per share, a yield of 1.68%, with a payout ratio of 17.1%.
Return on equity was 13.3% and debt-to-equity 0.08.
Its Piotroski F-score is 6 out of 9 for fiscal 2025.