Pricing Log in Create free account

Inter & Co. Inc. (INTR) vs Seacoast Banking Corporation of Florida (SBCF)

Inter & Co. Inc. and Seacoast Banking Corporation of Florida are both Banks Regional companies. Inter & Co. Inc. and Seacoast Banking Corporation of Florida are of similar size ($3.1B and $3.0B). Inter & Co. Inc. trades at the lower P/E: 10.2× against 20.5×. Inter & Co. Inc. grew revenue faster over the last twelve months: 52.6% against 23.7%. Seacoast Banking Corporation of Florida has the higher net margin (14.9% vs 9.22%) and the higher return on invested capital (4.87% vs 0.00%). Both pay a dividend; Seacoast Banking Corporation of Florida yields more (2.34% vs 1.68%). Across the 17 metrics below, Inter & Co. Inc. leads on 11 and Seacoast Banking Corporation of Florida on 6.

Valuation

Metric INTR SBCF Banks Regional median
P/E 10.21 20.47 11.98
P/S 0.95 3.04 2.34
P/B 1.41 1.15 1.19
Price to free cash flow 12.92 15.16 10.63
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 9.79% 4.89% 8.23%
Free cash flow yield 7.74% 6.59% 9.08%

Profitability

Metric INTR SBCF Banks Regional median
Gross margin 58.20% 70.94% 69.55%
Operating margin 0.00% 0.00% 0.00%
Net margin 9.22% 14.85% 18.66%
Free cash flow margin 7.36% 20.04% 21.11%
Return on equity 15.36% 6.13% 10.65%
Return on assets 1.64% 0.82% 1.13%
Return on invested capital 0.00% 4.87% 8.35%

Growth

Metric INTR SBCF Banks Regional median
Revenue growth (TTM) 52.59% 23.66% 6.98%
EPS growth (last fiscal year) 39.47% 11.27% 18.88%
Revenue growth, 5-year CAGR — 21.83% 12.38%
Net income growth, 5-year CAGR — 12.53% 9.71%

Health

Metric INTR SBCF Banks Regional median
Debt to equity 0.08 0.35 0.22
Current ratio 0.90 0.78 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric INTR SBCF Banks Regional median
Dividend yield 1.68% 2.34% 2.57%
Payout ratio 0.17 0.48 0.30

Size

Metric INTR SBCF Banks Regional median
Market cap 2.97b 3.14b 913.33m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack