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Glen Burnie Bancorp

GLBZ Financial Banks Regional

Glen Burnie Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $17.1 million, up 4.28% from fiscal 2024.

Revenue: +20.2%
EPS: −28.6%
Free cash flow: +156.6%

Quarter to June 2026, against a year earlier

4.20 0.10 +2.44%

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Market cap: $12.3M
P/E: 0.0×
Fwd P/E: —
Dividend yield: 0.00%
F-score: 4/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview

Insider Decisions last twelve months

Bought, $m 0.00

Trades a month
	Jan 26			Apr 26			Jul 26			Oct 26
Buy	1	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 15.16%

Capital & Financial Ratios $m

Size

Market Cap 12.26

Revenue ttm 18.74

Net income ttm 0.03

Free cash flow ttm (0.91)

Net debt Q (5.20)

Valuation

P/E 0.00

Forward P/E —

Price / sales 0.66

Forward P/S Powerpack

Price / FCF 0.00

Price / book 0.58

Financial health

Current ratio Q 0.73

Debt / equity Q 0.00

Interest coverage Q —

Growth

Revenue growth Q +20.16%

Operating income growth Q −20.53%

EPS, this year —

EPS, next year A —

Revenue, next year A —

EPS, past 5 yrs —

EPS, next 5 yrs A —

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/S against its own 10 years 0.15%

10-year low 10-year high

P/B against its own 10 years 0.22%

10-year low 10-year high

Dividends

Yield: 0.00%
Annual rate: 0.00
Payout ratio: —
Growth, 2016–24: −3.53%/yr

0.40 ’16
0.40 ’17 +0%
0.40 ’18 +0%
0.40 ’19 +0%
0.40 ’20 +0%
0.40 ’21 +0%
0.40 ’22 +0%
0.40 ’23 +0%
0.30 ’24 −25%

paid

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	15	24	6	5
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	191	228	235	271

	2023	2024	2025	Q'26
Payables	300	309	332	357
ST’ Debt	—	—	—	—
Other	—	—	—	—
	332	341	338	373

Compound Annual Growth %

	10y	5y	3y
Sales	0.27%	3.06%	6.66%
Cash Flow	0.00%	0.00%	0.00%
Earnings	0.00%	0.00%	0.00%
Book Value	(4.56%)	(10.40%)	10.10%

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.03	(0.09)	—	—	—
’25	0.05	(0.07)	0.04	(0.03)	(0.01)
’24	0.00	(0.07)	0.04	(0.01)	(0.04)
’23	0.15	0.10	0.19	0.06	0.50
’22	0.08	0.11	0.13	0.29	0.61
’21	0.21	0.17	0.31	0.19	0.88
’20	0.09	(0.03)	0.33	0.19	0.59

Fiscal quarters ending in the months shown.

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	5	5	—	—	—
’25	4	4	5	5	17
’24	4	4	4	4	16
’23	4	4	4	4	14
’22	3	3	4	4	14
’21	3	4	4	3	14
’20	4	4	4	4	15

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	—	—	—	—	—
’25	0	0	(1)	0	(1)
’24	0	0	0	(1)	0
’23	0	1	0	1	1
’22	0	1	0	1	2
’21	0	1	1	1	4
’20	0	2	(1)	1	2

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	—	—	—	—	—
’25	0	0	(1)	0	(1)
’24	0	0	1	(1)	0
’23	0	0	0	1	1
’22	0	1	0	1	2
’21	0	1	1	1	3
’20	0	1	(1)	1	1

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	TTM Jun ’26	Trend	10 yrs	2026e	2027e	2028e	Next 3/yr
													Ten-year view		Analyst estimates Powerpack
Income, $m
Income, $m	Revenue	15	15	16	16	15	14	14	14	16	17	19		+1.6%	—	—	—	—
	Gross margin, %	85.71	86.99	87.03	87.81	89.68	92.41	93.94	91.67	73.91	73.82	73.74		(11.9) pt	Powerpack Glen Burnie Bancorp’s next three years, line by line See the consensus for every other line: earnings, margins, cash flow, valuation and returns. Unlock estimates Try Powerpack free for 7 days, then $99 / year ($8.25 a month). Cancel any time. Also in Powerpack: every quarter, Excel exports, API & MCP access. Compare plans
	EBT	1	2	2	2	2	3	2	2	(1)	0	(1)		n/m
	EBT margin, %	6.85	12.25	10.57	12.97	14.71	21.87	14.11	10.40	(3.89)	(2.17)	(2.85)		(9.0) pt
	Net income	1	1	2	2	2	3	2	1	0	0	0		n/m
Per share, $
Per share, $	Revenue	5.35	5.33	5.77	5.60	5.18	4.97	4.92	5.02	5.66	5.85	6.39		+1.0%
	Earnings	0.40	0.33	0.56	0.57	0.59	0.88	0.61	0.50	(0.04)	(0.01)	(0.05)		n/m
	Cash flow	0.93	1.31	1.47	1.06	0.57	1.28	0.78	0.49	0.01	(0.27)	0.00		n/m
	Capex	(0.06)	(0.07)	(0.03)	(0.12)	(0.20)	(0.10)	(0.09)	(0.05)	(0.03)	(0.04)	0.00		(3.9%)
	Free cash flow	0.87	1.24	1.44	0.94	0.36	1.18	0.69	0.43	(0.02)	(0.31)	0.00		n/m
	Book value	12.16	12.18	12.13	12.64	13.08	12.54	5.61	6.72	6.16	7.34	7.27		(5.5%)
	Shares, m	3	3	3	3	3	3	3	3	3	3	3		+0.5%
Valuation, ×
Valuation, ×	P/E	29.90	33.94	18.63	20.54	18.97	15.91	13.46	11.80	0.00	0.00	0.00		16.3
	P/S	2.24	2.10	1.81	2.05	2.12	2.82	1.67	1.17	1.03	0.73	0.66		1.8
	P/B	0.98	0.92	0.86	0.91	0.84	1.12	1.46	0.88	0.95	0.58	0.58		0.9
	EV/Sales	2.20	1.93	1.44	1.84	0.28	(0.87)	0.24	0.81	0.15	0.99	—		0.9
	EV/FCF	13.47	8.27	5.75	10.98	3.98	(3.65)	1.72	9.40	(45.43)	(18.56)	—		(1.4)
Cash, $m
Cash, $m	Operating cash flow	3	4	4	3	2	4	2	1	0	(1)	(1)		n/m
	Capex	0	0	0	0	(1)	0	0	0	0	0	0		(3.4%)
	Free cash flow	2	3	4	3	1	3	2	1	0	(1)	(1)		n/m
Balance, $m
Balance, $m	Working capital	(69)	(72)	(64)	(51)	(91)	(125)	(150)	(141)	(112)	(103)	(102)		+4.5%
	Net debt	(1)	(13)	(16)	(13)	(37)	(52)	(30)	(15)	(24)	(6)	(5)		+27.4%
	Shareholders’ equity	34	34	34	36	37	36	16	19	18	21	21		(4.9%)
Returns, %
Returns, %	ROA	0.28	0.23	0.39	0.40	0.41	0.58	0.42	0.39	(0.03)	(0.01)	(0.04)		(0.3) pt
	ROIC	1.92	5.32	5.92	5.73	0.00	0.00	0.00	22.97	0.00	(1.46)	(2.07)		(3.4) pt
	ROE	3.24	2.69	4.65	4.59	4.58	6.91	6.74	8.08	(0.60)	(0.15)	(0.78)		(3.4) pt
People
People	Employees	92	99	98	102	90	85	89	84	89	83	—		(1.1%)
	Revenue/emp, $m	0.16	0.15	0.17	0.15	0.16	0.17	0.16	0.17	0.18	0.21	—		+2.7%

Negative figures in brackets.

estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026 · fundamentals updated 2 Oct 2026

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
CLST Catalyst Bancorp, Inc.	$70.0M	31.2×	—	+3.68% (above 0%: growing)	+7.14% (above 0%: growing)	−14.23% (below 0%: shrinking)	74.83%	0.00%	Compare
HFBL Home Federal Bancorp, Inc. of Louisiana	$69.3M	11.3×	—	+10.29% (above 0%: growing)	+23.08% (above 0%: growing)	+210.53% (above 0%: growing)	70.94%	0.00%	Compare
CULL Cullman Bancorp, Inc.	$65.2M	32.5×	19.5×	+8.86% (above 0%: growing)	−26.67% (below 0%: shrinking)	−90.89% (below 0%: shrinking)	71.49%	0.00%	Compare
BCOW 1895 Bancorp of Wisconsin Inc.	$57.9M	66.4×	— (loss-making)	+1.53% (above 0%: growing)	n/m	+993.81% (above 0%: growing)	64.21%	0.00%	Compare
TCBS Texas Community Bancshares, Inc.	$49.9M	13.6×	26.5×	+8.29% (above 0%: growing)	+54.17% (above 0%: growing)	−4.04% (below 0%: shrinking)	67.29%	0.00%	Compare
MBBC Marathon Bancorp, Inc.	$43.4M	21.3×	—	+17.92% (above 0%: growing)	n/m	+110.20% (above 0%: growing)	70.72%	0.00%	Compare
KFFB Kentucky First Federal Bancorp	$43.2M	24.1×	—	+7.22% (above 0%: growing)	+300.00% (above 0%: growing)	+650.00% (above 0%: growing)	59.33%	0.00%	Compare
GLBZ Glen Burnie Bancorp	$12.3M	— (loss-making)	—	+20.16% (above 0%: growing)	n/m	+156.64% (above 0%: growing)	72.37%	0.00%
CARV Carver Bancorp, Inc.	$6.3M	— (loss-making)	— (loss-making)	−7.35% (below 0%: shrinking)	n/m	−29.05% (below 0%: shrinking)	70.53%	0.00%	Compare
Median of peers	$53.9M	24.1×	—	+7.76%	+23.08%	+53.08%	70.63%	0.00%

All 328 Banks Regional stocks →