Glen Burnie Bancorp (GLBZ) vs Home Federal Bancorp, Inc. of Louisiana (HFBL)

Glen Burnie Bancorp and Home Federal Bancorp, Inc. of Louisiana are both Banks Regional companies. Home Federal Bancorp, Inc. of Louisiana is the larger, with a market value of $69.3M against $12.3M — 5.6× the size. Glen Burnie Bancorp has negative trailing earnings, so its P/E is not meaningful; Home Federal Bancorp, Inc. of Louisiana trades at 11.3×. Glen Burnie Bancorp grew revenue faster over the last twelve months: 13.4% against 8.33%. Home Federal Bancorp, Inc. of Louisiana has the higher net margin (17.6% vs −0.84%) and the higher return on invested capital (17.4% vs −2.07%). Neither pays a dividend. Across the 16 metrics below, Home Federal Bancorp, Inc. of Louisiana leads on 10 and Glen Burnie Bancorp on 6.

Valuation

Metric GLBZ HFBL Banks Regional median
P/E n/m 11.26 12.46
P/S 0.66 1.98 2.41
P/B 0.58 1.18 1.26
Price to free cash flow n/m 8.00 11.00
EV/EBITDA — — —
EV/Sales — — —
Earnings yield (1.19%) 8.88% 7.96%
Free cash flow yield (7.38%) 12.51% 8.80%

Profitability

Metric GLBZ HFBL Banks Regional median
Gross margin 73.74% 69.55% 69.75%
Operating margin 0.00% 0.00% 0.00%
Net margin (0.84%) 17.55% 18.88%
Free cash flow margin 0.00% 24.73% 17.28%
Return on equity (0.78%) 10.84% 10.43%
Return on assets (0.04%) 0.99% 1.14%
Return on invested capital (2.07%) 17.37% 8.47%

Growth

Metric GLBZ HFBL Banks Regional median
Revenue growth (TTM) 13.36% 8.33% 6.94%
EPS growth (last fiscal year) 75.00% 60.32% 18.88%
Revenue growth, 5-year CAGR 3.06% 6.48% 12.56%
Net income growth, 5-year CAGR 0.00% 2.85% 9.78%

Health

Metric GLBZ HFBL Banks Regional median
Debt to equity 0.00 0.06 0.20
Current ratio 0.73 0.88 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric GLBZ HFBL Banks Regional median
Dividend yield 0.00% 0.00% 2.64%
Payout ratio — 0.00 0.32

Size

Metric GLBZ HFBL Banks Regional median
Market cap 12.26m 69.25m 910.32m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack