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Sunday 11 October 2026 Export all GL data to Excel Powerpack

Globe Life Inc.

GL Financial Insurance Life

Globe Life Inc.’s revenue for fiscal 2025 (year ended December 2025) was $6.0 billion, up 3.74% from fiscal 2024. In the quarter to June 2026, revenue grew 8.00%, EPS grew 20.1%, free cash flow was flat and total debt rose 5.49%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years, revenue growth for ten.

164.17 1.91 −1.15%
Market cap
$12.8B
P/E
10.7×
Fwd P/E
10.3×
Dividend yield
0.77%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios Filings 10-Q 10-K

Insider Decisions trades per month

Total sells 77.65
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — 2 — 7 3 3 9 5 4 1 1 —
Insider Ownership 1.72%

Capital & Financial Ratios $m

Market Cap 12,760.00
Revenue 6,191.96
Net Income 1,161.24
Free Cash Flow 1,232.38
Net Debt 2,686.20
Current Ratio 0.05
Debt/Equity 0.48
P/E ratio 10.72
Fwd P/E 10.30
P/S ratio 2.05
P/B ratio 2.07
Past 5Y EPS Growth 15.59% (at or above 15%: strong)
This Y EPS Growth 8.28%
Next Y EPS Growth 4.84%
Next Y revenue growth 6.65%
Next 5Y EPS Growth 7.11%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 37.00%
10-year low 10-year high
P/S against its own 10 years 52.84%
10-year low 10-year high
P/B against its own 10 years 79.25%
10-year low 10-year high

Dividends

Payout Ratio 0.08
Annual Dividend Rate 1.26
Annual Dividend Yield 0.77%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.26
0.27
0.33
0.33
0.33
2025 1.05
0.24
0.27
0.27
0.27
2024 0.95
0.23
0.24
0.24
0.24
2023 1.11
0.21
0.23
0.23
0.23
0.23
2022 0.82
0.20
0.21
0.21
0.21
2021 0.78
0.19
0.20
0.20
0.20
2020 0.74
0.17
0.19
0.19
0.19
2019 0.68
0.16
0.17
0.17
0.17
2018 0.63
0.15
0.16
0.16
0.16
2017 0.59
0.14
0.15
0.15
0.15
2016 0.56
0.14
0.14
0.14
0.14
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 103 165 145 257
Receivables 630 692 769 819
Inventory — — — —
Other — — — —
733 857 913 1,076
2023 2024 2025 Q'26
Payables 20,230 19,248 19,981 20,113
ST’ Debt 486 415 305 278
Other 237 469 532 578
20,953 20,132 20,818 20,969

Compound Annual Growth %

10y 5y 3y
Sales 4.76% 4.82% 4.67%
Cash Flow 2.23% (1.11%) (0.61%)
Earnings 8.22% 9.68% 9.09%
Book Value 3.95% (7.39%) 14.79%

Revenue $m

Mar Jun Sep Dec Year
’26 1,560 1,600 — — —
’25 1,480 1,481 1,513 1,520 5,994
’24 1,416 1,440 1,455 1,466 5,778
’23 1,321 1,326 1,384 1,416 5,448
’22 1,303 1,292 1,297 1,335 5,227
’21 1,267 1,271 1,278 1,297 5,112
’20 1,133 1,181 1,195 1,229 4,738
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 421 314 — — —
’25 432 308 306 351 1,396
’24 351 374 341 337 1,402
’23 477 327 287 391 1,482
’22 397 296 357 372 1,422
’21 372 330 358 378 1,438
’20 344 426 309 398 1,476
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 396 298 — — —
’25 420 295 209 330 1,254
’24 342 356 311 322 1,331
’23 469 309 276 378 1,433
’22 390 290 351 364 1,394
’21 356 322 351 370 1,399
’20 334 415 301 385 1,435
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 3.39 3.65 — — —
’25 3.01 3.05 4.73 3.29 14.07
’24 2.67 2.83 3.44 3.01 11.94
’23 2.28 2.24 2.68 2.88 10.07
’22 2.37 1.79 1.90 2.14 7.47
’21 1.70 1.92 1.84 4.53 9.99
’20 1.52 1.62 1.76 1.93 6.82
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1.9
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 48.47 72.59 69.68 73.52 56.74 85.25 87.87 102.23 38.95 109.38

Analyst estimates 2026–2028

Powerpack
High 75.07 91.29 93.60 107.28 111.43 108.22 122.12 125.02 132.00 147.83
People
People Employees 3,128 3,102 3,102 3,196 3,261 3,222 3,543 3,636 3,732 3,695
Revenue/emp, $m 1.26 1.34 1.39 1.42 1.45 1.59 1.48 1.50 1.55 1.62
Income, $m
Income, $m Revenue 3,935 4,156 4,304 4,528 4,738 5,112 5,227 5,448 5,778 5,994
Gross margin, % 39.56 40.01 40.66 41.35 39.26 39.08 36.26 37.16 39.51 41.16
EBT 772 831 864 931 897 1,275 1,102 1,194 1,327 1,436
EBT margin, % 19.63 19.99 20.07 20.57 18.93 24.93 21.09 21.92 22.96 23.96
Net income 550 1,454 701 761 732 1,031 894 971 1,071 1,161
Depreciation 469 490 517 552 576 318 349 380 410 448
Per share, $
Per share, $ Revenue 32.79 35.72 38.13 41.46 44.67 50.08 53.37 57.28 64.72 73.66
Earnings 4.58 12.50 6.22 6.97 6.90 10.10 7.55 10.21 11.99 14.27
Cash flow 11.66 12.28 11.32 12.49 13.92 14.09 14.52 15.59 15.71 17.16
Capex (0.21) (0.17) (0.40) (0.39) (0.39) (0.37) (0.29) (0.52) (0.80) (1.75)
Free cash flow 11.45 12.11 10.92 12.10 13.53 13.71 14.24 15.07 14.91 15.41
Book value 38.06 53.56 47.98 66.79 82.69 84.68 40.33 47.18 59.43 73.42
Shares, m 120 116 113 109 106 102 98 95 89 81
Valuation, ×
Valuation, × P/E 16.14 7.17 11.98 15.12 13.80 9.29 14.42 11.94 9.30 9.78
P/S 2.25 2.53 1.95 2.54 2.13 1.87 2.24 2.13 1.72 1.90
P/B 1.94 1.68 1.55 1.58 1.15 1.11 2.97 2.59 1.88 1.91
EV/Sales 2.59 2.85 2.31 2.89 2.51 2.25 2.62 2.50 2.17 2.31
EV/FCF 7.42 8.40 8.08 9.89 8.30 8.22 9.82 9.51 9.41 11.06
Cash, $m
Cash, $m Operating cash flow 1,399 1,429 1,278 1,364 1,476 1,438 1,422 1,482 1,402 1,396
Capex (25) (20) (45) (42) (42) (38) (28) (50) (71) (142)
Free cash flow 1,374 1,409 1,233 1,322 1,435 1,399 1,394 1,433 1,331 1,254
Balance, $m
Balance, $m Working capital (13,090) (13,750) (14,235) (14,815) (15,489) (16,512) (18,751) (20,219) (19,274) (19,905)
Total debt 1,398 1,460 1,665 1,648 1,923 2,026 2,077 2,116 2,740 2,625
Net debt 1,321 1,342 1,544 1,572 1,828 1,934 1,984 2,013 2,574 2,481
Shareholders’ equity 4,567 6,231 5,415 7,294 8,771 8,643 3,950 4,487 5,306 5,975
Returns, %
Returns, % ROA 2.66 6.48 3.01 3.10 2.66 3.51 3.21 3.59 3.75 3.88
ROIC 9.08 7.55 8.57 7.16 5.80 8.03 12.56 12.47 11.53 11.66
ROE 12.75 26.94 12.05 11.97 9.11 11.84 14.21 23.01 21.87 20.59
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Globe Life Inc. vs peers in Insurance Life (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
PRU Prudential Financial, Inc. $39.2B 10.2× 9.3× +14.10% (above 0%: growing) +88.59% (above 0%: growing) +101.89% (above 0%: growing) 34.85% 7.52% Compare
PUK Prudential Public Limited Company $29.3B 16.6× — −52.23% (below 0%: shrinking) +122.99% (above 0%: growing) −99.72% (below 0%: shrinking) 0.00% 0.00% Compare
UNM Unum Group $14.7B 21.4× 11.8× +0.26% (above 0%: growing) −16.58% (below 0%: shrinking) +48.17% (above 0%: growing) 35.37% 11.36% Compare
GL Globe Life Inc. $12.8B 10.7× 10.3× +8.00% (above 0%: growing) +20.06% (above 0%: growing) +0.88% (above 0%: growing) 39.24% 24.44%
JXN Jackson Financial Inc. $9.0B 175× 13.1× +135.67% (above 0%: growing) +292.31% (above 0%: growing) +57.63% (above 0%: growing) (630.95%) 411.90% Compare
PRI Primerica, Inc. $8.5B 11.0× 10.9× +9.04% (above 0%: growing) +19.41% (above 0%: growing) +5.06% (above 0%: growing) 82.88% 30.52% Compare
LNC Lincoln National Corporation $7.9B 3.4× 7.0× +12.31% (above 0%: growing) +76.55% (above 0%: growing) −155.08% (below 0%: shrinking) 37.98% 37.98% Compare
CNO CNO Financial Group, Inc. $5.0B 17.8× 13.0× +11.61% (above 0%: growing) +45.16% (above 0%: growing) +7.63% (above 0%: growing) 44.06% 16.73% Compare
GNW Genworth Financial, Inc. $3.7B 17.7× 26.2× +5.85% (above 0%: growing) 0.00% +766.67% (above 0%: growing) 30.09% 7.10% Compare
Median of peers $8.7B 17.2× 11.8× +10.33% +60.85% +27.90% 35.11% 14.05%

All 17 Insurance Life stocks →

GL metrics, ten years each

Globe Life Inc. (GL) key facts

  • Strength: Globe Life Inc.’s revenue for fiscal 2025 (year ended December 2025) was $6.0 billion, up 3.74% from fiscal 2024.
  • Globe Life Inc. (GL) is an Insurance Life company in the Financial sector, listed on the New York Stock Exchange.
  • As of October 9, 2026, GL traded at $164.17, a market capitalization of $12.8 billion.
  • Globe Life Inc. pays an annual dividend of $1.26 per share, a yield of 0.77%, with a payout ratio of 8.37%.
  • Return on equity was 20.6% and debt-to-equity 0.48.
  • Its Piotroski F-score is 8 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Globe Life Inc. (GL) Latest News

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stockrow.com/GL · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com