First Community Corporation (FCCO) vs First United Corporation (FUNC)

First Community Corporation and First United Corporation are both Banks Regional companies. First Community Corporation and First United Corporation are of similar size ($306.5M and $295.0M). First United Corporation trades at the lower P/E: 11.7× against 12.0×. First Community Corporation grew revenue faster over the last twelve months: 15.9% against 6.51%. First United Corporation has the higher net margin (20.0% vs 18.3%) and the lower return on invested capital (12.3% vs 24.6%). Both pay a dividend; First United Corporation yields more (2.32% vs 2.02%). Across the 19 metrics below, First United Corporation leads on 12 and First Community Corporation on 7.

Valuation

Metric FCCO FUNC Banks Regional median
P/E 11.99 11.69 12.02
P/S 2.42 2.33 2.36
P/B 1.34 1.38 1.23
Price to free cash flow 46.46 9.69 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.34% 8.55% 8.21%
Free cash flow yield 2.15% 10.32% 9.23%

Profitability

Metric FCCO FUNC Banks Regional median
Gross margin 70.81% 75.70% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 18.32% 19.98% 18.82%
Free cash flow margin 5.21% 24.08% 17.97%
Return on equity 12.06% 12.24% 10.28%
Return on assets 1.05% 1.23% 1.13%
Return on invested capital 24.59% 12.26% 8.45%

Growth

Metric FCCO FUNC Banks Regional median
Revenue growth (TTM) 15.93% 6.51% 6.37%
EPS growth (last fiscal year) 36.46% 19.68% 18.85%
Revenue growth, 5-year CAGR 14.65% 9.60% 12.65%
Net income growth, 5-year CAGR 13.72% 12.11% 9.81%

Health

Metric FCCO FUNC Banks Regional median
Debt to equity 0.07 0.14 0.17
Current ratio 0.82 0.92 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric FCCO FUNC Banks Regional median
Dividend yield 2.02% 2.32% 2.49%
Payout ratio 0.25 0.27 0.29

Size

Metric FCCO FUNC Banks Regional median
Market cap 306.53m 295.03m 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack