QNB Corp. QNBC

 — 
45.79 0.24 0.53% as of 25 Sep
Market cap
$282.9M
P/E
13.5×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.23
Total sells 0.01
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — 3 1 9 — 1 — — — 2 — —
Sell — — — 1 — — — — — — — —
Insider Ownership 0.00%

Capital & Financial Ratios

Market Cap 282.94
Revenue 108.10
Net Income 13.41
Free Cash Flow 14.58
Net Debt (32.61)
Current Ratio 0.84
Debt/Equity 0.29
P/E ratio 13.47
P/S ratio 2.10
P/B ratio 1.24
Past 5Y EPS Growth —
This Y EPS Growth —
Next Y EPS Growth —
Next 5Y EPS Growth —
in millions of $

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2026 1.17
0.39
0.39
0.39
2025 1.52
0.38
0.38
0.38
0.38
2024 1.48
0.37
0.37
0.37
0.37
2023 1.48
0.37
0.37
0.37
0.37
2022 1.44
0.36
0.36
0.36
0.36
2021 1.40
0.35
0.35
0.35
0.35
2020 1.36
0.34
0.34
0.34
0.34
2019 1.32
0.33
0.33
0.33
0.33
2018 1.28
0.32
0.32
0.32
0.32
2017 1.24
0.31
0.31
0.31
0.31
2016 1.20
0.30
0.30
0.30
0.30
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 65 56 57 87
Receivables — — — —
Inventory — — — —
Other — — — —
1,157 1,269 1,315 1,797
2023 2024 2025 Q'26
Payables 1,489 1,629 1,643 2,067
ST’ Debt — — — —
Other — — — —
1,588 1,690 1,728 2,147
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 10.14% 14.19% 19.64%
Cash Flow 6.19% 16.94% (0.42%)
Earnings 5.52% 3.12% (3.99%)
Book Value 3.66% (0.74%) 22.22%

Revenue

Mar Jun Sep Dec Year
’26 24 33 — — —
’25 24 25 25 26 100
’24 21 22 24 24 91
’23 17 17 20 20 74
’22 13 13 14 18 58
’21 15 14 13 14 57
’20 10 14 14 14 51
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (2) 7 — — —
’25 (1) 6 4 8 17
’24 2 4 4 7 16
’23 4 3 1 6 14
’22 2 6 5 4 17
’21 8 3 8 11 30
’20 2 0 (1) 7 8
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (3) 6 — — —
’25 (1) 5 3 8 15
’24 1 3 2 6 13
’23 4 3 1 6 14
’22 2 5 5 4 16
’21 5 3 8 11 27
’20 2 0 (1) 7 7
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.73 0.60 — — —
’25 0.69 1.04 0.98 1.06 3.78
’24 0.71 0.67 0.91 0.83 3.12
’23 1.15 0.52 0.65 0.31 2.63
’22 1.04 0.94 0.96 1.52 4.47
’21 1.42 1.09 0.96 1.17 4.64
’20 0.06 1.11 1.07 1.17 3.42
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
29.20 35.80 38.50 36.07 26.00 31.02 25.50 21.50 21.39 32.16

Analyst estimates 2026–2028

Powerpack
Low Price
37.00 44.40 50.00 39.00 38.75 40.00 38.50 31.70 34.00 36.01
High Price
186 181 191 203 200 186 198 197 198 197
Employees
0 0 0 0 0 0 0 0 0 1
Revenue/Emp
39 45 48 55 51 57 58 74 91 100
Revenue
87.83% 87.37% 82.98% 81.50% 87.44% 91.79% 86.37% 60.87% 54.71% 58.42%
Gross Margin
12 14 13 15 15 20 20 12 14 18
EBT
30.79% 31.54% 26.81% 27.78% 28.55% 36.17% 33.68% 15.86% 15.78% 18.00%
EBT Margin
9 8 11 12 12 16 16 9 11 14
Net Income
3 3 2 3 5 5 4 3 3 3
Depreciation
11.49 13.12 13.89 15.65 14.50 15.91 16.32 20.47 24.77 26.80
Revenue/Sh
2.64 2.42 3.27 3.53 3.42 4.64 4.47 2.63 3.12 3.79
Earnings/Sh
3.35 4.71 4.81 3.97 2.15 8.55 4.72 4.00 4.42 4.47
Cash Flow/Sh
(0.09) (0.18) (0.70) (0.87) (0.20) (0.89) (0.15) (0.21) (0.96) (0.31)
Capex/Sh
3.25 4.53 4.11 3.11 1.94 7.66 4.57 3.79 3.46 4.17
Free CF/Sh
27.63 28.75 30.13 34.51 38.01 38.41 19.91 25.15 28.14 34.87
Book Value/Sh
3 3 3 3 4 4 4 4 4 4
Shares
13.56 18.53 11.74 10.95 9.40 7.76 5.90 9.89 10.87 9.20
PE Ratio
3.12 3.42 2.77 2.47 2.21 2.26 1.61 1.27 1.37 1.30
PS Ratio
1.30 1.56 1.28 1.12 0.84 0.94 1.32 1.03 1.21 1.00
PB Ratio
2.72 3.02 2.48 2.16 1.62 2.18 1.42 0.66 1.51 1.13
EV/Sales
9.61 8.75 8.36 10.89 12.06 4.53 5.08 3.54 10.82 7.25
EV/FCF
11 16 17 14 8 30 17 14 16 17
Op' Cash Flow
0 (1) (2) (3) (1) (3) (1) (1) (4) (1)
Capex
11 16 14 11 7 27 16 14 13 15
FCF
(321) (303) (273) (261) (326) (584) (525) (431) (421) (413)
Working Cap'
— — — — 10 10 10 20 69 39
Total Debt
(15) (18) (14) (19) (30) (5) (11) (45) 13 (18)
Net Debt
94 99 104 121 134 136 71 91 103 130
Sh' Equity
0.86% 0.75% 0.97% 1.03% 0.91% 1.06% 0.95% 0.56% 0.64% 0.75%
ROA
9.57% 10.98% 8.94% 9.31% 8.79% 9.70% 20.45% 16.13% 7.72% 10.65%
ROIC
9.70% 8.63% 11.17% 10.98% 9.47% 12.17% 15.35% 11.72% 11.79% 12.10%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

QNB Corp. (QNBC) key facts

  • QNB Corp.’s revenue for fiscal 2025 (year ended December 2025) was $99.6 million, up 9.47% from fiscal 2024.
  • Net income was $14.1 million, or $3.79 per share (basic), a net margin of 14.2%.
  • As of September 25, 2026, QNBC traded at $45.79, a market capitalization of $282.9 million.
  • At that price the stock trades at 13.5× trailing-twelve-month earnings and 2.1× sales.
  • Return on equity was 12.1% and debt-to-equity 0.29.

Source: company filings (standardised) and stockrow calculations.

QNB Corp. (QNBC) Latest News

News by impact score

Fine-tune

8 Sep

4

QNB Corp. executes strategic repositioning. Strategic repositioning represents major move that could significantly alter QNB Corp. trajectory and investor sentiment.

19 Aug

3

QNB Corp. launches a common stock offering. Common stock offering directly affects QNB Corp. capital structure and financial positioning.

28 Jul

3

QNB Corp. reported earnings for the second quarter of 2026. Quarterly earnings data directly shapes near-term stock valuation and investor views on financial health.

28 Apr

3

QNB Corp. reported earnings for the first quarter of 2026. Quarterly earnings provide financial metrics that can shift investor views and near-term stock movement.

1 Apr

4

QNB Corp. completes acquisition of Victory Bancorp, Inc. Acquisition completion marks major strategic expansion altering QNB Corp. operations and market reach.

19 Feb

4

QNB Corp. and The Victory Bancorp, Inc. received shareholder approvals for their merger. Merger approval advances consolidation that will expand QNBC scale and alter its market position.

stockrow.com/QNBC · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com