FirstSun Capital Bancorp

FSUN Financial Banks Regional

FirstSun Capital Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $569.6 million, up 3.70% from fiscal 2024. In the quarter to June 2026, revenue grew 88.2%, EPS fell 151.6%, free cash flow grew 8,384.0% and total debt rose 169.8%, each against the same quarter a year earlier. Revenue growth for three consecutive years; insiders bought in the last twelve months.

38.02 0.03 −0.08%
Market cap
$1.7B
P/E
19.0×
Fwd P/E
15.3×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions trades per month

Total buys 0.05
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — 1 — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 40.26%

Capital & Financial Ratios $m

Market Cap 1,670.00
Revenue 707.74
Net Income 46.71
Free Cash Flow 1,156.89
Net Debt (784.25)
Current Ratio 0.92
Debt/Equity 0.11
P/E ratio 19.01
Fwd P/E 15.30
P/S ratio 2.51
P/B ratio 0.97
Past 5Y EPS Growth 6.14%
This Y EPS Growth (6.95%) (below 0%: weak)
Next Y EPS Growth 40.75% (at or above 15%: strong)
Next Y revenue growth 16.37% (at or above 10%: strong)
Next 5Y EPS Growth 9.70%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 90.15%
10-year low 10-year high
P/S against its own 10 years 88.54%
10-year low 10-year high
P/B against its own 10 years 51.52%
10-year low 10-year high

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 479 616 653 990
Receivables — — — —
Inventory — — — —
Other — — — —
6,757 6,998 7,374 12,585
2023 2024 2025 Q'26
Payables 6,374 6,672 7,107 13,418
ST’ Debt — — — —
Other — — — —
6,538 6,845 7,295 13,675

Compound Annual Growth %

10y 5y 3y
Sales — 13.29% 16.92%
Cash Flow — 0.00% 4.78%
Earnings — 15.53% 18.28%
Book Value — 18.88% 14.19%

Revenue $m

Mar Jun Sep Dec Year
’26 143 271 — — —
’25 132 144 147 146 570
’24 133 138 141 138 549
’23 114 126 125 127 493
’22 68 86 99 104 356
’21 76 72 72 73 294
’20 — 82 82 — 305
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 (12) 1,104 — — —
’25 26 15 49 21 111
’24 27 21 48 5 101
’23 25 41 19 41 125
’22 15 18 9 55 97
’21 25 27 30 30 113
’20 — 23 3 (26) (1)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (14) 1,104 — — —
’25 24 13 48 19 104
’24 26 20 47 3 96
’23 24 41 18 38 121
’22 15 18 8 54 95
’21 25 27 29 29 110
’20 — 23 0 (26) (4)
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.76 (0.49) — — —
’25 0.83 0.93 0.82 0.88 3.47
’24 0.45 0.88 0.79 0.58 2.69
’23 1.03 1.11 1.00 0.94 4.08
’22 0.41 0.02 1.04 1.02 2.48
’21 0.76 0.60 0.47 0.47 2.30
’20 — 0.79 0.81 — 2.58
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low — — — — — — 24.00 23.00 33.00 29.95

Analyst estimates 2026–2028

Powerpack
High — — — — — — 38.00 36.45 44.37 45.32
People
People Employees — — — — — 1,063 1,171 1,128 1,142 1,186
Revenue/emp, $m — — — 0.00 0.00 0.28 0.30 0.44 0.48 0.48
Income, $m
Income, $m Revenue — — — 227 305 294 356 493 549 570
Gross margin, % — — — 87.38 93.16 95.19 92.93 75.60 70.39 73.60
EBT — — — 22 57 52 74 131 95 123
EBT margin, % — — — 9.67 18.73 17.66 20.77 26.68 17.31 21.57
Net income — — — 21 48 43 59 104 76 98
Depreciation — — — 13 21 12 15 11 11 16
Per share, $
Per share, $ Revenue — — — 11.60 16.66 16.02 15.33 19.76 20.02 20.50
Earnings — — — 1.05 2.60 2.36 2.55 4.15 2.76 3.52
Cash flow — — — 0.20 (0.03) 6.17 4.17 5.02 3.69 4.01
Capex — — — (0.26) (0.18) (0.19) (0.09) (0.17) (0.20) (0.27)
Free cash flow — — — (0.06) (0.20) 5.99 4.07 4.85 3.49 3.74
Book value — — — 0.00 26.51 28.60 33.32 35.18 37.96 41.51
Shares, m — — — 20 18 18 23 25 27 28
Valuation, ×
Valuation, × P/E — — — 17.23 17.23 17.23 14.32 8.19 14.54 10.69
P/S — — — 1.99 1.99 1.99 2.38 1.72 2.00 1.84
P/B — — — 0.82 0.82 0.82 1.09 0.97 1.06 0.91
EV/Sales — — — 1.08 1.08 1.08 3.45 1.69 1.26 0.75
EV/FCF — — — 3.60 3.60 3.60 12.96 6.89 7.25 4.13
Cash, $m
Cash, $m Operating cash flow — — — 4 (1) 113 97 125 101 111
Capex — — — (5) (3) (3) (2) (4) (5) (7)
Free cash flow — — — (1) (4) 110 95 121 96 104
Balance, $m
Balance, $m Working capital — — — — (161) (257) 344 220 153 78
Total debt — — — — 139 109 724 465 211 37
Net debt — — — — (63) (559) 381 (15) (405) (616)
Shareholders’ equity — — — — 486 524 775 877 1,041 1,153
Returns, %
Returns, % ROA — — — 0.00 1.91 0.81 0.90 1.35 0.95 1.18
ROIC — — — 0.00 8.45 0.00 5.02 9.53 10.64 14.61
ROE — — — 0.00 0.00 8.55 9.11 12.54 7.88 8.92
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

FirstSun Capital Bancorp vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
DCOM Dime Community Bancshares, Inc. $1.7B 14.0× 11.2× +4.11% (above 0%: growing) +17.19% (above 0%: growing) +159.40% (above 0%: growing) 67.80% 0.00% Compare
HOPE Hope Bancorp, Inc. $1.7B 13.4× 11.8× +17.99% (above 0%: growing) n/m +727.66% (above 0%: growing) 57.96% 0.00% Compare
STBA S&T Bancorp, Inc. $1.7B 12.9× 12.2× +0.36% (above 0%: growing) +22.89% (above 0%: growing) −0.50% (below 0%: shrinking) 73.64% 0.00% Compare
HAPN Happen Inc. $1.7B 8.5× 9.8× +6.49% (above 0%: growing) +51.52% (above 0%: growing) +25.25% (above 0%: growing) 74.51% 0.00% Compare
FSUN FirstSun Capital Bancorp $1.7B 19.0× 15.3× +88.18% (above 0%: growing) n/m +8,383.96% (above 0%: growing) 67.96% 0.00%
BY Byline Bancorp, Inc. $1.7B 11.2× 10.4× +1.37% (above 0%: growing) +36.36% (above 0%: growing) −32.50% (below 0%: shrinking) 73.03% 0.00% Compare
NBHC National Bank Holdings Corporation $1.7B 15.9× 13.3× +22.58% (above 0%: growing) −34.83% (below 0%: shrinking) +394.28% (above 0%: growing) 71.00% 0.00% Compare
TCBK TriCo Bancshares $1.7B 12.4× 12.0× +4.33% (above 0%: growing) +27.38% (above 0%: growing) −17.30% (below 0%: shrinking) 80.35% 0.00% Compare
BFC Bank First National Corporation $1.6B 19.2× 15.0× +44.08% (above 0%: growing) +29.24% (above 0%: growing) +152.03% (above 0%: growing) 75.87% 0.00% Compare
Median of peers $1.7B 13.2× 11.9× +5.41% +27.38% +88.64% 73.34% 0.00%

All 323 Banks Regional stocks →

FirstSun Capital Bancorp (FSUN) key facts

  • Strength: FirstSun Capital Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $569.6 million, up 3.70% from fiscal 2024.
  • Strength: Net income was $97.9 million, or $3.52 per share (basic), a net margin of 17.2%.
  • FirstSun Capital Bancorp (FSUN) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, FSUN traded at $38.02, a market capitalization of $1.7 billion.
  • At that price the stock trades at 19.0× trailing-twelve-month earnings and 2.5× sales; its P/E is higher than 90% of its own readings over the past ten years.
  • Return on equity was 8.92% and debt-to-equity 0.11.
  • Its Piotroski F-score is 6 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

FirstSun Capital Bancorp (FSUN) Latest News

13 Feb

stockrow.com/FSUN · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com