First Northern Community Bancorp (FNRN) vs Oak Valley Bancorp (CA) (OVLY)
First Northern Community Bancorp and Oak Valley Bancorp (CA) are both Banks Regional companies. First Northern Community Bancorp and Oak Valley Bancorp (CA) are of similar size ($285.8M and $280.0M). Oak Valley Bancorp (CA) trades at the lower P/E: 12.0× against 12.5×. Oak Valley Bancorp (CA) grew revenue faster over the last twelve months: 6.24% against 4.54%. First Northern Community Bancorp has the higher net margin (25.0% vs 24.1%) and the lower return on invested capital (18.7% vs 84.1%). Across the 18 metrics below, Oak Valley Bancorp (CA) leads on 15 and First Northern Community Bancorp on 3.
Valuation
Profitability
| Metric | FNRN | OVLY | Banks Regional median |
|---|---|---|---|
| Gross margin | 83.21% | 85.97% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 24.97% | 24.05% | 18.66% |
| Free cash flow margin | 6.99% | 25.10% | 21.18% |
| Return on equity | 10.98% | 11.64% | 10.64% |
| Return on assets | 1.19% | 1.20% | 1.13% |
| Return on invested capital | 18.73% | 84.12% | 8.33% |
Growth
Health
Dividend
Size
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