Meridian Bank MRBK

19.27 0.13 0.68% as of 25 Sep
Market cap
$228.3M
P/E
10.3×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.05
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — 1 2 — — — —
Sell — — — — — — — — — — — —
Insider Ownership 21.58%

Capital & Financial Ratios

Market Cap 228.32
Revenue 204.92
Net Income 21.66
Free Cash Flow 18.66
Net Debt 13.50
Current Ratio 0.98
Debt/Equity 0.24
P/E ratio 10.31
P/S ratio 1.12
P/B ratio 1.12
Past 5Y EPS Growth 12.30%
This Y EPS Growth (8.47%)
Next Y EPS Growth 38.44%
Next 5Y EPS Growth 23.03%
in millions of $

Dividends

Payout Ratio 0.28
Annual Dividend Rate 0.50
Annual Dividend Yield 5.06%
total individual payouts
2027 Powerpack
2026 0.53
0.14
0.14
0.14
2025 0.50
0.13
0.13
0.13
0.13
2024 0.50
0.13
0.13
0.13
0.13
2023 0.50
0.13
0.13
0.13
0.13
2022 0.40
0.10
0.10
0.10
0.10
2021 0.29
0.06
0.50
0.06
0.06
0.10
2020 0.13
0.06
0.06
2019 Powerpack
2018 Powerpack
2017 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 57 27 36 36
Receivables — — — —
Inventory — — — —
Other — — — —
1,965 2,082 2,229 2,258
2023 2024 2025 Q'26
Payables 1,823 2,005 2,158 2,194
ST’ Debt — — — —
Other — — — —
2,009 2,137 2,282 2,308
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 6.56% 16.36%
Cash Flow — 0.00% (34.04%)
Earnings — (3.75%) 0.01%
Book Value — 7.12% 9.22%

Revenue

Mar Jun Sep Dec Year
’26 48 51 — — —
’25 46 52 53 53 205
’24 45 48 51 53 197
’23 38 43 44 44 169
’22 31 30 33 36 130
’21 44 39 40 35 160
’20 23 34 45 48 150
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 3 (1) — — —
’25 18 (12) 24 (6) 24
’24 (2) (19) 31 (1) 10
’23 (11) 0 23 8 19
’22 6 29 28 21 85
’21 63 43 21 39 165
’20 (63) (17) (82) 3 (158)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 3 (1) — — —
’25 18 (13) 24 (7) 23
’24 (4) (19) 33 (1) 9
’23 (12) 0 22 7 17
’22 6 28 27 20 82
’21 62 43 20 35 160
’20 (63) (17) (82) 3 (159)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.17 0.48 — — —
’25 0.21 0.49 0.58 0.61 1.89
’24 0.24 0.30 0.42 0.49 1.45
’23 0.34 0.41 0.35 0.05 1.16
’22 0.44 0.48 0.48 0.39 1.79
’21 0.83 0.67 0.76 0.62 1.43
’20 0.20 0.47 0.76 0.74 2.14
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— 8.63 7.63 8.25 5.34 9.25 13.94 7.80 8.26 11.16

Analyst estimates 2026–2028

Powerpack
Low Price
— 10.69 10.40 10.39 13.00 19.04 19.89 16.68 17.33 18.33
High Price
— — — — 381 413 366 324 322 327
Employees
0 0 0 0 0 0 0 1 1 1
Revenue/Emp
28 72 76 86 150 160 130 169 197 205
Revenue
0.00% 90.64% 85.07% 80.73% 90.87% 94.73% 85.75% 59.87% 56.92% 61.73%
Gross Margin
8 6 10 14 35 46 28 17 22 28
EBT
26.74% 7.99% 13.73% 15.76% 23.09% 29.03% 21.40% 10.07% 11.04% 13.82%
EBT Margin
5 3 8 10 26 36 22 13 16 22
Net Income
— 1 1 2 (2) (3) 2 5 6 1
Depreciation
8.37 9.67 5.97 6.69 12.22 6.63 11.06 15.16 17.76 18.14
Revenue/Sh
1.11 0.25 0.64 0.82 2.16 1.48 1.85 1.19 1.47 1.93
Earnings/Sh
(9.69) 1.40 0.86 1.68 (12.94) 6.86 7.18 1.70 0.86 2.15
Cash Flow/Sh
0.00 (0.32) (0.13) (0.06) (0.06) (0.22) (0.25) (0.16) (0.05) (0.15)
Capex/Sh
(9.69) 1.08 0.73 1.63 (13.00) 6.64 6.93 1.53 0.81 2.00
Free CF/Sh
20.82 13.54 8.56 9.42 11.57 6.87 13.00 14.22 15.43 17.63
Book Value/Sh
3 7 13 13 12 24 12 11 11 11
Shares
14.50 0.00 13.40 12.32 4.79 6.21 8.22 11.64 9.33 9.16
PE Ratio
0.00 0.00 1.44 1.51 0.85 2.78 1.38 0.91 0.77 0.97
PS Ratio
0.00 0.69 1.00 1.07 0.90 2.68 1.17 0.97 0.89 1.00
PB Ratio
0.00 0.00 1.33 1.56 1.98 2.88 1.39 0.87 0.88 1.04
EV/Sales
0.00 0.00 10.80 6.44 (1.86) 2.88 2.22 8.64 19.34 9.43
EV/FCF
(33) 10 11 22 (158) 165 85 19 10 24
Op' Cash Flow
(4) (2) (2) (1) (1) (5) (3) (2) (1) (2)
Capex
(33) 8 9 21 (159) 160 82 17 9 23
FCF
— 34 28 55 189 (11) (44) (44) (55) (53)
Working Cap'
132 22 15 44 206 41 40 50 50 50
Total Debt
132 (13) (8) 5 169 17 2 (7) 22 14
Net Debt
70 101 110 121 142 165 153 158 172 200
Sh' Equity
0.47% 0.23% 0.88% 0.98% 1.84% 2.07% 1.16% 0.61% 0.71% 0.88%
ROA
0.00% 4.11% 6.49% 6.73% 6.94% 15.87% 11.24% 7.02% 7.03% 8.30%
ROIC
4.77% 2.36% 7.74% 9.10% 20.16% 23.18% 13.70% 8.51% 9.92% 11.76%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Meridian Bank peers in Banks Regional

All 325 Banks Regional stocks →

Meridian Bank (MRBK) key facts

  • Meridian Bank (MRBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Meridian Bank’s revenue for fiscal 2025 (year ended December 2025) was $205.5 million, up 4.12% from fiscal 2024.
  • As of September 25, 2026, MRBK traded at $19.27, a market capitalization of $228.3 million.
  • Meridian Bank pays an annual dividend of $0.50 per share, a yield of 5.06%, with a payout ratio of 27.8%.
  • Return on equity was 11.8% and debt-to-equity 0.24.

Source: company filings (standardised) and stockrow calculations.

Meridian Bank (MRBK) Latest News

News by impact score

Fine-tune

30 Jul

3

Meridian Bank (MRBK) missed Q2 earnings and revenue estimates. Q2 earnings and revenue miss can pressure Meridian Bank's stock and near-term investor sentiment.

4 May

4

Meridian Corporation reports revised first quarter 2026 results. Revised quarterly financial results for a bank directly influence earnings outlook, stock valuation, and investor sentiment.

25 Apr

3

Meridian Bank (MRBK) earnings are scrutinized to determine investor relevance, highlighting revenue growth, profitability metrics, debt levels, and future outlook amid stable banking sector dynamics. Earnings analysis reveals moderate effects on financial performance and investor sentiment without transformative changes.

3

Meridian Bank (MRBK) reported Q1 earnings of $0.21 per share, missing the Zacks Consensus Estimate of $0.33, and down from $0.24 a year ago, resulting in a -36.36% earnings surprise. Revenues of $27.1 million also fell short of expectations by 4.24%, compared to $24.59 million last year. The company has surpassed EPS estimates twice in the last four quarters and revenue estimates three times. Despite the earnings miss, shares have gained 3.4% year-to-date, outperforming the S&P 500's -6.8%. The current Zacks Rank for MRBK is #3 (Hold), indicating expected performance in line with the market. Future estimates for the next quarter are $0.44 EPS on $30.32 million in revenues, and $1.72 EPS on $121.52 million for the fiscal year. The Banks - Northeast industry ranks in the top 26% of Zacks industries. Earnings miss and revenue shortfall indicate potential challenges, but past performance and industry ranking suggest limited overall impact.

3 earnings

Meridian Corporation reported a net income of $2.4 million for Q1 2025, a decrease from $5.6 million in Q4 2024, due to lower non-interest income and increased credit loss provisions. The bank's pre-provision net revenue rose by 30.2% year-over-year, driven by loan growth and improved net interest margin. Total assets increased to $2.5 billion, with significant growth in commercial loans and deposits. The bank declared a quarterly dividend of $0.125 per share. Challenges included higher provisioning for distressed SBA loans and a decline in mortgage banking income. Meridian Wealth Partners showed strong performance, while the mortgage segment faced losses due to lower volume. The bank's asset quality saw an increase in non-performing loans, primarily in SBA loans, but net charge-offs decreased. Meridian's strategic focus includes leveraging new hires for growth in commercial lending and wealth management. The results indicate moderate challenges and opportunities, with growth in key areas but also increased provisions and decreased net income impacting overall performance.

23 Apr

4

Meridian Corporation reported first quarter 2026 financial results and announced a quarterly dividend of $0.14 per common share. Quarterly earnings results and dividend announcements directly impact stock price, investor sentiment, and perceptions of financial health.

3

Meridian Bank (MRBK) reported Q1 earnings and revenues below analyst estimates. Q1 earnings and revenue misses highlight weaker financial results likely to moderately impact investor sentiment and near-term stock performance.

10 Feb

4

Meridian Bank (MRBK) is currently recognized as a top dividend stock, attracting attention from investors seeking reliable income sources. The bank's strong financial performance and commitment to returning value to shareholders through dividends position it favorably in the market. Analysts suggest that the stock may be a worthwhile investment for those looking to enhance their portfolios with dividend-paying assets, especially in the current economic climate. The recognition of Meridian Bank as a top dividend stock indicates significant investor interest and potential for future growth.

4 Feb

3

Meridian Bank (MRBK) is currently being evaluated for its potential undervaluation in the stock market. Analysts are examining various financial metrics and market conditions to determine if the stock presents a buying opportunity. Factors such as recent performance, competitive positioning, and broader economic indicators are being considered in this assessment. Investors are encouraged to analyze these elements to make informed decisions regarding MRBK's future prospects. Current evaluations suggest a moderately noticeable influence on Meridian Bank's financial performance and market sentiment.

3 Feb

4

Meridian Bank (MRBK) is currently considered undervalued, holding a Zacks Rank of #2 (Buy) and an A for Value. The stock's P/E ratio is 9.40, below the industry average of 11.13, and its P/B ratio of 1.11 is also attractive compared to the industry's 1.34. MRBK's P/S ratio stands at 0.95 versus an industry average of 1.88, and its P/CF ratio of 8.44 is significantly lower than the industry's 25.19. These metrics suggest that MRBK is undervalued, supported by a strong earnings outlook. The strong value metrics and positive earnings outlook indicate a significant potential for future performance improvement.

3

Meridian Bank (NASDAQ: MRBK) has announced an increase in its dividend to $0.14 per share, reflecting the bank's commitment to returning value to its shareholders. This decision indicates a positive outlook on the bank's financial health and operational performance. Increasing dividends typically signals financial stability and can enhance investor confidence.

29 Jan

4

Meridian Bank (MRBK) reported Q4 earnings and revenues that exceeded analysts' estimates, showcasing strong financial performance. The bank's growth reflects effective management strategies and a favorable economic environment, contributing to increased investor confidence. This positive outcome may enhance the bank's market position and attract further investment. Surpassing earnings and revenue estimates indicates significant financial health and potential for future growth.

3

Meridian Corporation reported its fourth quarter 2025 results, highlighting a quarterly dividend of $0.14 per common share. The financial performance reflects the company's ongoing commitment to shareholder returns amidst its operational strategies. The dividend announcement indicates stable financial performance, which may positively influence investor sentiment but does not fundamentally alter the company's trajectory.

22 Dec

3

Meridian Bank (MRBK) is being evaluated by value investors due to its current stock performance and market conditions. Analysts are assessing the bank's financial health, growth potential, and competitive positioning in the banking sector. The article highlights key metrics and trends that could influence investment decisions, including earnings reports and market sentiment. Investors are encouraged to consider both the risks and opportunities associated with MRBK stock before making investment choices. Moderate influence is expected due to the bank's financial performance and market positioning.

6 Dec

4

Meridian Corporation (NASDAQ:MRBK) has captured the attention of institutional investors with a significant 49% stake in Meridian Bank. This increased interest from institutional players suggests a growing confidence in the bank's potential and future performance, indicating a positive shift in market sentiment towards MRBK. The substantial institutional stake indicates a significant shift in investor confidence and potential strategic advantages for Meridian Bank.

3 Dec

3

Meridian Bank (MRBK) is currently being analyzed for potential undervaluation by investors. The bank's recent performance metrics and market positioning suggest that it may be overlooked in the current financial landscape. Analysts are evaluating various factors, including financial health and growth prospects, to determine if the stock presents a buying opportunity. Market sentiment appears cautious, but there are indications that MRBK could be poised for a rebound, making it an interesting prospect for investors looking for value. Current evaluations indicate that while there are positive signs for MRBK, the overall impact on its trajectory remains limited.

17 Nov

3

Meridian Bank (MRBK) is being evaluated by value investors for potential stock purchases. Analysts are assessing the bank's financial health, growth prospects, and market conditions to determine if it presents a viable investment opportunity. Key metrics and comparisons with industry peers are highlighted to guide investor decisions. Current evaluations suggest a moderate influence on Meridian Bank's financial performance and market positioning.

25 Oct

4

Meridian Bank (MRBK) has reported a rebound in its margins, challenging previous pessimistic narratives following years of declining earnings. The bank's improved financial performance signals a potential turnaround, which may positively influence investor sentiment and market perception. The margin rebound indicates a significant shift in financial performance that could alter the company's trajectory and investor outlook.

23 Oct

3

Meridian Corporation reported its third quarter 2025 financial results, highlighting a quarterly dividend of $0.125 per common share. The results reflect the company's ongoing financial performance and commitment to returning value to shareholders. The dividend announcement and quarterly results may influence investor sentiment and financial performance but are not expected to significantly alter the company's trajectory.

21 Sep

4

Meridian Bank (NASDAQ: MRBK) has seen a remarkable 175% increase in stock value over the past five years, reflecting strong performance and growth. Investors who bought shares five years ago have significantly benefited from this appreciation, indicating the bank's successful strategies and market positioning. The substantial increase in stock value suggests significant strategic moves and positive market sentiment that could alter the company's trajectory.

11 Aug

4

Meridian Bank (MRBK) reported its second quarter 2025 earnings, surpassing analysts' expectations. The bank demonstrated strong financial performance, driven by increased loan growth and improved net interest margins. This positive outcome reflects effective management strategies and a robust economic environment. Investors reacted favorably to the news, indicating confidence in the bank's future prospects. Strong earnings performance and growth indicators suggest significant potential for future market impact.

24 Jul

3 earnings

Meridian Corporation reported a net income of $5.6 million for Q2 2025, a 133% increase from the previous quarter, driven by improved net interest income and reduced credit loss provisions. The bank's total assets were $2.5 billion, with commercial loans increasing by $33.2 million. The Board declared a quarterly dividend of $0.125 per share. Meridian's CEO highlighted strong earnings, improved margins, and loan growth, despite challenges in non-performing loans and mortgage market constraints. The bank's net interest margin rose to 3.54%, and return on average equity was 12.68%. Meridian Wealth Partners reported pre-tax income of $604,000, and the mortgage segment saw a significant turnaround. The bank remains focused on reducing non-performing loans and forecasts 8-10% loan growth for the year. The significant increase in net income and improved financial metrics suggest a moderately noticeable influence on Meridian Bank's future performance.

27 Apr

3

Meridian Bank reported its first quarter 2025 earnings, which fell short of analysts' expectations. The bank's revenue and net income were lower than projected, leading to concerns about its financial health and future performance. Analysts noted that the disappointing results could impact investor sentiment and the bank's stock price in the near term. Earnings miss may affect investor sentiment and financial performance but is not expected to drastically alter the bank's long-term trajectory.

9 Mar

3

Meridian Corporation (NASDAQ:MRBK) shareholders have seen a 127% total shareholder return (TSR) over the past five years, despite a recent 14% drop in share price. The stock's 82% price increase during this period lags behind the market's 129% return. EPS growth matched share price growth at 13% annually, indicating stable investor sentiment. Insiders have been buying shares, and the company has shown a 51% TSR over the last year, suggesting improved performance. The article highlights the importance of dividends in the TSR calculation. The stable EPS growth and insider buying indicate moderate influence on future performance.

20 Feb

4

Meridian Bank (MRBK) is currently rated #2 (Buy) by Zacks with an A for Value, indicating it may be undervalued. The stock has a P/E ratio of 8.19, significantly lower than the industry average of 11.14. MRBK's P/B ratio stands at 1.13, compared to the industry's 1.36, and its P/S ratio is 0.96 versus the industry's 1.91. Additionally, MRBK's P/CF ratio of 8.59 is attractive against the industry's 13.62. These metrics suggest that MRBK and OFG Bancorp are strong value stocks worth considering for investment. The strong valuation metrics and positive earnings outlook indicate a significant potential for future performance improvement.

17 Feb

4

Meridian Bank (MRBK) has been upgraded to a Zacks Rank #2 (Buy) due to an upward trend in earnings estimates, indicating a positive outlook for its stock price. The Zacks rating system, based on earnings estimate revisions, suggests that the stock's future earnings potential is improving. For the fiscal year ending December 2025, Meridian Bank is expected to earn $2.07 per share, a 42.8% increase from the previous year, with a 13.4% rise in the Zacks Consensus Estimate over the past three months. This upgrade positions Meridian Bank in the top 20% of Zacks-covered stocks, suggesting potential for market-beating returns. The upgrade reflects significant improvements in earnings estimates, likely influencing investor sentiment and stock performance.

7 Feb

4

Meridian Bank (MRBK) has experienced a significant surge in its stock price in 2025, driven by strong financial performance, strategic expansions, and positive market sentiment. The bank's recent initiatives, including innovative product offerings and enhanced customer service, have attracted investor interest. Additionally, favorable economic conditions and a growing demand for banking services have contributed to the upward momentum. Analysts are optimistic about the bank's future prospects, citing its robust growth strategy and commitment to technology integration as key factors for continued success. Significant strategic moves and positive market conditions are likely to alter the company's trajectory and investor sentiment.

27 Jan

3

Meridian Bank (NASDAQ:MRBK) has announced a dividend payment of $0.125 per share. This dividend reflects the bank's ongoing commitment to returning value to its shareholders. The payment is part of the bank's strategy to maintain investor confidence and support its stock performance in the market. The dividend payment indicates financial stability and may positively influence investor sentiment, but it is not expected to significantly alter the bank's overall trajectory.

24 Jan

4

Meridian Bank (MRBK) reported strong Q4 earnings and revenue, surpassing analysts' expectations. The bank's performance reflects robust growth in its lending and deposit activities, contributing to an overall positive financial outlook. This performance positions Meridian Bank favorably in the competitive banking landscape, potentially attracting more investors and enhancing its market presence. Strong earnings and revenue growth indicate significant positive momentum for future performance and investor sentiment.

3

Meridian Corporation has reported its financial results for the fourth quarter of 2024, highlighting a quarterly dividend of $0.125 per common share. The results reflect the company's performance and strategic initiatives during the quarter, indicating a commitment to returning value to shareholders. The dividend announcement and quarterly results may influence investor sentiment and financial performance, but the overall impact is expected to be limited.

stockrow.com/MRBK · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com