Saturday 17 October 2026 Export MRBK’s income statement to Excel — free account

Meridian Bank

Meridian Bank’s revenue for fiscal 2025 (year ended December 2025) was $205.5 million, up 4.12% from fiscal 2024. In the quarter to June 2026, revenue fell 3.50%, EPS fell 2.00%, free cash flow grew 89.0% and total debt was flat, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for three; insiders bought in the last twelve months.

18.51 0.10 +0.54%

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Market cap: $219.6M
P/E: 9.9×
Fwd P/E: 9.5×
Dividend yield: 2.94%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.05

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	1	2	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 21.58%

Capital & Financial Ratios $m

Market Cap 219.61

Revenue 204.92

Net Income 21.66

Free Cash Flow 18.66

Net Debt 13.50

Current Ratio 0.98

Debt/Equity 0.24

P/E ratio 9.90

Fwd P/E 9.47

P/S ratio 1.07

P/B ratio 1.07

Past 5Y EPS Growth (2.41%)

This Y EPS Growth (13.76%)

Next Y EPS Growth 36.81%

Next Y revenue growth (36.84%)

Next 5Y EPS Growth 23.03%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 60.63%

10-year low 10-year high

P/S against its own 10 years 55.24%

10-year low 10-year high

P/B against its own 10 years 63.71%

10-year low 10-year high

Dividends

Payout Ratio 0.30

Annual Dividend Rate 0.55

Annual Dividend Yield 2.94%

	total	individual payouts
2027	Powerpack
2026	0.53	0.14 0.14 0.14
2025	0.50	0.13 0.13 0.13 0.13
2024	0.50	0.13 0.13 0.13 0.13
2023	0.50	0.13 0.13 0.13 0.13
2022	0.40	0.10 0.10 0.10 0.10
2021	0.29	0.06 0.50 0.06 0.06 0.10
2020	0.13	0.06 0.06
2019	Powerpack
2018	Powerpack
2017	Powerpack

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	57	27	36	36
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	1,965	2,082	2,229	2,258

	2023	2024	2025	Q'26
Payables	1,823	2,005	2,158	2,194
ST’ Debt	—	—	—	—
Other	—	—	—	—
	2,009	2,137	2,282	2,308

Compound Annual Growth %

	10y	5y	3y
Sales	—	6.56%	16.36%
Cash Flow	—	0.00%	(34.04%)
Earnings	—	(3.75%)	0.01%
Book Value	—	7.12%	9.22%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	48	51	—	—	—
’25	46	52	53	53	205
’24	45	48	51	53	197
’23	38	43	44	44	169
’22	31	30	33	36	130
’21	44	39	40	35	160
’20	23	34	45	48	150

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	3	(1)	—	—	—
’25	18	(12)	24	(6)	24
’24	(2)	(19)	31	(1)	10
’23	(11)	0	23	8	19
’22	6	29	28	21	85
’21	63	43	21	39	165
’20	(63)	(17)	(82)	3	(158)

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	3	(1)	—	—	—
’25	18	(13)	24	(7)	23
’24	(4)	(19)	33	(1)	9
’23	(12)	0	22	7	17
’22	6	28	27	20	82
’21	62	43	20	35	160
’20	(63)	(17)	(82)	3	(159)

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.17	0.48	—	—	—
’25	0.21	0.49	0.58	0.61	1.89
’24	0.24	0.30	0.42	0.49	1.45
’23	0.34	0.41	0.35	0.05	1.16
’22	0.44	0.48	0.48	0.39	1.79
’21	0.83	0.67	0.76	0.62	1.43
’20	0.20	0.47	0.76	0.74	2.14

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	—	8.63	7.63	8.25	5.34	9.25	13.94	7.80	8.26	11.16	Analyst estimates 2026–2028 Powerpack
	High	—	10.69	10.40	10.39	13.00	19.04	19.89	16.68	17.33	18.33
People
People	Employees	—	—	—	—	381	413	366	324	322	327
	Revenue/emp, $m	0.00	0.00	0.00	0.00	0.39	0.39	0.36	0.52	0.61	0.63
Income, $m
Income, $m	Revenue	28	72	76	86	150	160	130	169	197	205
	Gross margin, %	0.00	90.64	85.07	80.73	90.87	94.73	85.75	59.87	56.92	61.73
	EBT	8	6	10	14	35	46	28	17	22	28
	EBT margin, %	26.74	7.99	13.73	15.76	23.09	29.03	21.40	10.07	11.04	13.82
	Net income	5	3	8	10	26	36	22	13	16	22
	Depreciation	—	1	1	2	(2)	(3)	2	5	6	1
Per share, $
Per share, $	Revenue	8.37	9.67	5.97	6.69	12.22	6.63	11.06	15.16	17.76	18.14
	Earnings	1.11	0.25	0.64	0.82	2.16	1.48	1.85	1.19	1.47	1.93
	Cash flow	(9.69)	1.40	0.86	1.68	(12.94)	6.86	7.18	1.70	0.86	2.15
	Capex	0.00	(0.32)	(0.13)	(0.06)	(0.06)	(0.22)	(0.25)	(0.16)	(0.05)	(0.15)
	Free cash flow	(9.69)	1.08	0.73	1.63	(13.00)	6.64	6.93	1.53	0.81	2.00
	Book value	20.82	13.54	8.56	9.42	11.57	6.87	13.00	14.22	15.43	17.63
	Shares, m	3	7	13	13	12	24	12	11	11	11
Valuation, ×
Valuation, ×	P/E	14.50	0.00	13.40	12.32	4.79	6.21	8.22	11.64	9.33	9.16
	P/S	0.00	0.00	1.44	1.51	0.85	2.78	1.38	0.91	0.77	0.97
	P/B	0.00	0.69	1.00	1.07	0.90	2.68	1.17	0.97	0.89	1.00
	EV/Sales	0.00	0.00	1.33	1.56	1.98	2.88	1.39	0.87	0.88	1.04
	EV/FCF	0.00	0.00	10.80	6.44	(1.86)	2.88	2.22	8.64	19.34	9.43
Cash, $m
Cash, $m	Operating cash flow	(33)	10	11	22	(158)	165	85	19	10	24
	Capex	(4)	(2)	(2)	(1)	(1)	(5)	(3)	(2)	(1)	(2)
	Free cash flow	(33)	8	9	21	(159)	160	82	17	9	23
Balance, $m
Balance, $m	Working capital	—	34	28	55	189	(11)	(44)	(44)	(55)	(53)
	Total debt	132	22	15	44	206	41	40	50	50	50
	Net debt	132	(13)	(8)	5	169	17	2	(7)	22	14
	Shareholders’ equity	70	101	110	121	142	165	153	158	172	200
Returns, %
Returns, %	ROA	0.47	0.23	0.88	0.98	1.84	2.07	1.16	0.61	0.71	0.88
	ROIC	0.00	4.11	6.49	6.73	6.94	15.87	11.24	7.02	7.03	8.30
	ROE	4.77	2.36	7.74	9.10	20.16	23.18	13.70	8.51	9.92	11.76

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
CMTV Community Bancorp.	$234.3M	12.6×	—	+8.55% (above 0%: growing)	+16.67% (above 0%: growing)	+17.48% (above 0%: growing)	73.88%	0.00%	Compare
INBK First Internet Bancorp	$226.6M	— (loss-making)	11.4×	−1.30% (below 0%: shrinking)	+1,250.00% (above 0%: growing)	+126.71% (above 0%: growing)	48.20%	0.00%	Compare
OPBK OP Bancorp	$221.8M	7.6×	7.5×	+5.31% (above 0%: growing)	+28.57% (above 0%: growing)	+3.10% (above 0%: growing)	58.66%	0.00%	Compare
MRBK Meridian Bank	$219.6M	9.9×	9.5×	−3.50% (below 0%: shrinking)	−2.00% (below 0%: shrinking)	+88.96% (above 0%: growing)	64.49%	0.00%
CFBK CF Bankshares Inc.	$217.9M	11.5×	8.1×	−0.68% (below 0%: shrinking)	+18.18% (above 0%: growing)	−35.84% (below 0%: shrinking)	52.15%	0.00%	Compare
OVBC Ohio Valley Banc Corp.	$217.2M	15.3×	11.0×	+11.63% (above 0%: growing)	−30.34% (below 0%: shrinking)	−91.53% (below 0%: shrinking)	69.70%	0.00%	Compare
FCAP First Capital, Inc.	$206.0M	11.1×	— (loss-making)	+11.02% (above 0%: growing)	+26.55% (above 0%: growing)	+2.66% (above 0%: growing)	80.17%	0.00%	Compare
CZWI Citizens Community Bancorp, Inc.	$203.7M	16.2×	11.4×	−2.75% (below 0%: shrinking)	−66.67% (below 0%: shrinking)	+1,134.94% (above 0%: growing)	65.38%	0.00%	Compare
RBKB Rhinebeck Bancorp, Inc.	$200.9M	17.9×	—	+2.17% (above 0%: growing)	−5.03% (below 0%: shrinking)	+145.41% (above 0%: growing)	71.31%	0.00%	Compare
Median of peers	$217.6M	12.6×	11.0×	+3.74%	+17.43%	+10.29%	67.54%	0.00%

All 323 Banks Regional stocks →

Meridian Bank (MRBK) key facts

Strength: Meridian Bank’s revenue for fiscal 2025 (year ended December 2025) was $205.5 million, up 4.12% from fiscal 2024.
Meridian Bank (MRBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, MRBK traded at $18.51, a market capitalization of $219.6 million.
Meridian Bank pays an annual dividend of $0.55 per share, a yield of 2.94%, with a payout ratio of 29.7%.
Return on equity was 11.8% and debt-to-equity 0.24.
Its Piotroski F-score is 7 out of 9 for fiscal 2025.