Landmark Bancorp Inc. LARK
- Market cap
- $191.1M
- P/E
- 9.7×
Follow LARK
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 17.76 | 20.16 | 16.45 | 17.02 | 12.30 | 18.47 | 17.86 | 14.24 | 16.24 | 20.99 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| 21.44 | 24.18 | 22.00 | 21.39 | 22.85 | 25.92 | 25.92 | 21.75 | 24.05 | 29.56 |
High Price
|
|||
| 292 | 286 | 291 | 289 | 292 | 270 | 286 | 280 | 287 | 283 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
|
|||
| 44 | 45 | 49 | 53 | 67 | 62 | 57 | 78 | 89 | 96 |
Revenue
|
|||
| 92.76% | 92.03% | 88.99% | 87.23% | 95.84% | 97.57% | 92.37% | 72.55% | 68.22% | 73.60% |
Gross Margin
|
|||
| 11 | 3 | 12 | 12 | 24 | 23 | 11 | 14 | 14 | 23 |
EBT
|
|||
| 25.58% | 7.72% | 23.80% | 22.89% | 36.45% | 36.76% | 19.87% | 18.21% | 15.89% | 24.02% |
EBT Margin
|
|||
| 9 | 4 | 10 | 11 | 19 | 18 | 10 | 12 | 13 | 19 |
Net Income
|
|||
| 4 | 4 | 4 | 4 | 4 | 5 | 4 | 2 | 1 | 1 |
Depreciation
|
|||
| 7.46 | 7.49 | 7.96 | 8.60 | 10.99 | 10.23 | 9.40 | 12.90 | 14.66 | 15.81 |
Revenue/Sh
|
|||
| 1.51 | 0.72 | 1.70 | 1.73 | 3.21 | 2.97 | 1.63 | 2.02 | 2.15 | 3.09 |
Earnings/Sh
|
|||
| 3.22 | 0.51 | 3.47 | 1.48 | 2.44 | 5.13 | 4.09 | 2.09 | 2.35 | 3.56 |
Cash Flow/Sh
|
|||
| 0.04 | (0.10) | (0.14) | (0.13) | 0.00 | (0.12) | 0.08 | (0.16) | 0.39 | (0.03) |
Capex/Sh
|
|||
| 3.26 | 0.41 | 3.32 | 1.35 | 2.44 | 5.01 | 4.18 | 1.92 | 2.75 | 3.53 |
Free CF/Sh
|
|||
| 14.39 | 14.59 | 15.01 | 17.65 | 20.90 | 22.34 | 18.40 | 21.02 | 22.53 | 26.46 |
Book Value/Sh
|
|||
| 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
Shares
|
|||
| 14.37 | 29.05 | 10.65 | 11.91 | 5.85 | 8.34 | 11.83 | 8.89 | 10.60 | 8.49 |
PE Ratio
|
|||
| 2.86 | 2.83 | 2.28 | 2.40 | 1.71 | 2.42 | 2.05 | 1.39 | 1.56 | 1.66 |
PS Ratio
|
|||
| 1.48 | 1.45 | 1.21 | 1.17 | 0.90 | 1.11 | 1.05 | 0.85 | 1.02 | 0.99 |
PB Ratio
|
|||
| 3.78 | 3.64 | 2.75 | 2.60 | 0.68 | (0.39) | 2.17 | 2.09 | 2.13 | 1.74 |
EV/Sales
|
|||
| 8.65 | 66.42 | 6.58 | 16.55 | 3.06 | (0.81) | 4.88 | 13.99 | 11.35 | 7.79 |
EV/FCF
|
|||
| 19 | 3 | 21 | 9 | 15 | 31 | 25 | 13 | 14 | 22 |
Op' Cash Flow
|
|||
| 0 | (1) | (1) | (1) | 0 | (1) | 1 | (1) | 2 | 0 |
Capex
|
|||
| 19 | 2 | 20 | 8 | 15 | 30 | 25 | 12 | 17 | 21 |
FCF
|
|||
| (295) | (305) | (310) | (282) | (211) | (296) | (451) | (349) | (269) | (262) |
Working Cap'
|
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| 60 | 53 | 42 | 25 | 22 | 22 | 39 | 86 | 75 | 32 |
Total Debt
|
|||
| 40 | 37 | 23 | 11 | (69) | (175) | 7 | 54 | 50 | 8 |
Net Debt
|
|||
| 85 | 88 | 92 | 109 | 127 | 136 | 111 | 127 | 136 | 161 |
Sh' Equity
|
|||
| 1.00% | 0.47% | 1.09% | 1.07% | 1.78% | 1.43% | 0.70% | 0.80% | 0.83% | 1.18% |
ROA
|
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| 5.62% | 1.75% | 6.33% | 6.33% | 26.14% | 0.00% | 7.79% | 4.89% | 4.72% | 8.54% |
ROIC
|
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| 10.83% | 5.06% | 11.62% | 10.63% | 16.57% | 13.73% | 8.00% | 10.27% | 9.88% | 12.65% |
ROE
|
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Landmark Bancorp Inc. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| BAFN BayFirst Financial Corp. | $192.0M | 0.0× | Compare |
| SBFG SB Financial Group, Inc. | $192.2M | 11.1× | Compare |
| CBFV CB Financial Services, Inc. | $188.6M | 25.9× | Compare |
| HNVR Hanover Bancorp, Inc. | $183.9M | 20.9× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| FNWD Finward Bancorp | $183.1M | 18.9× | Compare |
| RBKB Rhinebeck Bancorp, Inc. | $200.9M | 17.8× | Compare |
| ECBK ECB Bancorp, Inc. | $180.9M | 14.6× | Compare |
| FCAP First Capital, Inc. | $204.5M | 10.9× | Compare |
Landmark Bancorp Inc. (LARK) key facts
- Landmark Bancorp Inc. (LARK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Landmark Bancorp Inc.’s revenue for fiscal 2025 (year ended December 2025) was $96.0 million, up 8.26% from fiscal 2024.
- Net income was $18.8 million, or $3.09 per share (basic), a net margin of 19.6%.
- As of September 25, 2026, LARK traded at $31.97, a market capitalization of $191.1 million.
- At that price the stock trades at 9.7× trailing-twelve-month earnings and 2.0× sales.
- Landmark Bancorp Inc. pays an annual dividend of $0.84 per share, a yield of 4.23%, with a payout ratio of 41.0%.
- Return on equity was 12.7% and debt-to-equity 0.63.
Landmark Bancorp Inc. (LARK) Latest News
23 Sep
Landmark Bancorp Inc. (LARK), a Manhattan-based finance holding company, has risen about 22% this year as it delivers steady cash flow to shareholders. The stock currently yields 2.63%, with a $0.21 quarterly dividend and an annualized payout of $0.84, up 5% from last year. Over five years, Landmark has raised its dividend five times for an average annual increase of about 6.4%. The company’s trailing payout ratio stands at 26%. For 2026, Zacks projects $3.47 EPS, reflecting a roughly 13% year-over-year gain. The shares carry a Zacks Rank of #3 (Hold). The piece notes that while high-yield stocks can struggle in rising-rate environments, Landmark is presented as a compelling dividend opportunity. As with many dividend plays, future growth will depend on earnings expansion and payout strategies. Dividend growth alongside a solid payout ratio and a 13% earnings growth forecast point to a moderate positive impact on future performance.
7 Aug
Landmark Bancorp Inc. (LARK) released its Q2 2026 earnings call transcript covering quarterly financial results, management commentary, and forward outlook. Quarterly earnings details and guidance can shift near-term investor views on performance and valuation.
30 Jul
Landmark Bancorp Inc. (LARK) held its Q2 2026 earnings call covering financial results and company outlook. Quarterly earnings calls disclose results and guidance that typically move stock prices in the near term.
1 May
Landmark Bancorp Inc. (LARK) released its Q1 2026 earnings call transcript, detailing quarterly financial performance, operational updates, and forward-looking guidance. Q1 2026 earnings transcript discloses financial results, strategic insights, and guidance that can significantly sway investor sentiment and stock trajectory.
Landmark Bancorp Inc. (LARK) Q1 earnings rose year-over-year, driven by margin expansion and revenue growth. Q1 earnings increase from margin expansion and revenue growth moderately boosts financial performance and investor sentiment.
30 Apr
Landmark Bancorp Inc. (LARK) released Q1 earnings call highlights covering financial results, performance metrics, and forward-looking statements. Q1 earnings highlights affect key financial metrics and market sentiment without fundamentally altering long-term trajectory.
Landmark Bancorp, Inc. released Q1 2026 earnings call summary highlighting financial results, operational updates, and future outlook. Quarterly earnings summary provides key financial metrics and guidance influencing investor sentiment and short-term performance moderately.
29 Apr
Landmark Bancorp, Inc. reported first quarter 2026 financial results. Quarterly earnings results moderately influence financial performance and investor sentiment.
11 Feb
Landmark Bancorp Inc. (LARK) experienced a 3% increase in stock price following its year-over-year Q4 earnings growth, which was attributed to improved margins and effective cost control measures. The company's financial performance reflects a positive trend, indicating strong operational management and potential for continued growth. Earnings growth and solid cost control are likely to significantly impact future performance and investor sentiment.
3 Feb
Landmark Bancorp Inc. (LARK) reported a year-over-year increase in Q4 earnings, driven by strong margins. The company's financial performance reflects effective cost management and improved operational efficiency, contributing to its overall growth. Investors are likely to view these results positively as they indicate a solid financial foundation and potential for future profitability. Strong margins and improved earnings suggest significant positive momentum for future performance.
29 Jan
Landmark Bancorp Inc. reported its Q4 earnings, highlighting key financial metrics and strategic initiatives. The company demonstrated growth in net income and assets, driven by increased loan demand and effective cost management. Management discussed future plans to enhance digital banking services and expand market reach, aiming to improve customer experience and operational efficiency. The earnings call emphasized a positive outlook for the upcoming quarters, despite potential economic challenges. Significant strategic initiatives and growth in key financial metrics are likely to impact future performance positively.
Landmark Bancorp Inc. (LARK) reported its Q4 2025 earnings, highlighting a significant increase in net income compared to the previous quarter. The bank attributed this growth to improved loan performance and a reduction in non-performing assets. Management expressed optimism about future growth prospects, citing strategic initiatives aimed at expanding their market presence. Additionally, the bank announced a dividend increase, reflecting confidence in its financial stability. Overall, the earnings report indicates a positive trajectory for Landmark Bancorp moving forward. The earnings report indicates significant growth and strategic initiatives that could alter the company's trajectory.
Landmark Bancorp, Inc. released Q4 2025 earnings call summary detailing quarterly financial results and forward guidance. Q4 year-end earnings summary signals major financial updates and strategic outlook with significant potential to alter stock trajectory and investor sentiment.
28 Jan
Landmark Bancorp Inc. (LARK) reported its Q4 earnings, showcasing a notable increase in net income compared to the previous year. The bank's total assets and deposits also saw significant growth, reflecting strong operational performance. Management highlighted strategic initiatives aimed at enhancing customer service and expanding market reach. The earnings report indicates a positive outlook for the upcoming quarters, driven by effective cost management and a focus on core banking services. The earnings report indicates significant growth in net income and assets, suggesting a strong future performance and positive investor sentiment.
Landmark Bancorp, Inc. reported its financial results for the fourth quarter and full year of 2025, highlighting significant growth in net income and total assets. The company experienced an increase in loans and deposits, reflecting strong demand and effective management strategies. Additionally, improvements in net interest margin contributed positively to overall performance. The bank's focus on expanding its service offerings and enhancing customer experience was emphasized as a key driver of its success during the year. The reported financial growth and strategic initiatives indicate a significant impact on future performance and market positioning.
5 Jan
Landmark Bancorp, Inc. has been recognized nationally as a top-performing small-cap bank, highlighting its strong financial performance and effective management strategies. This accolade reflects the bank's commitment to excellence and positions it favorably within the competitive banking landscape. National recognition as a top-performing bank is likely to enhance investor sentiment and attract new business opportunities.
4 Jan
Landmark Bancorp Inc. (LARK) is being evaluated for its potential inclusion on investment watchlists due to its recent performance and market position. Analysts are considering various factors such as financial health, growth prospects, and competitive landscape to determine if the stock is a worthy investment opportunity. Moderate influence is expected due to the company's financial performance and market positioning.
2 Dec
Investors in Landmark Bancorp Inc. (NASDAQ:LARK) who purchased shares five years ago have seen an impressive return of 80%. The company's stock performance reflects strong financial health and strategic growth initiatives, contributing to its positive trajectory in the market. The significant return on investment indicates strong market performance and potential for continued growth.
1 Nov
Landmark Bancorp Inc. (LARK) reported its latest earnings, highlighting key financial metrics and operational updates. The company demonstrated growth in net income and assets, driven by strategic initiatives and improved loan performance. Management provided insights into future expectations and market conditions, emphasizing a commitment to enhancing shareholder value. Overall, the earnings call reflected a positive outlook for the company amidst a competitive banking environment. Significant strategic initiatives and positive financial performance are likely to influence investor sentiment and future growth.
31 Oct
Landmark Bancorp Inc. reported a year-over-year increase in Q3 earnings, driven by loan growth and credit gains. The bank's performance reflects strong demand for loans and effective credit management, contributing positively to its financial results. Loan growth and credit gains are significant factors that can enhance future financial performance and investor sentiment.
Landmark Bancorp Inc. (LARK) has demonstrated margin expansion, reinforcing bullish narratives around the company. However, concerns have arisen regarding the sustainability of its revenue, raising questions about its long-term financial health and market position. Concerns about revenue sustainability may moderately influence the company's financial performance and market sentiment.
29 Oct
Landmark Bancorp Inc. (LARK) reported its Q3 earnings, showcasing a notable increase in net income compared to the previous year. The bank's total assets and deposits also saw growth, reflecting a strong performance in its lending operations. Management highlighted strategic initiatives aimed at enhancing operational efficiency and customer service. The results indicate a positive trajectory for the company amidst a competitive banking environment. The significant increase in net income and growth in assets suggest a strong future performance and positive investor sentiment.
Landmark Bancorp, Inc. reported third quarter 2025 earnings per share of $0.85 and declared a cash dividend of $0.21 per share along with a 5% stock dividend. These financial results reflect the company's ongoing performance and commitment to returning value to shareholders. Earnings per share and dividend announcements can moderately influence investor sentiment and financial performance.
16 Sep
Landmark Bancorp Inc. (NASDAQ:LARK) has gained popularity among retail investors, who now own 51% of the company's shares, while institutional investors hold 29%. This shift indicates a strong retail interest in the company, potentially influencing its market dynamics and investor sentiment. The significant retail ownership may moderately influence market sentiment and the company's competitive positioning.
9 Sep
Zacks Investment Research has initiated coverage of Landmark Bancorp Inc. (LARK) with an 'Outperform' rating, indicating a positive outlook for the company's future performance. This rating suggests that analysts expect LARK to perform better than the broader market, potentially attracting investor interest and confidence. An 'Outperform' rating from Zacks indicates significant positive sentiment and potential for improved market performance.
29 Jul
Landmark Bancorp Inc. reported a 44% year-over-year increase in Q2 earnings, driven by strong loan growth that enhanced its profit margins. The bank's performance reflects effective management strategies and a favorable lending environment, contributing to improved financial results. Significant loan growth and increased earnings are likely to positively influence future performance and investor sentiment.
27 Jul
Landmark Bancorp (NASDAQ:LARK) has shown a modest EPS growth of 5.7% annually over the past three years, alongside a 12% revenue increase to US$62m while maintaining stable EBIT margins. Insiders hold 20% of the company, valued at US$30m, indicating alignment with shareholders. The CEO's compensation is below the median for similar companies, suggesting good governance. However, there are two warning signs to consider. Overall, the company appears worth monitoring for potential growth. Moderate EPS growth and insider ownership suggest a stable outlook, but warning signs indicate potential risks.
26 Jul
Landmark Bancorp Inc. (LARK) reported strong net income growth in its Q2 2025 earnings call, highlighting significant financial performance improvements. The company emphasized its strategic initiatives and operational efficiencies that contributed to this growth, alongside positive market conditions. Management expressed optimism about future prospects and ongoing efforts to enhance shareholder value. Strong net income growth and strategic initiatives indicate a significant positive shift in the company's performance outlook.
24 Jul
Landmark Bancorp, Inc. reported earnings per share of $0.75 for the second quarter of 2025 and declared a cash dividend of $0.21 per share. The financial results reflect the company's ongoing performance and commitment to returning value to shareholders. Earnings and dividend announcements can moderately influence investor sentiment and financial performance.
24 Jun
Landmark Bancorp, Inc. (NASDAQ:LARK) shares fell 18% in the last month, but the company has seen a 31% increase in share price over the past year, alongside a 28% growth in earnings per share (EPS). The total shareholder return (TSR) for the last year was 36%, boosted by dividends. This performance suggests improved business momentum compared to an annualized return of 8% over the past five years. However, there are two warning signs regarding risks associated with the company. The company's recent performance and dividend payments indicate a moderately noticeable influence on its future trajectory.