ECB Bancorp, Inc. ECBK
- Market cap
- $180.9M
- P/E
- 14.6×
Follow ECBK
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | — | — | — | — | — | 13.82 | 9.82 | 11.39 | 12.56 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| — | — | — | — | — | — | 16.91 | 16.49 | 15.75 | 17.75 |
High Price
|
|||
| — | — | — | — | — | — | 66 | 68 | 64 | 64 |
Employees
|
|||
| — | — | — | — | 0 | 0 | 0 | 1 | 1 | 1 |
Revenue/Emp
|
|||
| — | — | — | — | 17 | 24 | 31 | 56 | 68 | 80 |
Revenue
|
|||
| — | — | — | — | 0.00% | 84.40% | 81.95% | 46.29% | 38.40% | 41.81% |
Gross Margin
|
|||
| — | — | — | — | 7 | 5 | 3 | 6 | 5 | 10 |
EBT
|
|||
| — | — | — | — | 38.13% | 23.19% | 11.44% | 10.72% | 7.87% | 13.05% |
EBT Margin
|
|||
| — | — | — | — | 5 | 4 | 3 | 4 | 4 | 8 |
Net Income
|
|||
| — | — | — | — | — | 1 | 0 | 0 | 1 | 0 |
Depreciation
|
|||
| — | — | — | — | 1.61 | 2.22 | 3.61 | 6.59 | 8.27 | 9.82 |
Revenue/Sh
|
|||
| — | — | — | — | 0.46 | 0.38 | 0.32 | 0.53 | 0.48 | 0.96 |
Earnings/Sh
|
|||
| — | — | — | — | 0.48 | 0.61 | 0.92 | 0.76 | 0.75 | 1.14 |
Cash Flow/Sh
|
|||
| — | — | — | — | 0.00 | (0.01) | (0.03) | (0.04) | (0.01) | (0.03) |
Capex/Sh
|
|||
| — | — | — | — | 0.48 | 0.60 | 0.89 | 0.72 | 0.75 | 1.11 |
Free CF/Sh
|
|||
| — | — | — | — | 6.86 | 7.26 | 19.24 | 19.48 | 20.38 | 21.23 |
Book Value/Sh
|
|||
| — | — | — | — | 11 | 11 | 8 | 8 | 8 | 8 |
Shares
|
|||
| — | — | — | — | 46.71 | 46.71 | 46.71 | 23.79 | 30.29 | 18.11 |
PE Ratio
|
|||
| — | — | — | — | 0.00 | 0.00 | 4.48 | 1.91 | 1.79 | 1.77 |
PS Ratio
|
|||
| — | — | — | — | 0.00 | 0.00 | 0.84 | 0.65 | 0.73 | 0.82 |
PB Ratio
|
|||
| — | — | — | — | (1.01) | (1.01) | 8.14 | 3.97 | 2.91 | 4.16 |
EV/Sales
|
|||
| — | — | — | — | (6.33) | (6.33) | 32.91 | 36.35 | 32.23 | 36.73 |
EV/FCF
|
|||
| — | — | — | — | 5 | 6 | 8 | 6 | 6 | 9 |
Op' Cash Flow
|
|||
| — | — | — | — | 0 | 0 | 0 | 0 | 0 | 0 |
Capex
|
|||
| — | — | — | — | 5 | 6 | 8 | 6 | 6 | 9 |
FCF
|
|||
| — | — | — | — | — | 1 | 233 | 294 | 300 | 340 |
Working Cap'
|
|||
| — | — | — | — | 18 | 9 | 174 | 234 | 234 | 285 |
Total Debt
|
|||
| — | — | — | — | 18 | (44) | 112 | 115 | 76 | 190 |
Net Debt
|
|||
| — | — | — | — | 73 | 77 | 163 | 165 | 168 | 172 |
Sh' Equity
|
|||
| — | — | — | — | 0.00% | 0.64% | 0.31% | 0.38% | 0.30% | 0.51% |
ROA
|
|||
| — | — | — | — | 0.00% | 10.27% | 0.80% | 1.34% | 1.37% | 1.79% |
ROIC
|
|||
| — | — | — | — | 0.00% | 5.38% | 2.27% | 2.72% | 2.40% | 4.57% |
ROE
|
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ECB Bancorp, Inc. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| FNWD Finward Bancorp | $183.1M | 18.9× | Compare |
| HNVR Hanover Bancorp, Inc. | $183.9M | 20.9× | Compare |
| MNSB MainStreet Bank | $177.0M | 12.2× | Compare |
| BVFL BV Financial, Inc. | $176.3M | 13.6× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| CBFV CB Financial Services, Inc. | $188.6M | 25.9× | Compare |
| LARK Landmark Bancorp Inc. | $191.1M | 9.7× | Compare |
| EBMT Eagle Bancorp Montana, Inc. | $170.5M | 10.5× | Compare |
| BAFN BayFirst Financial Corp. | $192.0M | 0.0× | Compare |
ECB Bancorp, Inc. (ECBK) key facts
- ECB Bancorp, Inc. (ECBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- ECB Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $79.5 million, up 16.5% from fiscal 2024.
- Net income was $7.8 million, or $0.96 per share (basic), a net margin of 9.78%.
- As of September 25, 2026, ECBK traded at $20.70, a market capitalization of $180.9 million.
- At that price the stock trades at 14.6× trailing-twelve-month earnings and 1.9× sales.
- Return on equity was 4.57% and debt-to-equity 1.58.
ECB Bancorp, Inc. (ECBK) Latest News
13 May
ECB Bancorp (NASDAQ:ECBK) has caught the eye of investors due to strong financial metrics, attractive valuation, and promising growth prospects. ECB Bancorp's appealing fundamentals and undervaluation signal moderately noticeable investor interest with potential influence on market sentiment and performance.
29 Jan
Insider trading activity at ECB Bancorp, Inc. (ECBK) has shown positive signals, with multiple insiders purchasing shares of the company. This trend may indicate confidence in the company's future performance and prospects, potentially influencing market sentiment positively. Insider purchases can signal confidence in the company's future, which may moderately influence market sentiment and performance.
4 Dec
ECB Bancorp, Inc. (ECBK) is gaining attention due to its recent financial performance and strategic initiatives that may enhance its market position. Investors are particularly interested in the company's growth prospects and potential for increased profitability, driven by favorable market conditions and effective management strategies. Analysts suggest that ECBK's focus on expanding its services and customer base could lead to significant long-term benefits. Strategic initiatives and financial performance are likely to significantly impact the company's future trajectory and investor sentiment.
24 Oct
ECB Bancorp, Inc. (ECBK) reported a significant increase in its net profit margin, reaching 22.2%. This improvement raises questions about the company's valuation, suggesting a potential reassessment by investors. The strong financial performance may alleviate previous concerns regarding the stock's market position. The substantial increase in net profit margin is likely to significantly influence investor sentiment and the company's future performance.
22 Aug
Insiders at ECB Bancorp, Inc. have made significant investments in the company, indicating positive sentiment and confidence in its future prospects. This activity is often viewed as a bullish signal by investors, suggesting that those with intimate knowledge of the company believe in its growth potential. Such insider buying can enhance market perception and may lead to increased interest from other investors. Insider investments typically signal confidence in the company's future, which may moderately influence market sentiment and performance.
26 Jul
ECB Bancorp, Inc. (NASDAQ: ECBK) reported its Second Quarter 2025 earnings, revealing a revenue of US$6.90 million, a 15% increase from the previous year, and a net income of US$1.44 million, up 82%. The profit margin improved to 21% from 13% in 2Q 2024, with earnings per share rising to US$0.18 from US$0.096. The company's share price remained stable over the past week. The significant increase in revenue and net income indicates a moderately noticeable influence on financial performance.
11 Jun
ECB Bancorp, Inc. (ECBK) has attracted investor attention due to its recent financial performance and strategic initiatives aimed at growth. The company has shown resilience in a challenging economic environment, with positive earnings reports and plans for expansion. Investors are particularly interested in its innovative approaches and potential for increased market share, which could enhance its competitive positioning in the banking sector. Significant strategic initiatives and positive financial performance are likely to influence investor sentiment and the company's future trajectory.
29 Apr
ECB Bancorp, Inc. reported earnings for the first quarter of 2025, with earnings per share (EPS) of US$0.16, a significant increase from US$0.075 in the first quarter of 2024. This improvement reflects the company's growth and operational performance over the year. The increase in EPS indicates a positive trend in financial performance, which may influence investor sentiment and market positioning.
2 Apr
ECB Bancorp, Inc. (NASDAQ: ECBK) has 59% of its shares owned by retail investors, indicating significant influence from the public. Institutional investors hold 33%, with the largest being AllianceBernstein L.P. at 9.7%. Insiders own 1.2% of shares, and the top 25 shareholders control less than half of the company, suggesting no dominant shareholder. The general public's substantial stake allows them to impact key decisions. There is currently no analyst coverage of the stock, and insiders have been buying shares recently, indicating alignment with shareholder interests. However, there is one identified warning sign regarding investment risk. The significant retail ownership and insider buying suggest potential influence on company decisions, but overall impact on performance is expected to be limited.
20 Feb
Insiders at ECB Bancorp, Inc. have made significant investments in the company, signaling positive sentiment and confidence in its future performance. This activity is often interpreted as a bullish indicator, suggesting that those with intimate knowledge of the company's operations believe in its growth potential. Such insider buying can influence market perception and investor confidence, potentially leading to increased interest in the stock. Insider investments typically indicate strong confidence in the company's future, which can significantly impact market sentiment and performance.
15 Aug
ECB Bancorp's second quarter 2024 earnings show a decrease in revenue, net income, profit margin, and EPS compared to the same period in 2023. The financial results show a moderately noticeable influence on ECB Bancorp's future performance.
23 Jul
ECB Bancorp (NASDAQ:ECBK) has shown impressive earnings growth, with EPS increasing by 86% in the last year. The article highlights significant EPS growth and stable EBIT margins, indicating a potential impact on the company's future performance.
28 Apr
ECB Bancorp First Quarter 2024 Earnings: Revenue up 6.1%, Net income down 31%, EPS down to US$0.075. Moderately noticeable influence expected on financial performance.
16 Nov
Multiple insiders at ECB Bancorp, Inc. (ECBK) bought shares, showing optimism. Insider transactions may moderately influence investor sentiment and company performance.
5 Aug
ECB Bancorp (NASDAQ:ECBK) shareholders have endured an 11% loss from investing in the stock a year ago. The article highlights a significant drop in earnings per share and insider buying, which could moderately influence the company's future performance.