Figure Technology Solutions, Inc. FIGR

31.90 (0.76) (2.33%) as of 25 Sep
Market cap
$7.4B
P/E
20.7×
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.15
Total sells 153.03
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — 1 — — — — — — — — —
Sell — 5 5 — 1 3 4 5 3 1 3 —
Insider Ownership 44.55%

Capital & Financial Ratios

Market Cap 7,400.00
Revenue 708.87
Net Income 237.38
Free Cash Flow (105.21)
Net Debt (570.40)
Current Ratio 1.86
Debt/Equity 0.68
P/E ratio 20.71
P/S ratio 9.95
P/B ratio 4.99
Past 5Y EPS Growth —
This Y EPS Growth 125.59%
Next Y EPS Growth 27.67%
Next 5Y EPS Growth 51.31%
in millions of $

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2027 Powerpack
2026 Powerpack
2025 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash — 347 1,267 1,533
Receivables — 21 52 89
Inventory — — — —
Other — 486 542 770
— 855 1,861 2,392
2023 2024 2025 Q'26
Payables — 37 30 58
ST’ Debt — 305 327 647
Other — 70 106 73
— 626 846 1,285
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — — —
Cash Flow — — —
Earnings — — —
Book Value — — —

Revenue

Mar Jun Sep Dec Year
’26 167 226 — — —
’25 85 106 156 160 507
’24 — — 101 — 341
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (38) (35) — — —
’25 (140) 216 (27) 13 63
’24 — — (214) 87 (127)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (45) (40) — — —
’25 (144) 211 (31) 12 48
’24 — — (241) 89 (152)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.18 0.35 — — —
’25 (0.01) 0.34 0.69 0.06 0.44
’24 — — 0.37 — 0.27
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.6
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — — — — — — — 30.01

Analyst estimates 2026–2028

Powerpack
Low Price
— — — — — — — — — 49.50
High Price
— — — — — — — — 530 602
Employees
— — — — — — — 0 1 1
Revenue/Emp
— — — — — — — 210 341 507
Revenue
— — — — — — — 81.42% 86.96% 87.17%
Gross Margin
— — — — — — — (52) 22 114
EBT
— — — — — — — (24.98%) 6.48% 22.43%
EBT Margin
— — — — — — — (52) 20 134
Net Income
— — — — — — — 20 18 17
Depreciation
— — — — — — — 4.08 5.24 4.43
Revenue/Sh
— — — — — — — (1.02) 0.31 0.54
Earnings/Sh
— — — — — — — (0.65) (1.95) 0.55
Cash Flow/Sh
— — — — — — — (0.35) (0.38) (0.13)
Capex/Sh
— — — — — — — (1.00) (2.34) 0.42
Free CF/Sh
— — — — — — — 0.00 5.59 10.81
Book Value/Sh
— — — — — — — 51 65 114
Shares
— — — — — — — 21.54 21.54 30.06
PE Ratio
— — — — — — — 0.00 0.00 9.22
PS Ratio
— — — — — — — 5.97 5.97 3.78
PB Ratio
— — — — — — — 0.00 0.00 7.82
EV/Sales
— — — — — — — (27.08) (27.08) 83.40
EV/FCF
— — — — — — — (33) (127) 63
Op' Cash Flow
— — — — — — — (18) (25) (15)
Capex
— — — — — — — (51) (152) 48
FCF
— — — — — — — — 229 1,015
Working Cap'
— — — — — — — — 473 557
Total Debt
— — — — — — — — 126 (710)
Net Debt
— — — — — — — 0 363 1,237
Sh' Equity
— — — — — — — 0.00% 0.00% 3.57%
ROA
— — — — — — — 0.00% 1.18% 13.92%
ROIC
— — — — — — — 0.00% 0.00% 7.75%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Figure Technology Solutions, Inc. peers in Capital Markets

All 93 Capital Markets stocks →

Figure Technology Solutions, Inc. (FIGR) key facts

  • Figure Technology Solutions, Inc. (FIGR) is a Capital Markets company in the Financial sector, listed on Nasdaq.
  • Figure Technology Solutions, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $506.9 million, up 48.7% from fiscal 2024.
  • As of September 25, 2026, FIGR traded at $31.90, a market capitalization of $7.4 billion.
  • Return on equity was 7.75% and debt-to-equity 0.68.

Source: company filings (standardised) and stockrow calculations.

Figure Technology Solutions, Inc. (FIGR) Latest News

News by impact score

Fine-tune

21 Sep

4

Figure Technology Solutions, Inc. (FIGR) jumped 5.3% to $35.49 on heavy volume after a month-long pullback. The move is supported by strong growth momentum, the Kiavi acquisition, and optimism around an AI-powered lending partnership with Sierra. The fintech focused on blockchain-related lending expects next quarter to earn $0.33 per share on about $249.49 million in revenue, up 59.9% year over year, though earnings are down 2.9% year over year. EPS estimates have been revised 1.6% higher over the last 30 days, a trend often linked to near-term price gains. FIGR carries a Zacks Rank #1 (Strong Buy). A peer comparison with Crane NXT is noted, underscoring ongoing attention to whether the recent jump translates into sustained strength. Kiavi acquisition, Sierra AI partnership, and upward revisions create a strong near-term catalyst for FIGR.

17 Sep

4

Figure (FIGR) is deploying AI agents to unlock trillions in stalled home loans. AI agent push targets core mortgage operations with scale to shift company trajectory.

9 Sep

4

Strong engagement and rising contract values are boosting Gartner's prospects at Figure Technology Solutions, Inc. (FIGR). Strong engagement and contract value growth signal major improvements in revenue and competitive stance for Figure Technology Solutions.

3

BofA Securities states Figure Technology's Figure Connect momentum supports revenue growth outlook. Analyst note on Figure Connect momentum signals moderate positive effect on revenue trajectory and sentiment.

5 Sep

4

Figure Technology Solutions (FIGR) is expanding its blockchain real estate credit platform. Platform expansion constitutes major strategic move that could significantly alter company trajectory and investor sentiment.

3 Sep

4

Figure Technology Solutions completes $717M Kiavi deal to bring additional real estate credit on-chain. $717M Kiavi deal marks major strategic expansion of real estate credit on-chain.

24 Aug

4

Figure Technology Solutions advances blockchain in a Fannie Mae-like role for finance, amid Bitcoin treasury adjustments and new AI agents handling payments. Figure's blockchain push signals major strategic positioning that can shift its market trajectory and investor outlook.

21 Aug

4

Figure Technologies (FIGR) leverages blockchain infrastructure to accelerate its growth. Blockchain infrastructure adoption represents a major strategic move likely to significantly alter Figure Technologies (FIGR) trajectory and investor sentiment.

20 Aug

4 transcript

Figure Technologies (FIGR) held its Q2 2026 earnings call, covering quarterly financial results, revenue metrics, and executive outlook on operations and strategy. Earnings call details directly shape investor views on financial trajectory and competitive stance.

19 Aug

3

Figure Technology Solutions is deliberately reducing its take rate to drive higher volume and market share in blockchain-enabled lending products. Strategic take-rate compression is likely to lift transaction volumes while compressing near-term margins at Figure.

18 Aug

3

Figure Technology Solutions (FIGR) shows multiple indicators pointing to a potential stock surge driven by strategic positioning and market conditions. Bullish analysis of FIGR highlights factors that could moderately lift investor sentiment and short-term valuation.

17 Aug

3

Figure Technology Solutions (FIGR) stock rose 13.9% after receiving three 'Buy' recommendations tied to strong Q2 results. Analyst buy ratings and solid quarterly results produce a noticeable but limited short-term lift to stock performance and sentiment.

15 Aug

3

Figure Technology Solutions (FIGR) stock looks overvalued as earnings drop 28%. 28% earnings drop weakens financial results and may pressure stock valuation and sentiment.

3

Figure Technology Solutions (FIGR) returns to spotlight amid unspecified developments affecting its operations and market position. Recent spotlight on FIGR suggests moderate influence on market sentiment and positioning without clear transformative details.

14 Aug

3

Figure Technology Solutions, Inc. uses blockchain to secure a leading position in the housing market through targeted investment strategies. Blockchain edge in housing investments supports moderate gains in market reach and operational focus.

13 Aug

4 transcript

Figure Technology Solutions Inc (FIGR) posted record volume during its Q2 2026 earnings call. Record volume marks major growth that can substantially lift future performance and investor sentiment.

3 transcript

Figure Technology Solutions, Inc. (FIGR) Class A Common Stock Q2 2026 earnings call took place, covering company financial results and outlook. Q2 2026 earnings call delivers financial results and guidance that can moderately shift investor views on Figure Technology Solutions, Inc.

3 transcript

Figure Technology Solutions Q2 earnings call covered financial results, operational updates and forward guidance for FIGR. Q2 earnings details typically provide moderate insight into financial trajectory and near-term investor sentiment.

17 Jul

4

Pittsburgh real estate lender Kiavi is being acquired for $717M in a blockchain marketplace deal involving Figure Technology Solutions. The $717M Kiavi acquisition via blockchain marketplace marks a major strategic expansion for FIGR.

10 Jul

3

Figure Tech (FIGR) is positioned as a top IPO stock with substantial upside potential. Positive IPO coverage can moderately lift near-term investor sentiment and valuation.

3 Jul

3

Figure Technology Solutions (FIGR) stock rose more than 21% this week. Weekly surge reflects positive developments likely to influence near-term sentiment and valuation.

17 Jun

4

Figure Technology Solutions (FIGR) announced it will acquire Kiavi in a $717 million deal. The $717 million acquisition of Kiavi marks a major strategic expansion that can materially shift Figure Technology Solutions' competitive position and growth trajectory.

3

Figure Technology Solutions, Inc. (FIGR) establishes a funding arrangement with Cross River Bank. Funding arrangement with Cross River Bank secures capital resources that may support operations and influence market positioning.

10 Jun

4

Figure Technology Solutions acquires Kiavi for $717 million to expand blockchain lending operations. $717 million acquisition of Kiavi marks major strategic expansion in blockchain lending.

4

Figure Technology Solutions acquires Kiavi for $717 million to expand its blockchain-based lending ecosystem. $717 million Kiavi acquisition marks major strategic expansion of blockchain lending operations.

29 May

4

Figure Technology Solutions (FIGR) is deploying blockchain infrastructure to overhaul capital markets operations and infrastructure. Blockchain deployment targets core capital markets infrastructure and can materially shift FIGR's competitive position.

19 May

3

Wall Street analysts forecast a 38.67% upside for Figure Technology Solutions (FIGR) shares based on current valuations and growth outlook. Analyst upside estimates can lift near-term investor sentiment and trading volume but rarely shift long-term fundamentals.

12 May

4

Figure Technology Solutions Inc. (FIGR) reported record revenue growth in Q1 2026 earnings call highlights, alongside key operational achievements. Record revenue growth highlights strong financial performance and operational momentum, significantly impacting future trajectory and investor sentiment.

4

US inflation exceeds wage growth, but Bernstein identifies Figure Technology Solutions (FIGR) as the one stock likely to escape the resulting economic pain. Bernstein's endorsement of FIGR as resilient to inflation outpacing wages signals significant potential uplift to investor sentiment and market performance.

4 transcript

Figure Technology Solutions, Inc. (FIGR) released the transcript of its Q1 2026 earnings call. Q1 2026 earnings call transcript details financial results, operational updates, and guidance with potential to significantly sway FIGR's market trajectory and investor sentiment.

stockrow.com/FIGR · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com