Pricing Log in Create free account
Friday 6 November 2026 Export FCNCA’s income statement to Excel — free account

First Citizens BancShares, Inc.

FCNCA Financial Banks Regional

First Citizens BancShares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $14.5 billion, down 3.09% from fiscal 2024.

Revenue
+0.05%
EPS
+18.9%
Free cash flow
+28.7%
Total debt
−36.3%

Quarter to September 2026, against a year earlier

2,306.71 25.14 −1.08%
Market cap
$25.5B
P/E
11.8×
Fwd P/E
11.9×
Dividend yield
0.36%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Segments Valuation Filings

First Citizens BancShares, Inc. (FCNCA) Gross margin

Alert me on Gross margin

First Citizens BancShares, Inc.'s gross margin over the twelve months to 30 September 2026 was 66.5%, up 0.7 percentage points from fiscal 2025 (65.8%). Over the past ten years it has ranged from 65.2% (fiscal 2024) to 97.8% (fiscal 2018); the current reading is higher than 18% of that period. That is in line with the Banks Regional industry median of 69.8% and below the Financial sector median of 70.1%.

Gross margin, annual

Embed this chart

Annual newest first

Period Gross margin Change (points)
FY2025 65.8% 0.59
FY2024 65.2% (18.43)
FY2023 83.6% (7.96)
FY2022 91.6% (5.31)
FY2021 96.9% 1.79
FY2020 95.1% 0.19
FY2019 94.9% (2.85)
FY2018 97.8% 0.45
FY2017 97.3% 0.47
FY2016 96.8% (0.08)

Quarterly newest first

Period Gross margin Change (points)
Sep 2026 65.8% (1.28)
Jun 2026 67.1% 0.55
Mar 2026 66.5% (0.18)
Dec 2025 66.7% 0.87
43 more quarters

Against its own ten years

Low 65.2% High 97.8%
Ten-year median 95.1%
Current reading's percentile 19

Gross margin against peers

Company Gross margin
BAP Credicorp Ltd. compare 81.6%
RF Regions Financial Corporation compare 80.2%
MTB M&T Bank Corporation compare 74.9%
CFG Citizens Financial Group, Inc. compare 71.1%
KEY KeyCorp compare 70.7%
HBAN Huntington Bancshares Incorporated compare 67.8%
FCNCA First Citizens BancShares, Inc. 66.5%
SHG Shinhan Financial Group Co Ltd compare 56.3%
BBDO Banco Bradesco SA compare 36.0%
Banks Regional industry median 69.8%
Financial sector median 70.1%
Market median 45.1%

What Gross margin is

Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.

Gross Profit ÷ Revenue

The full definition of Gross margin →

More on FCNCA