Citizens Financial Group, Inc.

CFG Financial Banks Regional

Citizens Financial Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $12.1 billion, down 2.47% from fiscal 2024.

Revenue
+5.83%
EPS
+34.0%
Free cash flow
−75.9%
Total debt
+62.9%

Quarter to September 2026, against a year earlier

64.02 1.88 −2.85%
Market cap
$26.8B
P/E
12.8×
Fwd P/E
12.0×
Dividend yield
2.97%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Citizens Financial Group, Inc. (CFG) Gross margin

Alert me on Gross margin

Citizens Financial Group, Inc.'s gross margin over the twelve months to 30 September 2026 was 71.1%, up 2.7 percentage points from fiscal 2025 (68.4%). Over the past ten years it has ranged from 63.2% (fiscal 2024) to 95.2% (fiscal 2021); the current reading is higher than 27% of that period. That is in line with the Banks Regional industry median of 69.8% and in line with the Financial sector median of 70.1%.

Gross margin, annual

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Annual newest first

Period Gross margin Change (points)
FY2025 68.4% 5.23
FY2024 63.2% (4.31)
FY2023 67.5% (20.96)
FY2022 88.4% (6.71)
FY2021 95.2% 5.19
FY2020 90.0% 9.49
FY2019 80.5% (2.86)
FY2018 83.3% (5.10)
FY2017 88.4% (2.76)
FY2016 91.2% (0.24)

Quarterly newest first

Period Gross margin Change (points)
Sep 2026 71.1% (0.41)
Jun 2026 71.5% (0.19)
Mar 2026 71.7% 1.30
Dec 2025 70.4% 1.76
43 more quarters

Against its own ten years

Low 63.2% High 95.2%
Ten-year median 88.4%
Current reading's percentile 28

Gross margin against peers

Company Gross margin
BAP Credicorp Ltd. compare 81.6%
RF Regions Financial Corporation compare 80.2%
MTB M&T Bank Corporation compare 74.9%
CFG Citizens Financial Group, Inc. 71.1%
KEY KeyCorp compare 70.7%
HBAN Huntington Bancshares Incorporated compare 67.8%
FCNCA First Citizens BancShares, Inc. compare 66.5%
SHG Shinhan Financial Group Co Ltd compare 56.3%
BBDO Banco Bradesco SA compare 36.0%
Banks Regional industry median 69.8%
Financial sector median 70.1%
Market median 45.1%

What Gross margin is

Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.

Gross Profit ÷ Revenue

The full definition of Gross margin →

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