Pricing Log in Create free account
Friday 6 November 2026 Export FCNCA’s income statement to Excel — free account

First Citizens BancShares, Inc.

FCNCA Financial Banks Regional

First Citizens BancShares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $14.5 billion, down 3.09% from fiscal 2024.

Revenue
+0.11%
EPS
+31.1%
Free cash flow
+28.7%
Total debt
−14.9%

Quarter to June 2026, against a year earlier

2,306.71 25.14 −1.08%
Market cap
$25.5B
P/E
12.3×
Fwd P/E
11.9×
Dividend yield
0.36%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Segments Valuation Filings

First Citizens BancShares, Inc. (FCNCA) Net margin

Alert me on Net margin

First Citizens BancShares, Inc.'s net margin over the twelve months to 30 June 2026 was 15.7%, up 0.9 percentage points from fiscal 2025 (14.8%). Over the past ten years it has ranged from 14.7% (fiscal 2015) to 50.8% (fiscal 2023); the current reading is higher than 18% of that period. That is below the Banks Regional industry median of 18.8% and above the Financial sector median of 14.3%.

Net margin, annual

Embed this chart

Annual newest first

Period Net margin Change (points)
FY2025 14.8% (3.33)
FY2024 18.2% (32.62)
FY2023 50.8% 31.88
FY2022 18.9% (8.11)
FY2021 27.0% 2.62
FY2020 24.4% (0.75)
FY2019 25.1% 0.81
FY2018 24.3% 4.40
FY2017 19.9% 3.40
FY2016 16.5% 1.87

Quarterly newest first

Period Net margin Change (points)
Jun 2026 17.7% 3.04
Mar 2026 14.6% (0.88)
Dec 2025 15.5% 0.50
Sep 2025 15.0% (0.49)
42 more quarters

Against its own ten years

Low 14.7% High 50.8%
Ten-year median 19.9%
Current reading's percentile 17

Net margin against peers

Company Net margin
BAP Credicorp Ltd. compare 26.3%
RF Regions Financial Corporation compare 23.1%
MTB M&T Bank Corporation compare 21.7%
KEY KeyCorp compare 17.6%
CFG Citizens Financial Group, Inc. compare 16.9%
FCNCA First Citizens BancShares, Inc. 15.7%
HBAN Huntington Bancshares Incorporated compare 15.2%
SHG Shinhan Financial Group Co Ltd compare 14.2%
BBDO Banco Bradesco SA compare 7.52%
Banks Regional industry median 18.8%
Financial sector median 14.3%
Market median 1.06%

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

More on FCNCA