Grupo Cibest S.A. - Sponsored ADR

CIB Financial Banks Regional

Grupo Cibest S.A. - Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $7.3 billion, down 14.8% from fiscal 2024.

Revenue
+178.9%
EPS
+85.5%
Free cash flow
−187.3%
Total debt
+39.0%

Quarter to June 2026, against a year earlier

92.41 1.97 −2.09%
Market cap
$10.1B
P/E
18.0×
Fwd P/E
—
Dividend yield
4.33%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Grupo Cibest S.A. - Sponsored ADR (CIB) Gross margin

Alert me on Gross margin

Grupo Cibest S.A. - Sponsored ADR's gross margin over the twelve months to 30 June 2026 was 69.3%, up 2.3 percentage points from fiscal 2025 (67.0%). Over the past ten years it has ranged from 63.1% (fiscal 2023) to 80.2% (fiscal 2021); the current reading is higher than 27% of that period. That is in line with the Banks Regional industry median of 69.8% and in line with the Financial sector median of 70.1%.

Gross margin, annual

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Annual newest first

Period Gross margin Change (points)
FY2025 67.0% 2.04
FY2024 65.0% 1.81
FY2023 63.1% (11.17)
FY2022 74.3% (5.84)
FY2021 80.2% 7.18
FY2020 73.0% 0.65
FY2019 72.3% (0.17)
FY2018 72.5% 2.29
FY2017 70.2% 0.88
FY2016 69.3% (3.48)

Quarterly newest first

Period Gross margin Change (points)
Jun 2026 71.4% 0.66
Mar 2026 70.7% 4.90
Dec 2025 65.8% (0.74)
Sep 2025 66.6% (1.45)
42 more quarters

Against its own ten years

Low 63.1% High 80.2%
Ten-year median 72.3%
Current reading's percentile 38

Gross margin against peers

Company Gross margin
CFR Cullen/Frost Bankers, Inc. compare 79.2%
BPOP Popular, Inc. compare 73.9%
ZION Zions Bancorporation, N.A. compare 72.9%
SSB SouthState Bank Corporation compare 71.9%
CIB Grupo Cibest S.A. - Sponsored ADR 69.3%
ONB Old National Bancorp compare 69.0%
UMBF UMB Financial Corporation compare 68.4%
FHN First Horizon Corporation compare 68.0%
WTFC Wintrust Financial Corporation compare 66.6%
Banks Regional industry median 69.8%
Financial sector median 70.1%
Market median 45.1%

What Gross margin is

Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.

Gross Profit ÷ Revenue

The full definition of Gross margin →

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