First Citizens BancShares, Inc.

FCNCA Financial Banks Regional

First Citizens BancShares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $14.5 billion, down 3.09% from fiscal 2024.

Revenue
+0.05%
EPS
+18.9%
Free cash flow
+28.7%
Total debt
−36.3%

Quarter to September 2026, against a year earlier

2,265.78 38.94 −1.69%
Market cap
$25.5B
P/E
11.8×
Fwd P/E
11.9×
Dividend yield
0.36%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

First Citizens BancShares, Inc. (FCNCA) Return on invested capital

Alert me on Return on invested capital

First Citizens BancShares, Inc.'s return on invested capital over the twelve months to 30 September 2026 was 0.00%, down 5.7 percentage points from fiscal 2025 (5.68%). Over the past ten years it has ranged from 0.00% (fiscal 2021) to 242.8% (fiscal 2020); the current reading is higher than 18% of that period. That is below the Banks Regional industry median of 8.45% and above the Financial sector median of 4.70%.

Return on invested capital, annual

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Annual newest first

Period Return on invested capital Change (points)
FY2025 5.68% (1.21)
FY2024 6.89% (27.12)
FY2023 34.0% 21.65
FY2022 12.4% 12.36
FY2021 0.00% (242.78)
FY2020 242.8% 227.85
FY2019 14.9% 1.73
FY2018 13.2% (1.37)
FY2017 14.6% (1.80)
FY2016 16.4% (5.76)

Against its own ten years

Low 0.00% High 242.8%
Ten-year median 14.6%
Current reading's percentile 18

Return on invested capital against peers

Company Return on invested capital
BAP Credicorp Ltd. compare 173.4%
RF Regions Financial Corporation compare 13.4%
KEY KeyCorp compare 12.2%
MTB M&T Bank Corporation compare 9.51%
FCNCA First Citizens BancShares, Inc. 7.30%
CFG Citizens Financial Group, Inc. compare 6.30%
HBAN Huntington Bancshares Incorporated compare 6.02%
SHG Shinhan Financial Group Co Ltd compare 4.47%
BBDO Banco Bradesco SA compare 0.00%
Banks Regional industry median 8.45%
Financial sector median 4.70%
Market median 0.00%

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

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