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First Citizens BancShares, Inc.

FCNCA Financial Banks Regional

First Citizens BancShares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $14.5 billion, down 3.09% from fiscal 2024.

Revenue
+0.05%
EPS
+18.9%
Free cash flow
+28.7%
Total debt
−36.3%

Quarter to September 2026, against a year earlier

2,283.81 20.91 −0.91%
Market cap
$25.5B
P/E
11.8×
Fwd P/E
11.9×
Dividend yield
0.36%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
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First Citizens BancShares, Inc. (FCNCA) Debt to equity

Alert me on Debt to equity

First Citizens BancShares, Inc.'s debt to equity at the end of the quarter to 30 September 2026 was 1.1×, down 0.5× from fiscal 2025 (1.6×). Over the past ten years it has ranged from 0.1× (fiscal 2018) to 1.7× (fiscal 2023); the current reading is higher than 82% of that period. That is above the Banks Regional industry median of 0.2× and above the Financial sector median of 0.2×.

Debt to equity, annual

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Annual newest first

Period Debt to equity Change
FY2025 1.6× (2.50%)
FY2024 1.7× (5.62%)
FY2023 1.7× 278.92%
FY2022 0.5× 82.99%
FY2021 0.3× 62.81%
FY2020 0.2× (2.94%)
FY2019 0.2× 187.57%
FY2018 0.1× (78.74%)
FY2017 0.3× (5.61%)
FY2016 0.3× 12.77%

Quarterly newest first

Period Debt to equity Change
Sep 2026 1.1× (22.84%)
Jun 2026 1.5× (4.56%)
Mar 2026 1.5× (4.75%)
Dec 2025 1.6× (7.51%)
43 more quarters

Against its own ten years

Low 0.1× High 1.7×
Ten-year median 0.3×
Current reading's percentile 82

Debt to equity against peers

Company Debt to equity
RF Regions Financial Corporation compare 0.3×
BAP Credicorp Ltd. compare 0.4×
MTB M&T Bank Corporation compare 0.5×
HBAN Huntington Bancshares Incorporated compare 0.5×
KEY KeyCorp compare 0.6×
CFG Citizens Financial Group, Inc. compare 0.7×
SHG Shinhan Financial Group Co Ltd compare 1.5×
FCNCA First Citizens BancShares, Inc. 1.5×
BBDO Banco Bradesco SA compare 2.8×
Banks Regional industry median 0.2×
Financial sector median 0.2×
Market median 0.1×

What Debt to equity is

Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.

(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)

The full definition of Debt to equity →

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