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Friday 6 November 2026
Export BAP’s income statement to Excel — free account
Credicorp Ltd.
Credicorp Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $7.6 billion, up 8.87% from fiscal 2024.
- Revenue
- +12.2%
- EPS
- +16.8%
- Free cash flow
- +76.1%
- Total debt
- −8.50%
Quarter to June 2026, against a year earlier
348.23
10.98
−3.06%
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Credicorp Ltd. (BAP) Gross margin
Credicorp Ltd.'s gross margin over the twelve months to 30 June 2026 was 81.6%, up 0.8 percentage points from fiscal 2025 (80.8%). Over the past ten years it has ranged from 76.0% (fiscal 2023) to 85.5% (fiscal 2021); the current reading is higher than 36% of that period. That is above the Banks Regional industry median of 69.8% and above the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 80.8% | 2.71 |
| FY2024 | 78.1% | 2.07 |
| FY2023 | 76.0% | (7.12) |
| FY2022 | 83.2% | (2.30) |
| FY2021 | 85.5% | 3.30 |
| FY2020 | 82.2% | 0.66 |
| FY2019 | 81.5% | 3.49 |
| FY2018 | 78.0% | (4.18) |
| FY2017 | 82.2% | 0.72 |
| FY2016 | 81.5% | (1.42) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Jun 2026 | 82.3% | (0.29) |
| Mar 2026 | 82.6% | 4.01 |
| Dec 2025 | 78.6% | (4.98) |
| Sep 2025 | 83.6% | 2.08 |
| 41 more quarters | Free account |
Against its own ten years
Low 76.0%
High 85.5%
Ten-year median
81.5%
Current reading's percentile
68
Gross margin against peers
| Company | Gross margin |
|---|---|
| BAP Credicorp Ltd. | 81.6% |
| RF Regions Financial Corporation compare | 80.2% |
| MTB M&T Bank Corporation compare | 74.9% |
| CFG Citizens Financial Group, Inc. compare | 71.1% |
| KEY KeyCorp compare | 70.7% |
| HBAN Huntington Bancshares Incorporated compare | 67.8% |
| FCNCA First Citizens BancShares, Inc. compare | 66.5% |
| SHG Shinhan Financial Group Co Ltd compare | 56.3% |
| BBDO Banco Bradesco SA compare | 36.0% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on BAP
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement