Saturday 17 October 2026 Export FCBC’s income statement to Excel — free account

First Community Bancshares, Inc.

First Community Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $185.4 million, roughly unchanged from fiscal 2024. In the quarter to June 2026, revenue grew 35.5%, EPS grew 77.6% and free cash flow grew 82.8%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

48.80 0.61 +1.27%

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Market cap: $911.3M
P/E: 15.3×
Fwd P/E: 15.0×
Dividend yield: 2.58%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.02

Total sells 0.38

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	1	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	1	1	—	—

Insider Ownership 15.47%

Capital & Financial Ratios $m

Market Cap 911.29

Revenue 205.48

Net Income 59.27

Free Cash Flow 44.10

Net Debt (591.91)

Current Ratio 1.00

Debt/Equity 0.00

P/E ratio 15.35

Fwd P/E 15.00

P/S ratio 4.48

P/B ratio 1.71

Past 5Y EPS Growth 5.58%

This Y EPS Growth 8.75%

Next Y EPS Growth 1.63%

Next Y revenue growth 3.22%

Next 5Y EPS Growth 1.39%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 67.42%

10-year low 10-year high

P/S against its own 10 years 93.66%

10-year low 10-year high

P/B against its own 10 years 97.75%

10-year low 10-year high

Dividends

Payout Ratio 0.40

Annual Dividend Rate 1.26

Annual Dividend Yield 2.58%

	total	individual payouts
2027	Powerpack
2026	1.68	1.00 0.31 0.31 0.33
2025	4.31	0.31 0.31 0.31 0.31
2024	1.20	0.29 0.29 0.31 0.31
2023	1.16	0.29 0.29 0.29 0.29
2022	1.12	0.27 0.27 0.29 0.29
2021	1.04	0.25 0.25 0.27 0.27
2020	1.00	0.25 0.25 0.25 0.25
2019	0.96	0.21 0.25 0.25 0.25
2018	0.78	0.18 0.48 0.18 0.21 0.21
2017	0.68	0.16 0.16 0.18 0.18
2016	0.60	0.14 0.14 0.16 0.16

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	116	377	512	592
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	2,663	2,768	2,805	3,028

	2023	2024	2025	Q'26
Payables	2,722	2,691	2,685	3,017
ST’ Debt	—	—	—	—
Other	—	—	—	—
	2,723	2,692	2,687	3,020

Compound Annual Growth %

	10y	5y	3y
Sales	3.97%	5.21%	6.97%
Cash Flow	0.70%	6.48%	2.06%
Earnings	7.16%	6.31%	1.50%
Book Value	3.85%	3.24%	5.86%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	49	62	—	—	—
’25	45	46	47	48	185
’24	45	46	47	47	186
’23	39	44	46	46	175
’22	35	37	40	40	152
’21	35	35	35	35	140
’20	37	35	36	36	144

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(11)	19	—	—	—
’25	13	10	19	20	63
’24	17	14	11	15	58
’23	16	12	19	15	62
’22	10	18	13	17	59
’21	13	7	17	12	48
’20	11	7	14	14	46

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(12)	18	—	—	—
’25	12	10	19	19	61
’24	15	14	12	15	57
’23	15	11	21	15	62
’22	11	18	14	17	60
’21	12	9	17	11	50
’20	11	7	15	15	48

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.63	1.19	—	—	—
’25	0.64	0.67	0.67	0.68	2.65
’24	0.71	0.71	0.71	0.71	2.80
’23	0.72	0.55	0.79	0.66	2.72
’22	0.56	0.67	0.81	0.77	2.82
’21	0.82	0.76	0.73	0.62	2.94
’20	0.44	0.46	0.47	0.65	2.02

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	16.67	23.23	25.85	29.71	17.21	21.26	26.51	22.55	31.00	31.21	Analyst estimates 2026–2028 Powerpack
	High	31.94	32.24	36.09	36.48	31.32	36.73	39.39	39.23	49.02	45.57
People
People	Employees	580	562	519	527	635	625	631	645	610	650
	Revenue/emp, $m	0.21	0.21	0.24	0.24	0.23	0.22	0.24	0.27	0.30	0.29
Income, $m
Income, $m	Revenue	120	120	125	129	144	140	152	175	186	185
	Gross margin, %	91.81	93.25	94.03	95.71	96.20	97.97	98.91	94.57	89.40	90.33
	EBT	38	42	45	50	46	67	60	62	66	63
	EBT margin, %	31.55	35.13	36.17	38.71	32.05	47.65	39.71	35.49	35.41	34.04
	Net income	25	21	36	39	36	51	47	48	52	49
	Depreciation	11	8	8	7	9	6	5	3	5	5
Per share, $
Per share, $	Revenue	6.94	7.05	7.52	8.20	8.09	8.05	9.17	9.70	10.11	10.13
	Earnings	1.45	1.26	2.19	2.47	2.02	2.95	2.82	2.67	2.81	2.66
	Cash flow	2.49	2.14	2.98	3.61	2.58	2.78	3.57	3.44	3.15	3.43
	Capex	0.37	0.12	0.08	(0.20)	0.09	0.09	0.06	(0.01)	(0.07)	(0.12)
	Free cash flow	2.85	2.26	3.07	3.41	2.67	2.88	3.63	3.43	3.08	3.30
	Book value	19.58	20.63	20.07	27.33	24.00	24.68	25.54	27.97	28.69	27.33
	Shares, m	17	17	17	16	18	17	17	18	18	18
Valuation, ×
Valuation, ×	P/E	20.76	22.83	14.44	12.51	10.63	11.33	11.86	14.01	14.82	12.68
	P/S	4.34	4.08	4.19	3.78	2.67	4.15	3.67	3.87	4.12	3.33
	P/B	1.54	1.39	1.57	1.14	0.90	1.35	1.32	1.34	1.45	1.23
	EV/Sales	4.37	3.18	3.97	2.10	(0.50)	(0.70)	2.55	3.21	2.09	0.57
	EV/FCF	10.63	9.92	9.74	5.06	(1.51)	(1.95)	6.44	9.08	6.86	1.76
Cash, $m
Cash, $m	Operating cash flow	43	36	49	57	46	48	59	62	58	63
	Capex	6	2	1	(3)	2	2	1	0	(1)	(2)
	Free cash flow	49	38	51	53	48	50	60	62	57	61
Balance, $m
Balance, $m	Working capital	(22)	2	(46)	(12)	79	92	(131)	(60)	76	118
	Total debt	81	50	25	1	1	1	1	—	—	—
	Net debt	4	(108)	(77)	(217)	(457)	(677)	(171)	(116)	(377)	(512)
	Shareholders’ equity	339	351	333	429	427	428	422	503	526	501
Returns, %
Returns, %	ROA	1.04	0.90	1.57	1.54	1.24	1.65	1.47	1.50	1.58	1.50
	ROIC	7.04	10.84	11.02	15.32	0.00	0.00	15.16	10.40	27.57	0.00
	ROE	7.37	6.23	10.63	10.19	8.40	11.98	10.98	10.38	10.02	9.50

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
CAC Camden National Corporation	$944.0M	10.7×	9.4×	+1.16% (above 0%: growing)	+63.86% (above 0%: growing)	+557.83% (above 0%: growing)	72.13%	0.00%	Compare
CPF CPB Inc.	$929.5M	11.6×	10.8×	+2.39% (above 0%: growing)	+17.65% (above 0%: growing)	+23.90% (above 0%: growing)	83.01%	0.00%	Compare
TRST TrustCo Bank Corp NY	$919.8M	15.0×	9.1×	+6.20% (above 0%: growing)	+24.05% (above 0%: growing)	+2.59% (above 0%: growing)	69.96%	0.00%	Compare
HAFC Hanmi Financial Corporation	$917.4M	10.4×	9.6×	+2.07% (above 0%: growing)	+58.00% (above 0%: growing)	+48.02% (above 0%: growing)	64.66%	0.00%	Compare
NBBK NB Bancorp, Inc.	$913.3M	14.4×	10.2×	+39.49% (above 0%: growing)	+35.90% (above 0%: growing)	+19.91% (above 0%: growing)	63.66%	0.00%	Compare
MPB Mid Penn Bancorp	$911.3M	12.6×	11.6×	+24.51% (above 0%: growing)	+290.91% (above 0%: growing)	−3.90% (below 0%: shrinking)	70.72%	0.00%	Compare
FCBC First Community Bancshares, Inc.	$911.3M	15.3×	15.0×	+35.47% (above 0%: growing)	+77.61% (above 0%: growing)	+82.80% (above 0%: growing)	92.36%	0.00%
SBSI Southside Bancshares, Inc.	$909.2M	12.1×	9.8×	+6.52% (above 0%: growing)	+25.00% (above 0%: growing)	+1,301.48% (above 0%: growing)	60.49%	0.00%	Compare
FMNB Farmers National Banc Corp.	$900.6M	10.4×	9.4×	+43.94% (above 0%: growing)	+5.41% (above 0%: growing)	+114.21% (above 0%: growing)	70.09%	0.00%	Compare
Median of peers	$915.3M	11.9×	9.7×	+6.36%	+30.45%	+35.96%	70.03%	0.00%

All 323 Banks Regional stocks →

First Community Bancshares, Inc. (FCBC) key facts

First Community Bancshares, Inc. (FCBC) is a Banks Regional company in the Financial sector, listed on Nasdaq.
First Community Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $185.4 million, roughly unchanged from fiscal 2024.
As of October 16, 2026, FCBC traded at $48.80, a market capitalization of $911.3 million.
First Community Bancshares, Inc. pays an annual dividend of $1.26 per share, a yield of 2.58%, with a payout ratio of 39.8%.
Return on equity was 9.50% and debt-to-equity 0.00.
Its Piotroski F-score is 8 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.