Pricing Log in Create free account
Saturday 17 October 2026 Export EVTC’s income statement to Excel — free account

Evertec, Inc.

EVTC Technology Software Infrastructure

Evertec, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $931.8 million, up 10.2% from fiscal 2024. In the quarter to June 2026, revenue grew 19.7%, EPS fell 85.7%, free cash flow grew 20.6% and total debt rose 37.1%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for ten; insiders bought in the last twelve months.

31.19 0.21 −0.67%
Market cap
$1.9B
P/E
20.3×
Fwd P/E
10.0×
Dividend yield
0.64%
F-score
7/9
Altman Z
1.97
Beneish M
−2.41
Dividend safety
81/100
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 2.25
Total sells 1.51
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — 4 1 — — — —
Sell — — — — — — — — — 5 1 —
Insider Ownership 4.21%

Capital & Financial Ratios $m

Market Cap 1,880.00
Revenue 996.16
Net Income 102.12
Free Cash Flow 134.54
Net Debt 996.31
Current Ratio 1.70 (at or above 1.5: strong)
Debt/Equity 2.00
P/E ratio 20.25
Fwd P/E 10.00
P/S ratio 1.91
P/B ratio 2.95
Past 5Y EPS Growth 9.00%
This Y EPS Growth 10.45%
Next Y EPS Growth 9.50%
Next Y revenue growth 16.98% (at or above 10%: strong)
Next 5Y EPS Growth 10.37%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

EV/Sales, ten years
EV/Sales is 2.9×, against a ten-year median of 4.5×; over the ten years it ranged from 2.4× in 2026 to 6.5× in 2021.
P/E against its own 10 years 52.89%
10-year low 10-year high
P/S against its own 10 years 5.05%
10-year low 10-year high
P/B against its own 10 years 8.04%
10-year low 10-year high
EV/Sales against its own 10 years 9.18%
10-year low 10-year high
EV/FCF against its own 10 years 78.88%
10-year low 10-year high

Dividends

Payout Ratio 0.13
Annual Dividend Rate 0.20
Annual Dividend Yield 0.64%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.30
0.05
0.05
0.05
2025 0.20
0.05
0.05
0.05
0.05
2024 0.20
0.05
0.05
0.05
0.05
2023 0.20
0.05
0.05
0.05
0.05
2022 0.20
0.05
0.05
0.05
0.05
2021 0.20
0.05
0.05
0.05
0.05
2020 0.25
0.05
0.05
0.05
0.05
0.05
2019 0.20
0.05
0.05
0.05
0.05
2018 0.10
0.05
0.05
2017 0.30
0.10
0.10
0.10
2016 0.40
0.10
0.10
0.10
0.10
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 319 298 332 290
Receivables 127 138 164 183
Inventory — — — —
Other 51 32 26 28
561 529 591 586
2023 2024 2025 Q'26
Payables 67 59 64 58
ST’ Debt 24 24 34 65
Other 69 57 53 61
298 280 285 344

Compound Annual Growth %

10y 5y 3y
Sales 9.57% 12.79% 14.64%
Cash Flow 3.40% 2.66% 1.07%
Earnings 5.19% 6.28% (16.01%)
Book Value 20.33% 12.78% 9.59%

Revenue $m

Mar Jun Sep Dec Year
’26 248 275 — — —
’25 229 230 229 245 932
’24 205 212 212 216 845
’23 160 167 173 195 695
’22 150 161 146 162 618
’21 140 149 146 155 590
’20 122 118 137 134 511
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 31 59 — — —
’25 38 48 71 70 227
’24 41 91 54 75 260
’23 55 66 38 53 211
’22 68 62 29 61 220
’21 35 77 64 53 228
’20 34 53 34 78 199
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 9 34 — — —
’25 15 28 45 46 136
’24 19 56 40 57 172
’23 41 44 23 19 126
’22 53 48 13 34 148
’21 18 65 51 29 162
’20 25 44 15 66 150
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.38 0.09 — — —
’25 0.50 0.62 0.51 0.56 2.20
’24 0.24 0.49 0.38 0.62 1.73
’23 0.46 0.43 0.15 0.17 1.21
’22 0.53 0.47 2.06 0.44 3.45
’21 0.49 0.68 0.48 0.56 2.21
’20 0.30 0.21 0.47 0.44 1.43
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.2
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 11.27 12.60 13.45 25.13 18.21 33.85 30.17 31.55 28.76 26.72

Analyst estimates 2026–2028

Powerpack
High 18.60 19.52 29.71 37.38 42.35 51.06 50.61 42.03 42.21 38.56
People
People Employees 1,650 2,100 2,100 2,300 2,500 2,500 2,700 5,000 4,800 5,327
Revenue/emp, $m 0.24 0.19 0.22 0.21 0.20 0.24 0.23 0.14 0.18 0.17
Income, $m
Income, $m Revenue 390 407 454 487 511 590 618 695 845 932
Gross margin, % 54.86 50.72 56.60 56.22 55.57 57.58 52.68 51.53 51.93 49.65
EBT 83 60 99 117 124 182 268 85 120 154
EBT margin, % 21.41 14.79 21.85 23.94 24.26 30.81 43.31 12.29 14.15 16.57
Net income 75 55 87 104 105 161 239 80 115 145
Depreciation 64 69 67 77 79 83 87 102 140 134
Per share, $
Per share, $ Revenue 5.25 5.62 6.25 6.76 7.10 8.19 9.00 10.70 13.15 14.63
Earnings 1.01 0.76 1.19 1.44 1.45 2.24 3.48 1.23 1.75 2.22
Cash flow 2.27 2.01 2.38 2.50 2.77 3.17 3.20 3.25 4.05 3.56
Capex (0.57) (0.46) (0.57) (0.83) (0.68) (0.92) (1.05) (1.31) (1.38) (1.44)
Free cash flow 1.70 1.55 1.81 1.67 2.09 2.25 2.16 1.94 2.67 2.13
Book value 1.46 2.04 2.97 3.77 4.76 6.53 6.91 9.22 7.40 9.81
Shares, m 74 72 73 72 72 72 69 65 64 64
Valuation, ×
Valuation, × P/E 17.55 18.11 24.12 23.64 26.93 22.41 9.32 33.23 19.51 13.16
P/S 3.41 2.45 4.59 5.04 5.54 6.11 3.66 3.82 2.63 1.99
P/B 12.27 6.74 9.67 9.04 8.26 7.66 4.76 4.43 4.67 2.97
EV/Sales 4.91 3.81 5.59 5.84 6.08 6.41 4.02 4.76 3.40 2.80
EV/FCF 15.21 13.82 19.29 23.70 20.62 23.29 16.80 26.19 16.72 19.25
Cash, $m
Cash, $m Operating cash flow 168 146 173 180 199 228 220 211 260 227
Capex (42) (33) (41) (60) (49) (66) (72) (85) (88) (92)
Free cash flow 126 112 131 120 150 162 148 126 172 136
Balance, $m
Balance, $m Working capital 29 21 79 132 206 283 181 263 249 306
Total debt 647 616 538 525 495 465 430 971 949 1,087
Net debt 587 555 452 394 274 179 227 652 651 755
Shareholders’ equity 108 148 216 272 342 470 475 598 476 625
Returns, %
Returns, % ROA 8.58 6.16 9.43 10.67 10.02 14.53 21.00 5.00 5.75 6.91
ROIC 9.63 7.65 11.72 13.57 14.33 18.93 14.03 6.81 9.19 8.44
ROE 72.71 42.98 47.45 42.47 34.02 39.65 50.58 14.86 20.97 25.73
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Evertec, Inc. vs peers in Software Infrastructure (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
GCT GigaCloud Technology Inc. $2.1B 13.6× 7.7× +27.60% (above 0%: growing) +27.47% (above 0%: growing) +21.82% (above 0%: growing) 25.64% 11.54% Compare
MQ Marqeta, Inc. $2.0B 170× 104× +17.02% (above 0%: growing) n/m +1,068.67% (above 0%: growing) 69.25% 2.07% Compare
AI C3.ai, Inc. $2.0B — (loss-making) — (loss-making) −25.46% (below 0%: shrinking) n/m +106.02% (above 0%: growing) 31.83% (187.62%) Compare
FORG ForgeRock, Inc. $2.0B — (loss-making) — (loss-making) +22.25% (above 0%: growing) n/m +28.02% (above 0%: growing) 77.49% (51.61%) Compare
EVTC Evertec, Inc. $1.9B 20.3× 10.0× +19.69% (above 0%: growing) −85.71% (below 0%: shrinking) +20.64% (above 0%: growing) 54.79% 19.39%
ATEN A10 Networks, Inc. $1.8B 40.8× 41.0× +15.50% (above 0%: growing) −20.00% (below 0%: shrinking) +53.34% (above 0%: growing) 79.09% 11.26% Compare
NN NextNav Inc. $1.8B — (loss-making) — (loss-making) −4.33% (below 0%: shrinking) n/m −33.14% (below 0%: shrinking) (78.70%) (1,760.78%) Compare
NYAX Nayax Ltd. $1.7B 209× 85.0× +28.25% (above 0%: growing) n/m −335.31% (below 0%: shrinking) 46.86% (5.42%) Compare
PRGS Progress Software Corporation $1.7B 18.6× 18.0× −1.52% (below 0%: shrinking) +23.27% (above 0%: growing) +19.24% (above 0%: growing) 82.74% 18.92% Compare
Median of peers $1.9B 40.8× 41.0× +16.26% +23.27% +24.92% 58.06% (1.67%)

All 173 Software Infrastructure stocks →

Evertec, Inc. (EVTC) key facts

  • Strength: Evertec, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $931.8 million, up 10.2% from fiscal 2024.
  • Evertec, Inc. (EVTC) is a Software Infrastructure company in the Technology sector, listed on the New York Stock Exchange.
  • As of October 16, 2026, EVTC traded at $31.19, a market capitalization of $1.9 billion.
  • Evertec, Inc. pays an annual dividend of $0.20 per share, a yield of 0.64%, with a payout ratio of 13.0%.
  • Return on equity was 25.7% and debt-to-equity 2.00.
  • Its Piotroski F-score is 7 out of 9 and its Altman Z-score is 1.97 (grey zone) for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Evertec, Inc. (EVTC) Latest News

No news at this impact. Lower the threshold for more.
stockrow.com/EVTC · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com