Evertec, Inc. (EVTC) vs Nayax Ltd. (NYAX)

Evertec, Inc. and Nayax Ltd. are both Software Infrastructure companies. Evertec, Inc. is the larger, with a market value of $2.0B against $1.7B — 1.2× the size. Evertec, Inc. trades at the lower P/E: 21.8× against 214×. Nayax Ltd. grew revenue faster over the last twelve months: 30.0% against 16.3%. Evertec, Inc. has the higher net margin (9.00% vs 1.74%) and the higher return on invested capital (7.42% vs 6.41%). Across the 21 metrics below, Evertec, Inc. leads on 15 and Nayax Ltd. on 6.

Valuation

Metric EVTC NYAX Software Infrastructure median
P/E 21.76 213.73 24.43
P/S 1.92 3.90 2.81
P/B 3.10 7.20 2.88
Price to free cash flow 13.66 n/m 17.94
EV/EBITDA 8.97 36.70 14.51
EV/Sales 2.84 3.74 2.91
Earnings yield 4.60% 0.47% 0.00%
Free cash flow yield 7.32% (0.38%) 0.49%

Profitability

Metric EVTC NYAX Software Infrastructure median
Gross margin 53.05% 47.80% 57.45%
Operating margin 18.23% 3.89% 0.00%
Net margin 9.00% 1.74% 0.00%
Free cash flow margin 14.07% (1.50%) 0.00%
Return on equity 14.35% 3.52% 0.00%
Return on assets 4.06% 1.01% 0.00%
Return on invested capital 7.42% 6.41% 0.00%

Growth

Metric EVTC NYAX Software Infrastructure median
Revenue growth (TTM) 16.29% 29.98% 14.28%
EPS growth (last fiscal year) 27.17% 687.50% 18.26%
Revenue growth, 5-year CAGR 12.79% 38.43% 16.15%
Net income growth, 5-year CAGR 6.28% 0.00% 0.00%

Health

Metric EVTC NYAX Software Infrastructure median
Debt to equity 1.96 1.47 0.02
Current ratio 1.66 2.12 1.53
Net debt to EBITDA 2.36 (1.25) 0.05

Dividend

Metric EVTC NYAX Software Infrastructure median
Dividend yield 0.44% — 1.06%
Payout ratio 0.10 — 0.29

Size

Metric EVTC NYAX Software Infrastructure median
Market cap 2.03b 1.72b 661.51m

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