stockrowBayFirst Financial Corp. (BAFN) vs ECB Bancorp, Inc. (ECBK)
- BayFirst Financial Corp. BAFN 5.75 −0.35%
- ECB Bancorp, Inc. ECBK 21.02 −2.46%
BayFirst Financial Corp. and ECB Bancorp, Inc. are both Banks Regional companies. BayFirst Financial Corp. and ECB Bancorp, Inc. are of similar size ($188.3M and $179.3M). BayFirst Financial Corp. has negative trailing earnings, so its P/E is not meaningful; ECB Bancorp, Inc. trades at 13.6×. ECB Bancorp, Inc. grew revenue faster over the last twelve months: 17.0% against −50.1%. ECB Bancorp, Inc. has the higher net margin (13.9% vs −86.9%) and the higher return on invested capital (2.25% vs 0.00%). Across the 17 metrics below, ECB Bancorp, Inc. leads on 10 and BayFirst Financial Corp. on 7.
Valuation
Profitability
| Metric | BAFN | ECBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 49.73% | 46.08% | 69.92% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (86.85%) | 13.87% | 18.99% |
| Free cash flow margin | 208.96% | 24.52% | 18.19% |
| Return on equity | (102.63%) | 6.99% | 10.45% |
| Return on assets | (4.89%) | 0.76% | 1.15% |
| Return on invested capital | 0.00% | 2.25% | 8.54% |
Growth
Health
Dividend
Size
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