BayFirst Financial Corp. (BAFN) vs ECB Bancorp, Inc. (ECBK)
- BayFirst Financial Corp. BAFN 6.20 −2.21%
- ECB Bancorp, Inc. ECBK 19.80 −0.25%
BayFirst Financial Corp. and ECB Bancorp, Inc. are both Banks Regional companies. BayFirst Financial Corp. and ECB Bancorp, Inc. are of similar size ($173.4M and $170.8M). BayFirst Financial Corp. has negative trailing earnings, so its P/E is not meaningful; ECB Bancorp, Inc. trades at 13.9×. ECB Bancorp, Inc. grew revenue faster over the last twelve months: 18.6% against −50.1%. ECB Bancorp, Inc. has the higher net margin (13.2% vs −86.9%) and the higher return on invested capital (2.96% vs 0.00%). Across the 17 metrics below, ECB Bancorp, Inc. leads on 11 and BayFirst Financial Corp. on 6.
Valuation
Profitability
| Metric | BAFN | ECBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 49.73% | 44.84% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (86.85%) | 13.19% | 18.66% |
| Free cash flow margin | 205.06% | 25.88% | 21.11% |
| Return on equity | (102.63%) | 6.56% | 10.65% |
| Return on assets | (4.89%) | 0.72% | 1.13% |
| Return on invested capital | 0.00% | 2.96% | 8.35% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack