SB Financial Group, Inc. SBFG
- Market cap
- $192.2M
- P/E
- 11.1×
Follow SBFG
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 9.28 | 13.75 | 15.29 | 15.01 | 8.59 | 15.26 | 16.28 | 11.82 | 13.01 | 17.10 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
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| 17.56 | 19.76 | 19.55 | 19.05 | 19.51 | 19.13 | 20.85 | 17.30 | 23.00 | 24.48 |
High Price
|
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| 219 | 234 | 250 | 247 | 244 | 269 | 268 | 251 | 252 | 246 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
|
|||
| 47 | 50 | 56 | 62 | 73 | 73 | 63 | 76 | 81 | 91 |
Revenue
|
|||
| 93.19% | 91.76% | 88.93% | 84.66% | 90.78% | 94.46% | 91.77% | 75.12% | 69.98% | 72.02% |
Gross Margin
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| 13 | 14 | 14 | 15 | 18 | 23 | 15 | 15 | 14 | 17 |
EBT
|
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| 27.48% | 27.42% | 25.75% | 23.44% | 25.35% | 31.30% | 24.39% | 19.40% | 17.03% | 18.96% |
EBT Margin
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| 9 | 11 | 12 | 12 | 15 | 18 | 13 | 12 | 11 | 14 |
Net Income
|
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| 4 | 3 | 3 | 4 | 7 | 4 | 5 | 4 | 4 | 5 |
Depreciation
|
|||
| 9.17 | 9.83 | 8.62 | 9.21 | 9.55 | 10.25 | 8.97 | 11.11 | 12.22 | 14.29 |
Revenue/Sh
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| 1.52 | 2.00 | 1.64 | 1.63 | 1.87 | 2.58 | 1.79 | 1.77 | 1.72 | 2.19 |
Earnings/Sh
|
|||
| 2.74 | 1.94 | 2.13 | 2.78 | 3.14 | 2.44 | 3.65 | 2.05 | 1.42 | 3.77 |
Cash Flow/Sh
|
|||
| (0.32) | (0.73) | (0.29) | (0.30) | (0.22) | (0.34) | (0.27) | (0.14) | (0.18) | (0.41) |
Capex/Sh
|
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| 2.42 | 1.20 | 1.84 | 2.48 | 2.92 | 2.09 | 3.38 | 1.91 | 1.23 | 3.37 |
Free CF/Sh
|
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| 16.90 | 18.58 | 20.04 | 20.08 | 18.77 | 20.46 | 16.91 | 18.21 | 19.15 | 22.18 |
Book Value/Sh
|
|||
| 5 | 5 | 7 | 7 | 8 | 7 | 7 | 7 | 7 | 6 |
Shares
|
|||
| 9.96 | 8.70 | 9.57 | 11.45 | 9.33 | 7.55 | 9.35 | 8.79 | 12.16 | 10.12 |
PE Ratio
|
|||
| 1.66 | 1.77 | 1.82 | 2.04 | 1.82 | 1.83 | 1.87 | 1.41 | 1.71 | 1.56 |
PS Ratio
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| 1.07 | 1.10 | 0.88 | 0.93 | 0.93 | 0.92 | 0.99 | 0.86 | 1.09 | 1.00 |
PB Ratio
|
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| 1.86 | 1.53 | 1.24 | 1.86 | (0.08) | 0.08 | 2.66 | 2.45 | 2.05 | 1.36 |
EV/Sales
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| 7.03 | 12.51 | 5.81 | 6.90 | (0.27) | 0.37 | 7.05 | 14.24 | 20.25 | 5.78 |
EV/FCF
|
|||
| 14 | 10 | 14 | 19 | 24 | 17 | 26 | 14 | 9 | 24 |
Op' Cash Flow
|
|||
| (2) | (4) | (2) | (2) | (2) | (2) | (2) | (1) | (1) | (3) |
Capex
|
|||
| 12 | 6 | 12 | 17 | 22 | 15 | 24 | 13 | 8 | 21 |
FCF
|
|||
| (24) | (20) | 1 | 0 | (52) | (157) | (118) | (70) | (95) | (75) |
Working Cap'
|
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| 27 | 19 | 16 | 16 | 8 | 25 | 80 | 103 | 55 | 55 |
Total Debt
|
|||
| 9 | (12) | (32) | (11) | (139) | (127) | 50 | 79 | 27 | (18) |
Net Debt
|
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| 87 | 94 | 130 | 136 | 143 | 145 | 118 | 124 | 128 | 141 |
Sh' Equity
|
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| 1.01% | 1.19% | 1.14% | 1.09% | 1.30% | 1.41% | 0.94% | 0.90% | 0.84% | 0.96% |
ROA
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| 8.40% | 10.37% | 9.20% | 7.31% | 261.32% | 79.69% | 5.70% | 4.53% | 5.60% | 8.75% |
ROIC
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| 11.17% | 13.23% | 10.85% | 8.73% | 10.71% | 12.70% | 9.51% | 9.96% | 9.11% | 10.40% |
ROE
|
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SB Financial Group, Inc. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| BAFN BayFirst Financial Corp. | $192.0M | 0.0× | Compare |
| LARK Landmark Bancorp Inc. | $191.1M | 9.7× | Compare |
| CBFV CB Financial Services, Inc. | $188.6M | 25.9× | Compare |
| HNVR Hanover Bancorp, Inc. | $183.9M | 20.9× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| RBKB Rhinebeck Bancorp, Inc. | $200.9M | 17.8× | Compare |
| FNWD Finward Bancorp | $183.1M | 18.9× | Compare |
| ECBK ECB Bancorp, Inc. | $180.9M | 14.6× | Compare |
| FCAP First Capital, Inc. | $204.5M | 10.9× | Compare |
SB Financial Group, Inc. (SBFG) key facts
- SB Financial Group, Inc. (SBFG) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- SB Financial Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $91.0 million, up 11.9% from fiscal 2024.
- As of September 25, 2026, SBFG traded at $29.86, a market capitalization of $192.2 million.
- SB Financial Group, Inc. pays an annual dividend of $0.52 per share, a yield of 3.25%, with a payout ratio of 28.3%.
- Return on equity was 10.4% and debt-to-equity 0.29.
SB Financial Group, Inc. (SBFG) Latest News
24 Jul
SB Financial Group Inc reported strong profitability in its Q2 2026 earnings call amid ongoing market conditions. Strong profitability results from the earnings call support improved financial performance and investor sentiment.
SB Financial Group, Inc. (SBFG) released Q2 earnings call highlights covering quarterly financial results, operational updates and forward outlook. Quarterly earnings updates deliver performance data that can shift near-term sentiment and valuation without altering long-term strategy.
SB Financial Group, Inc. conducted its Q2 2026 earnings call covering financial results and company outlook. Q2 earnings details and guidance typically shape near-term investor expectations for SB Financial Group performance.
23 Jul
SB Financial Group, Inc. (SBFG) announced its second quarter 2026 financial results. Quarterly earnings releases provide key data on financial performance that can affect stock valuation and sentiment.
27 Apr
SB Financial Group, Inc. (SBFG) released highlights from its Q1 earnings call, covering financial performance, key metrics, and forward guidance. Q1 earnings call highlights reveal financial results and outlook that moderately influence stock performance and investor sentiment.
25 Apr
SB Financial Group Inc (SBFG) delivered a strong Q1 2026 start with increased net interest income, robust loan growth, and solid deposit expansion highlighted in earnings call. Strong quarterly financial results positively affect short-term performance and investor sentiment without fundamentally altering long-term trajectory.
24 Apr
SB Financial Group, Inc. (SBFG) released its Q1 2026 earnings call transcript detailing quarterly financial results, management discussion, and forward-looking guidance. Q1 2026 earnings transcript reveals financial performance, strategic updates, and outlook that significantly sway investor sentiment and stock trajectory.
SB Financial Group, Inc. released Q1 2026 earnings call summary detailing first-quarter financial performance, key metrics, and forward guidance. Quarterly earnings summaries impact financial performance assessment and investor sentiment without fundamentally altering long-term trajectory.
23 Apr
SB Financial Group, Inc. (SBFG) reported Q1 earnings and revenues that surpassed analyst estimates. Surpassing Q1 earnings estimates boosts short-term financial performance and market sentiment without fundamentally altering long-term trajectory.
SB Financial Group, Inc. (SBFG) announced first quarter 2026 results, highlighting key financial metrics including net income, revenue growth, loan portfolio expansion, and deposit increases amid stable asset quality. Quarterly earnings reports provide insights into financial health and operational performance, influencing short-to-medium term market sentiment.
7 Apr
SB Financial Group, Inc. (SBFG) rating upgraded to Buy. Analyst upgrade to Buy signals strong positive shift in investor sentiment and potential stock price surge.
8 Feb
SB Financial Group, Inc. (SBFG) is set to pay a quarterly dividend of $0.12 per share, reflecting a commitment to returning value to shareholders. The company has a solid track record of dividend payments, with a history of consistent increases. Analysts view this upcoming dividend favorably, as it indicates financial stability and confidence in future earnings. The dividend yield is attractive compared to industry peers, potentially enhancing investor interest. Overall, the dividend announcement is seen as a positive signal for SBFG's financial health and market position. The upcoming dividend reflects financial stability and could positively influence investor sentiment.
31 Jan
SB Financial Group, Inc. (SBFG) is gaining attention due to its recent financial performance and strategic initiatives. The company has shown resilience in a challenging market, with positive earnings reports and growth in key sectors. Investors are encouraged to consider SBFG as it navigates potential opportunities and challenges ahead, positioning itself for future success. Recent financial performance and strategic initiatives indicate significant potential for future growth and market positioning.
30 Jan
SB Financial Group, Inc. (SBFG) reported strong loan growth and asset performance during its Q4 2025 earnings call. The company highlighted significant increases in both commercial and consumer lending, contributing to overall financial stability and growth. Management expressed optimism about future prospects, citing strategic initiatives aimed at enhancing market position and customer engagement. The positive results reflect the company's effective operational strategies and robust demand for its financial products. Strong loan growth and positive asset performance indicate significant potential for future financial stability and market positioning.
SB Financial Group, Inc. reported its Q4 earnings, highlighting key financial metrics and strategic initiatives. The company demonstrated growth in revenue and net income compared to the previous quarter, driven by increased loan demand and improved asset quality. Management discussed plans for expansion and investment in technology to enhance customer experience. The outlook for the upcoming year remains positive, with expectations for continued growth and profitability. Significant growth in revenue and strategic initiatives indicate a likely positive shift in the company's trajectory.
29 Jan
SB Financial Group, Inc. (SBFG) reported its Q4 earnings, surpassing analysts' expectations. The company demonstrated strong financial performance, contributing to positive market sentiment. Key metrics indicated growth in revenue and profitability, reflecting effective management strategies and operational efficiency. Investors reacted favorably to the results, which may enhance the company's competitive positioning in the financial sector. Earnings exceeding estimates can significantly influence investor sentiment and the company's market trajectory.
SB Financial Group, Inc. (SBFG) reported its fourth quarter 2025 financial results, highlighting significant growth in net income and total assets. The company achieved a notable increase in earnings per share compared to the previous quarter, driven by strong loan demand and improved operational efficiency. Additionally, SBFG announced plans for strategic investments aimed at enhancing customer service and expanding its market presence. The results reflect a positive trajectory for the company amidst a competitive financial landscape. The financial results indicate significant growth and strategic investments that could alter the company's trajectory and investor sentiment.
22 Jan
Pathward Financial (CASH) reported Q1 earnings that exceeded analysts' expectations, showcasing strong financial performance driven by increased net interest income and improved asset quality. The company's strategic initiatives and focus on operational efficiency contributed to the positive results, leading to a favorable outlook for future growth. Investors reacted positively to the news, reflecting confidence in Pathward's ability to navigate market challenges. Pathward's strong earnings performance may influence market sentiment and competitive positioning in the financial sector.
21 Jan
Eagle Bancorp (EGBN) reported Q4 earnings and revenues that exceeded analysts' expectations, showcasing strong financial performance. The results reflect effective management strategies and a robust operational framework, positioning the company favorably in the competitive banking landscape. Investors reacted positively to the news, indicating increased confidence in Eagle Bancorp's future prospects. Eagle Bancorp's strong earnings performance may moderately influence market sentiment and competitive positioning within the banking sector.
9 Jan
SB Financial Group, Inc. (SBFG) has announced the schedule for its fourth quarter and full year 2025 financial results. The results will be released on a specified date, followed by a conference call to discuss the financial performance and outlook. Investors and analysts are encouraged to participate in the call for insights into the company's operations and future strategies. The scheduled financial results and conference call may moderately influence investor sentiment and provide insights into the company's performance.
30 Dec
SB Financial Group, Inc. (SBFG) has been upgraded to a Strong Buy rating by analysts, indicating a positive outlook for the stock. This upgrade suggests that the company's financial health and market position are expected to improve, potentially attracting more investors. The upgrade reflects confidence in SBFG's future performance and may lead to increased trading activity and stock price appreciation. The upgrade to Strong Buy indicates significant positive sentiment and potential for improved financial performance.
24 Dec
Investors may be undervaluing SB Financial Group, Inc. (SBFG) as recent analysis suggests the company's stock is trading below its intrinsic value. Factors contributing to this undervaluation include strong financial performance, growth potential, and favorable market conditions. Analysts highlight the company's solid fundamentals and strategic initiatives that could enhance its market position. The current market sentiment may not fully reflect these strengths, presenting a potential opportunity for investors. Strong financial performance and growth potential indicate significant impact on future market positioning.
19 Dec
SB Financial Group, Inc. announced a transition in its Board of Directors, with the appointment of new members and the retirement of others. This change is part of the company's ongoing efforts to enhance governance and strategic direction. The new board members bring diverse expertise and experience, aimed at driving the company's growth and performance in the financial sector. Board transitions can moderately influence company strategy and governance, impacting future performance.
12 Dec
SB Financial Group, Inc. (SBFG) is highlighted as a strong option for trend investors due to its solid financial performance and strategic initiatives. The company has shown resilience in a fluctuating market, with growth in key areas such as loan origination and asset management. Analysts suggest that SBFG's focus on innovation and customer service positions it well for future success, making it an attractive choice for those looking to capitalize on market trends. SBFG's strategic initiatives and financial growth are likely to significantly impact its future performance and investor sentiment.
11 Dec
SB Financial Group, Inc. (SBFG) has a strong institutional backing, with 53% of its shares owned by institutional investors. This significant ownership indicates confidence in the company's stability and growth potential. The backing from these institutions may enhance SBFG's credibility in the market and provide a solid foundation for future strategic initiatives. Strong institutional ownership is likely to influence investor sentiment and support the company's strategic initiatives.
8 Dec
SB Financial Group, Inc. (SBFG) is currently being evaluated for potential undervaluation in the stock market. Analysts are examining various financial metrics and market conditions to determine if the stock presents a buying opportunity. Factors such as recent performance, market trends, and comparisons with industry peers are being considered to assess the company's future prospects and investment potential. Current evaluations suggest a moderately noticeable influence on SBFG's financial performance and market sentiment.
21 Nov
SB Financial Group, Inc. (SBFG) has been identified as a top value stock to consider buying as of November 21st. The company is noted for its strong financial performance and potential for growth, making it an attractive option for investors looking for value opportunities in the current market environment. The identification of SBFG as a top value stock suggests significant potential for future performance and investor interest.
SB Financial Group, Inc. (SBFG) is currently being evaluated for its value as a stock investment. Analysts are assessing its financial metrics, market position, and growth potential to determine if it represents a good buying opportunity for investors. The company's performance in the current market context is under scrutiny, with various factors influencing its valuation. Current evaluations suggest a moderately noticeable influence on SBFG's financial performance and market positioning.
SB Financial Group, Inc. (SBFG) has been identified as a strong buy stock for November 21, alongside other companies like TDC. This designation suggests positive market sentiment and potential for growth in the near term. The identification as a strong buy indicates a moderately noticeable influence on market sentiment and potential financial performance.
6 Nov
SB Financial Group, Inc. (SBFG) has been identified as one of the best value stocks to buy as of November 6. The company is noted for its strong financial performance and attractive valuation metrics, making it a compelling investment opportunity in the current market environment. The identification of SBFG as a value stock suggests a moderately noticeable influence on its market performance and investor sentiment.