ECB Bancorp, Inc. (ECBK) vs First Guaranty Bancshares, Inc. (FGBI)
- ECB Bancorp, Inc. ECBK 21.02 −2.46%
- First Guaranty Bancshares, Inc. FGBI 11.68 −0.85%
ECB Bancorp, Inc. and First Guaranty Bancshares, Inc. are both Banks Regional companies. ECB Bancorp, Inc. and First Guaranty Bancshares, Inc. are of similar size ($196.0M and $188.3M). First Guaranty Bancshares, Inc. has negative trailing earnings, so its P/E is not meaningful; ECB Bancorp, Inc. trades at 15.3×. ECB Bancorp, Inc. grew revenue faster over the last twelve months: 18.6% against −8.17%. ECB Bancorp, Inc. has the higher net margin (13.2% vs −17.9%) and the higher return on invested capital (2.96% vs 0.00%). Across the 17 metrics below, ECB Bancorp, Inc. leads on 13 and First Guaranty Bancshares, Inc. on 4.
Valuation
Profitability
| Metric | ECBK | FGBI | Banks Regional median |
|---|---|---|---|
| Gross margin | 44.84% | 43.27% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 13.19% | (17.91%) | 18.82% |
| Free cash flow margin | 25.88% | 18.49% | 17.97% |
| Return on equity | 6.56% | (18.24%) | 10.28% |
| Return on assets | 0.72% | (0.98%) | 1.13% |
| Return on invested capital | 2.96% | 0.00% | 8.45% |
Growth
Health
Dividend
Size
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