Eagle Bancorp Montana, Inc. EBMT

21.53 0.13 0.61% as of 25 Sep
Market cap
$170.5M
P/E
10.5×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.01
Total sells 0.72
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — 1 — — — — — — — — — —
Sell — 1 — — 4 — — 1 — — — —
Insider Ownership 5.85%

Capital & Financial Ratios

Market Cap 170.46
Revenue 127.77
Net Income 16.06
Free Cash Flow 18.89
Net Debt 67.65
Current Ratio 0.87
Debt/Equity 0.49
P/E ratio 10.49
P/S ratio 1.32
P/B ratio 0.86
Past 5Y EPS Growth (5.92%)
This Y EPS Growth 7.19%
Next Y EPS Growth 6.71%
Next 5Y EPS Growth 19.82%
in millions of $

Dividends

Payout Ratio 0.37
Annual Dividend Rate 0.56
Annual Dividend Yield 4.37%
total individual payouts
2027 Powerpack
2026 0.60
0.15
0.15
0.15
2025 0.58
0.14
0.14
0.15
0.15
2024 0.57
0.14
0.14
0.14
0.14
2023 0.56
0.14
0.14
0.14
0.14
2022 0.53
0.13
0.13
0.14
0.14
2021 0.45
0.10
0.10
0.13
0.13
2020 0.39
0.10
0.10
0.10
0.10
2019 0.38
0.09
0.09
0.10
0.10
2018 0.37
0.09
0.09
0.09
0.09
2017 0.34
0.08
0.08
0.09
0.09
2016 0.32
0.08
0.08
0.08
0.08
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 25 32 63 29
Receivables — — — —
Inventory — — — —
Other — — — —
1,517 1,562 1,587 1,600
2023 2024 2025 Q'26
Payables 1,635 1,681 1,782 1,790
ST’ Debt — — — —
Other — — — —
1,672 1,728 1,832 1,832
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 14.71% 5.18% 9.92%
Cash Flow 21.10% 73.32% (7.54%)
Earnings 19.12% (6.90%) 11.50%
Book Value 13.21% 4.63% 6.58%

Revenue

Mar Jun Sep Dec Year
’26 31 32 — — —
’25 30 32 33 32 127
’24 29 30 32 31 122
’23 25 28 30 30 114
’22 20 24 26 25 96
’21 25 23 26 21 96
’20 21 26 27 25 99
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (5) (2) — — —
’25 2 2 9 21 33
’24 7 3 3 16 29
’23 (1) (8) 6 12 9
’22 6 11 (1) 26 42
’21 4 7 22 24 56
’20 4 (21) 21 (2) 2
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (5) (3) — — —
’25 0 1 7 20 29
’24 2 1 (1) 12 15
’23 (5) (10) 1 10 (4)
’22 3 7 (4) 21 27
’21 0 3 21 22 46
’20 (8) (23) 19 (7) (18)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.51 0.47 — — —
’25 0.41 0.41 0.46 0.60 1.90
’24 0.24 0.22 0.34 0.44 1.24
’23 0.42 0.26 0.34 0.28 1.29
’22 0.32 0.24 0.40 0.47 1.45
’21 0.78 0.39 0.73 0.26 2.17
’20 0.57 0.84 0.94 0.76 3.11
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
11.15 17.35 14.20 15.53 11.74 20.00 16.00 11.26 12.32 14.35

Analyst estimates 2026–2028

Powerpack
Low Price
24.00 22.32 21.75 22.59 22.98 26.13 24.74 18.37 17.65 20.22
High Price
200 207 249 298 354 370 428 407 382 385
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
40 42 47 70 99 96 96 114 122 127
Revenue
92.19% 90.30% 89.14% 89.02% 93.43% 96.66% 93.57% 74.52% 66.58% 72.05%
Gross Margin
7 6 6 14 28 19 14 12 11 19
EBT
17.37% 14.77% 12.55% 19.85% 28.81% 20.10% 14.47% 10.19% 9.34% 14.87%
EBT Margin
5 4 5 11 21 14 11 10 10 15
Net Income
5 4 4 6 9 8 9 9 10 10
Depreciation
10.54 10.36 8.65 10.96 14.53 14.42 12.97 14.67 15.56 16.29
Revenue/Sh
1.36 1.01 0.92 1.69 3.12 2.17 1.45 1.29 1.25 1.90
Earnings/Sh
3.41 4.92 2.50 0.06 0.31 8.48 5.68 1.20 3.64 4.25
Cash Flow/Sh
(0.50) (0.80) (1.21) (1.17) (3.03) (1.61) (2.09) (1.69) (1.79) (0.59)
Capex/Sh
2.91 4.13 1.29 (1.12) (2.72) 6.88 3.60 (0.49) 1.85 3.65
Free CF/Sh
15.71 20.52 17.47 18.95 22.51 23.55 21.48 21.72 22.29 24.59
Book Value/Sh
4 4 5 6 7 7 7 8 8 8
Shares
15.79 19.66 18.13 12.66 6.80 10.59 11.55 12.38 12.26 10.42
PE Ratio
2.04 1.97 1.91 1.95 1.46 1.59 1.27 1.10 0.99 1.22
PS Ratio
1.37 1.00 0.94 1.13 0.94 0.98 0.77 0.74 0.69 0.81
PB Ratio
4.30 4.35 4.37 3.21 1.23 1.32 2.39 2.94 2.37 1.38
EV/Sales
15.58 10.92 29.38 (31.46) (6.56) 2.76 8.60 (87.55) 19.88 6.13
EV/FCF
13 20 14 0 2 56 42 9 29 33
Op' Cash Flow
(2) (3) (7) (8) (21) (11) (15) (13) (14) (5)
Capex
11 17 7 (7) (18) 46 27 (4) 15 29
FCF
(28) 1 0 7 (98) (230) (281) (155) (167) (246)
Working Cap'
97 108 127 113 47 35 128 235 200 82
Total Debt
90 100 116 88 (23) (27) 106 210 169 20
Net Debt
59 84 95 122 153 157 158 169 175 192
Sh' Equity
0.79% 0.59% 0.63% 1.14% 1.83% 1.07% 0.63% 0.50% 0.47% 0.70%
ROA
2.90% 2.36% 2.10% 4.81% 13.75% 9.62% 3.81% 1.92% 2.07% 5.59%
ROIC
8.93% 5.74% 5.58% 10.05% 15.45% 9.31% 6.79% 6.14% 5.68% 8.09%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Eagle Bancorp Montana, Inc. peers in Banks Regional

Company Market cap P/E Compare
BVFL BV Financial, Inc. $176.3M 13.6× Compare
MNSB MainStreet Bank $177.0M 12.2× Compare
ECBK ECB Bancorp, Inc. $180.9M 14.6× Compare
FNWD Finward Bancorp $183.1M 18.9× Compare
Company Market cap P/E Compare
HNVR Hanover Bancorp, Inc. $183.9M 20.9× Compare
FINW FinWise Bancorp $156.6M 11.1× Compare
CBFV CB Financial Services, Inc. $188.6M 25.9× Compare
LARK Landmark Bancorp Inc. $191.1M 9.7× Compare

All 325 Banks Regional stocks →

Eagle Bancorp Montana, Inc. (EBMT) key facts

  • Eagle Bancorp Montana, Inc. (EBMT) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Eagle Bancorp Montana, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $127.1 million, up 4.18% from fiscal 2024.
  • Net income was $14.8 million, or $1.90 per share (basic), a net margin of 11.7%.
  • As of September 25, 2026, EBMT traded at $21.53, a market capitalization of $170.5 million.
  • At that price the stock trades at 10.5× trailing-twelve-month earnings and 1.3× sales.
  • Eagle Bancorp Montana, Inc. pays an annual dividend of $0.56 per share, a yield of 4.37%, with a payout ratio of 37.3%.
  • Return on equity was 8.09% and debt-to-equity 0.49.

Source: company filings (standardised) and stockrow calculations.

Eagle Bancorp Montana, Inc. (EBMT) Latest News

News by impact score

Fine-tune

28 Jul

3

Eagle Bancorp Montana earned $3.7 million or $0.47 per diluted share in Q2 2026 and raised its quarterly cash dividend to $0.1475 per share. Quarterly profit and dividend hike indicate stable results that may lift near-term investor sentiment without altering long-term trajectory.

3

Eagle Bancorp Montana, Inc. (EBMT) earnings are projected to grow, raising the question of whether investors should buy the stock. Projected earnings growth for EBMT can moderately influence near-term investor sentiment and stock valuation.

28 Apr

4

Eagle Bancorp Montana earned $4.0 million, or $0.51 per diluted share, in Q1 2026. Declared quarterly cash dividend of $0.145 per share. Renewed stock repurchase plan. Solid Q1 earnings, dividend declaration, and repurchase plan renewal enhance financial stability and shareholder value, positively influencing market performance.

7 Apr

3

Eagle Bancorp Montana (EBMT) upgraded to Buy rating by analysts citing strong fundamentals and growth potential. Analyst upgrade to Buy signals moderately positive shift in investor sentiment and potential stock performance.

13 Feb

4

Eagle Bancorp Montana, Inc. (EBMT) is highlighted as a high-growth dividend stock, showcasing its strong financial performance and commitment to returning value to shareholders. The company has demonstrated consistent revenue growth and an attractive dividend yield, making it a compelling option for investors seeking both income and growth potential. Analysts suggest that EBMT's strategic initiatives and market positioning could further enhance its appeal in the competitive banking sector. EBMT's strong financial performance and strategic initiatives are likely to significantly impact its future growth and market positioning.

31 Jan

3

Eagle Bancorp Montana, Inc. (NASDAQ:EBMT) has declared a dividend of $0.145 per share, reflecting the company's ongoing commitment to returning value to its shareholders. The dividend is set to be paid on a specified date to shareholders of record, indicating a stable financial position and confidence in future earnings. The dividend announcement suggests a moderately positive influence on investor sentiment and financial performance.

28 Jan

4

Eagle Bancorp Montana, Inc. (EBMT) is highlighted as a strong dividend stock due to its consistent dividend payments and solid financial performance. The company has demonstrated resilience in its operations, maintaining a healthy balance sheet and a commitment to returning value to shareholders. With a favorable dividend yield and a history of increasing dividends, EBMT is positioned well for investors seeking income. Additionally, the bank's strategic initiatives and growth prospects contribute to its attractiveness as a dividend investment. EBMT's strong financial performance and commitment to dividends indicate significant potential for future growth and investor interest.

27 Jan

3

Eagle Bancorp Montana, Inc. reported earnings of $4.7 million, or $0.60 per diluted share, for the fourth quarter of 2025, and a total of $14.8 million, or $1.90 per diluted share, for the entire year. The company also declared a quarterly cash dividend of $0.145 per share. The earnings report indicates stable financial performance, which may influence investor sentiment but is not expected to significantly alter the company's trajectory.

5 Jan

4

Eagle Bancorp Montana, Inc. (EBMT) has demonstrated strong earnings growth, surpassing expectations in a recent stock scan. The company's financial performance indicates a solid trajectory, reflecting effective management and strategic initiatives that position it favorably in the market. Strong earnings growth suggests significant positive momentum for the company's future performance.

9 Dec

4

Eagle Bancorp Montana, Inc. (NASDAQ:EBMT) has reported that institutional investors hold a 53% stake in the company, indicating strong institutional backing. This level of ownership suggests confidence from institutional investors in EBMT's business model and future prospects. The support from these investors may enhance the company's stability and growth potential in the competitive banking sector. Strong institutional backing can significantly influence investor sentiment and the company's market performance.

1 Dec

3

Eagle Bancorp Montana, Inc. (EBMT) is being evaluated for its potential as a value investment. Analysts are considering its financial performance, market position, and growth prospects. The company's recent developments and market conditions are influencing investor sentiment, leading to discussions about whether it represents a good buying opportunity for value investors. Current evaluations suggest moderate influence on financial performance and market sentiment.

14 Nov

3

Eagle Bancorp Montana, Inc. (EBMT) is being evaluated for its potential as a value investment. Analysts are considering the company's financial health, market position, and growth prospects. Recent performance metrics and market conditions are analyzed to determine if EBMT stock presents a viable opportunity for value investors. The discussion includes insights on the company's earnings, competitive landscape, and overall market sentiment towards its stock. Moderate influence on financial performance and market sentiment is expected due to the company's current evaluation and market conditions.

30 Oct

4

Eagle Bancorp Montana, Inc. (EBMT) has been upgraded to a Strong Buy rating by analysts, reflecting positive sentiment regarding the company's financial health and growth potential. Factors contributing to this upgrade include strong earnings performance, effective management strategies, and favorable market conditions. Investors are encouraged to consider this upgrade as a signal of confidence in EBMT's future prospects. The upgrade to Strong Buy indicates significant confidence in the company's future performance and market position.

3

Eagle Bancorp Montana, Inc. (EBMT) is highlighted as one of the best income stocks to buy as of October 30th. The company has shown strong financial performance and is positioned well in the market, making it an attractive option for income-focused investors. Analysts suggest that EBMT's consistent dividend payments and growth potential contribute to its appeal in the current economic climate. EBMT's strong financial performance and consistent dividends may moderately influence its market position and investor sentiment.

29 Oct

4

Eagle Bancorp Montana, Inc. (EBMT) has reported a significant increase in profit margins, challenging negative perceptions surrounding regional bank earnings. The company's financial performance has shown resilience, indicating a positive outlook despite broader industry concerns. This surge in profitability highlights EBMT's effective management and operational strategies, positioning it favorably in the current market environment. The profit margin surge indicates a significant positive shift in financial performance that could alter investor sentiment and the company's trajectory.

3

Eagle Bancorp Montana, Inc. (EBMT) is currently being evaluated by investors for potential undervaluation. Analysts suggest that the company's financial metrics and market position may not fully reflect its growth prospects. Factors such as recent performance, market conditions, and strategic initiatives are influencing investor sentiment. The discussion highlights the importance of assessing the company's fundamentals and market trends to determine its true value. Current evaluations indicate a moderately noticeable influence on EBMT's financial performance and market sentiment.

28 Oct

3

Eagle Bancorp Montana, Inc. reported a net income of $3.6 million, or $0.46 per diluted share, for the third quarter of 2025. The company also declared a quarterly cash dividend of $0.145 per share, reflecting its ongoing commitment to returning value to shareholders. Earnings growth and dividend declaration indicate moderate financial health and shareholder value, but do not signal a transformative change.

17 Oct

4

Eagle Bancorp Montana, Inc. (EBMT) is highlighted as a top dividend stock due to its consistent dividend payments and strong financial performance. The company has demonstrated resilience in a competitive banking environment, making it an attractive option for income-focused investors. With a solid track record of profitability and a commitment to returning value to shareholders, EBMT stands out in the market. Analysts suggest that its dividend yield and growth potential make it a compelling addition to investment portfolios. Eagle Bancorp Montana's strong financial performance and commitment to dividends indicate significant potential for future growth and investor interest.

13 Oct

3

Eagle Bancorp Montana, Inc. (EBMT) is currently being evaluated for its potential undervaluation in the stock market. Analysts are examining various financial metrics and market conditions to determine if the stock presents a buying opportunity. Factors such as recent performance, market trends, and competitive positioning are being considered in this assessment. Investors are encouraged to analyze these elements to make informed decisions regarding EBMT's stock value. Current evaluations suggest a moderately noticeable influence on EBMT's financial performance and market sentiment.

1 Oct

4

Eagle Bancorp Montana, Inc. (EBMT) is highlighted as a top dividend stock, attracting attention from investors seeking reliable income sources. The company's strong financial performance, consistent dividend payments, and growth potential position it favorably in the market. Analysts suggest that EBMT's solid fundamentals and commitment to shareholder returns make it an attractive investment option, especially in the current economic climate where dividend stocks are in demand. EBMT's strong financial performance and consistent dividend payments are likely to significantly influence investor sentiment and market positioning.

26 Sep

3

Eagle Bancorp Montana, Inc. (EBMT) is being evaluated for its potential as a value investment. Analysts are considering its financial performance, market position, and growth prospects. The company's recent developments and market conditions are influencing investor sentiment, leading to discussions about whether it represents a good buying opportunity for value investors. Current evaluations suggest a moderate influence on financial performance and market sentiment.

20 Sep

3

Eagle Bancorp Montana, Inc. (NASDAQ: EBMT) has seen a 15% increase in stock value over the past year, reflecting positive investor sentiment and performance. The company's growth is attributed to effective management strategies and favorable market conditions, positioning it well for future opportunities. The 15% increase in stock value indicates a moderately noticeable influence on investor sentiment and financial performance.

15 Sep

4

Eagle Bancorp Montana, Inc. (EBMT) is highlighted as a strong investment choice due to its solid financial performance, strategic growth initiatives, and favorable market conditions. The company has shown resilience and adaptability in a competitive banking landscape, positioning itself well for future opportunities. Analysts suggest that EBMT's focus on community banking and customer service enhances its competitive edge, making it an attractive option for investors seeking stability and growth in the financial sector. EBMT's strategic growth initiatives and strong financial performance are likely to significantly impact its future trajectory and investor sentiment.

10 Sep

3

Eagle Bancorp Montana, Inc. (EBMT) is currently being evaluated by investors for potential undervaluation. Analysts suggest that the company's financial performance and growth prospects may not be fully reflected in its stock price. Factors such as market conditions, competitive positioning, and recent financial results are influencing investor sentiment. The discussion centers around whether EBMT's current valuation presents a buying opportunity for investors looking for growth in the banking sector. Current market conditions and financial performance may moderately influence investor sentiment and the company's trajectory.

2 Sep

3

Eagle Bancorp Montana, Inc. (EBMT) is highlighted as a top-ranked dividend stock, emphasizing its potential to enhance retirement portfolios. The article outlines key strategies for maximizing returns through dividend investments, focusing on the importance of selecting high-quality stocks that offer consistent payouts. Investors are encouraged to consider EBMT among other dividend stocks to achieve financial stability in retirement. EBMT's inclusion as a top-ranked dividend stock may moderately influence investor sentiment and financial performance.

29 Aug

4

Eagle Bancorp Montana, Inc. (EBMT) is highlighted as a high-growth dividend stock, showcasing its potential for investors seeking income and capital appreciation. The company has demonstrated strong financial performance, with consistent revenue growth and a commitment to returning value to shareholders through dividends. Analysts suggest that EBMT's strategic initiatives and market positioning may lead to further growth opportunities, making it an attractive option for dividend-focused investors. EBMT's strong financial performance and strategic initiatives are likely to significantly impact its future growth and market position.

25 Aug

3

Eagle Bancorp Montana, Inc. (EBMT) is currently being evaluated for potential undervaluation in the stock market. Analysts are considering various financial metrics and market conditions to determine if the stock presents a buying opportunity. Factors such as recent performance, market trends, and comparisons with industry peers are being analyzed to assess the company's future prospects and investment potential. Current evaluations suggest a moderately noticeable influence on EBMT's financial performance and market sentiment.

13 Aug

4

Eagle Bancorp Montana, Inc. (EBMT) is highlighted as an attractive dividend stock due to its strong financial performance, consistent dividend payments, and growth potential. The company has demonstrated resilience in the face of economic challenges, maintaining a solid balance sheet and a commitment to returning value to shareholders. Analysts suggest that EBMT's strategic initiatives and market positioning could lead to continued success and increased investor interest. Strong financial performance and strategic initiatives are likely to significantly impact future growth and investor sentiment.

10 Aug

3

Eagle Bancorp Montana, Inc. reported its second quarter 2025 earnings, revealing revenues that exceeded expectations, while earnings per share (EPS) fell short of forecasts. The financial results indicate a mixed performance, with strong revenue growth but challenges in profitability metrics. The revenue beat suggests positive momentum, but the EPS shortfall indicates potential concerns about profitability.

8 Aug

3

Eagle Bancorp Montana, Inc. (EBMT) is being evaluated for its potential as a value investment. Analysts are considering its financial performance, market position, and growth prospects. The company's recent developments and market conditions are influencing investor sentiment, leading to discussions about whether it represents a good buying opportunity for value investors. Current market conditions and financial performance may moderately influence investor sentiment and company trajectory.

stockrow.com/EBMT · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com