BayFirst Financial Corp. (BAFN) vs Eagle Bancorp Montana, Inc. (EBMT)
- BayFirst Financial Corp. BAFN 6.20 −2.21%
- Eagle Bancorp Montana, Inc. EBMT 20.97 +1.40%
BayFirst Financial Corp. and Eagle Bancorp Montana, Inc. are both Banks Regional companies. BayFirst Financial Corp. and Eagle Bancorp Montana, Inc. are of similar size ($170.8M and $164.7M). BayFirst Financial Corp. has negative trailing earnings, so its P/E is not meaningful; Eagle Bancorp Montana, Inc. trades at 10.2×. Eagle Bancorp Montana, Inc. grew revenue faster over the last twelve months: 2.18% against −50.1%. Eagle Bancorp Montana, Inc. has the higher net margin (12.6% vs −86.9%) and the higher return on invested capital (4.94% vs 0.00%). Only Eagle Bancorp Montana, Inc. pays a dividend (2.78%). Across the 18 metrics below, Eagle Bancorp Montana, Inc. leads on 11 and BayFirst Financial Corp. on 7.
Valuation
Profitability
| Metric | BAFN | EBMT | Banks Regional median |
|---|---|---|---|
| Gross margin | 49.73% | 74.69% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (86.85%) | 12.57% | 18.66% |
| Free cash flow margin | 205.06% | 14.78% | 21.11% |
| Return on equity | (102.63%) | 8.50% | 10.65% |
| Return on assets | (4.89%) | 0.75% | 1.13% |
| Return on invested capital | 0.00% | 4.94% | 8.35% |
Growth
Health
Dividend
Size
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