Saturday 17 October 2026 Export DCOM’s income statement to Excel — free account

Dime Community Bancshares, Inc.

Dime Community Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $730.4 million, up 13.0% from fiscal 2024. In the quarter to June 2026, revenue grew 4.11%, EPS grew 17.2%, free cash flow grew 159.4% and total debt fell 21.0%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for ten.

38.83 0.05 +0.13%

Follow DCOM

Alert me

Market cap: $1.7B
P/E: 14.0×
Fwd P/E: 11.2×
Dividend yield: 3.22%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 11.38

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	1	1	1	1	—	—	1	3	1	2	—	—

Insider Ownership 1.41%

Capital & Financial Ratios $m

Market Cap 1,710.00

Revenue 750.99

Net Income 128.92

Free Cash Flow 199.63

Net Debt (1,318.41)

Current Ratio 0.99

Debt/Equity 0.41

P/E ratio 14.02

Fwd P/E 11.20

P/S ratio 2.23

P/B ratio 1.20

Past 5Y EPS Growth 2.26%

This Y EPS Growth 28.96%

Next Y EPS Growth 29.16%

Next Y revenue growth (29.05%)

Next 5Y EPS Growth 21.84%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 40.47%

10-year low 10-year high

P/S against its own 10 years 38.37%

10-year low 10-year high

P/B against its own 10 years 52.08%

10-year low 10-year high

Dividends

Payout Ratio 0.45

Annual Dividend Rate 1.25

Annual Dividend Yield 3.22%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	1.00	0.25 0.25 0.25 0.25
2025	1.00	0.25 0.25 0.25 0.25
2024	1.00	0.25 0.25 0.25 0.25
2023	0.99	0.24 0.25 0.25 0.25
2022	0.96	0.24 0.24 0.24 0.24
2021	0.96	0.24 0.24 0.24 0.24
2020	1.52	0.24 0.14 0.24 0.14 0.24 0.14 0.24 0.14
2019	1.48	0.23 0.14 0.23 0.14 0.23 0.14 0.23 0.14
2018	1.48	0.23 0.14 0.23 0.14 0.23 0.14 0.23 0.14
2017	1.48	0.23 0.14 0.23 0.14 0.23 0.14 0.23 0.14
2016	1.48	0.23 0.14 0.23 0.14 0.23 0.14 0.23 0.14

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	458	1,284	2,354	1,935
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	11,225	12,145	13,072	12,592

	2023	2024	2025	Q'26
Payables	10,531	11,686	12,841	12,677
ST’ Debt	—	—	—	—
Other	—	—	—	—
	10,531	11,736	12,841	12,677

Compound Annual Growth %

	10y	5y	3y
Sales	19.90%	23.40%	15.23%
Cash Flow	19.46%	25.50%	(14.18%)
Earnings	17.26%	22.01%	(10.92%)
Book Value	15.77%	16.05%	8.06%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	185	187	—	—	—
’25	171	179	188	192	730
’24	171	171	172	132	646
’23	150	162	166	168	646
’22	101	113	124	139	477
’21	79	130	110	107	427
’20	63	67	64	62	255

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	48	56	—	—	—
’25	65	23	52	46	187
’24	31	13	(33)	89	99
’23	13	31	86	(40)	91
’22	80	68	100	48	295
’21	(9)	67	102	(13)	146
’20	20	3	24	12	60

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	47	54	—	—	—
’25	65	21	53	45	184
’24	33	23	(34)	90	112
’23	13	30	85	(42)	85
’22	78	68	99	49	293
’21	(7)	64	101	(12)	146
’20	19	3	24	12	59

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.75	0.75	—	—	—
’25	0.45	0.64	0.59	0.68	2.36
’24	0.41	0.43	0.29	(0.54)	0.55
’23	0.92	0.66	0.34	0.37	2.29
’22	0.82	0.94	0.98	0.99	3.73
’21	(0.66)	1.19	0.89	0.83	2.45
’20	0.37	0.54	0.66	0.45	2.11

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	26.23	29.80	24.12	25.18	16.51	23.45	28.36	15.57	17.29	23.25	Analyst estimates 2026–2028 Powerpack
	High	38.95	38.45	38.00	34.25	33.67	38.35	38.20	33.55	37.60	34.00
People
People	Employees	477	480	473	496	502	802	823	851	887	902
	Revenue/emp, $m	0.32	0.35	0.38	0.50	0.51	0.53	0.58	0.76	0.73	0.81
Income, $m
Income, $m	Revenue	154	168	181	250	255	427	477	646	646	730
	Gross margin, %	89.04	86.49	82.16	63.72	77.94	93.67	87.57	54.65	48.61	62.01
	EBT	54	39	48	47	55	148	212	137	51	157
	EBT margin, %	35.31	23.51	26.79	18.71	21.54	34.72	44.39	21.20	7.96	21.47
	Net income	35	21	39	36	42	104	153	96	29	111
	Depreciation	2	3	7	5	5	10	10	8	8	5
Per share, $
Per share, $	Revenue	8.89	8.68	9.29	10.84	11.85	10.97	12.39	16.91	16.60	16.98
	Earnings	2.01	1.04	1.97	1.57	2.11	2.45	3.73	2.29	0.55	2.36
	Cash flow	2.56	2.42	3.00	2.96	2.78	3.76	7.66	2.38	2.54	4.34
	Capex	(0.25)	(0.11)	(0.27)	(0.07)	(0.04)	0.00	(0.05)	(0.15)	0.33	(0.05)
	Free cash flow	2.31	2.31	2.73	2.89	2.74	3.76	7.61	2.23	2.88	4.29
	Book value	23.58	22.18	23.34	21.52	32.55	30.66	30.35	32.11	35.87	34.30
	Shares, m	17	19	19	23	22	39	39	38	39	43
Valuation, ×
Valuation, ×	P/E	18.85	33.71	12.87	12.95	11.94	15.63	8.54	11.81	52.10	12.75
	P/S	4.24	4.08	2.74	3.09	2.04	3.21	2.57	1.60	1.85	1.77
	P/B	1.60	1.60	1.09	1.56	0.89	1.27	1.17	0.93	0.94	0.95
	EV/Sales	7.24	6.97	2.88	4.68	1.55	2.74	5.01	3.24	1.23	(0.38)
	EV/FCF	27.87	26.15	9.79	17.54	6.70	8.00	8.15	24.52	7.08	(1.51)
Cash, $m
Cash, $m	Operating cash flow	44	47	58	68	60	146	295	91	99	187
	Capex	(4)	(2)	(5)	(2)	(1)	0	(2)	(6)	13	(2)
	Free cash flow	40	45	53	67	59	146	293	85	112	184
Balance, $m
Balance, $m	Working capital	(343)	(207)	(335)	(26)	(98)	(886)	445	694	409	231
	Total debt	575	580	319	514	294	197	1,331	1,513	880	781
	Net debt	461	485	24	397	50	(197)	1,162	1,056	(403)	(1,573)
	Shareholders’ equity	408	429	454	497	701	1,193	1,170	1,226	1,397	1,476
Returns, %
Returns, %	ROA	0.89	0.47	0.84	0.75	0.64	1.01	1.14	0.65	0.15	0.68
	ROIC	3.90	3.25	6.33	3.28	5.84	12.43	5.84	3.75	3.24	0.00
	ROE	9.28	4.81	8.69	7.57	6.94	11.50	13.49	8.10	1.79	7.69

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
DCOM Dime Community Bancshares, Inc.	$1.7B	14.0×	11.2×	+4.11% (above 0%: growing)	+17.19% (above 0%: growing)	+159.40% (above 0%: growing)	67.80%	0.00%
HOPE Hope Bancorp, Inc.	$1.7B	13.4×	11.8×	+17.99% (above 0%: growing)	n/m	+727.66% (above 0%: growing)	57.96%	0.00%	Compare
STBA S&T Bancorp, Inc.	$1.7B	12.9×	12.2×	+0.36% (above 0%: growing)	+22.89% (above 0%: growing)	−0.50% (below 0%: shrinking)	73.64%	0.00%	Compare
HAPN Happen Inc.	$1.7B	8.5×	9.8×	+6.49% (above 0%: growing)	+51.52% (above 0%: growing)	+25.25% (above 0%: growing)	74.51%	0.00%	Compare
BY Byline Bancorp, Inc.	$1.7B	11.2×	10.4×	+1.37% (above 0%: growing)	+36.36% (above 0%: growing)	−32.50% (below 0%: shrinking)	73.03%	0.00%	Compare
FSUN FirstSun Capital Bancorp	$1.7B	19.0×	15.3×	+88.18% (above 0%: growing)	n/m	+8,383.96% (above 0%: growing)	67.96%	0.00%	Compare
NBHC National Bank Holdings Corporation	$1.7B	15.9×	13.3×	+22.58% (above 0%: growing)	−34.83% (below 0%: shrinking)	+394.28% (above 0%: growing)	71.00%	0.00%	Compare
TCBK TriCo Bancshares	$1.7B	12.4×	12.0×	+4.33% (above 0%: growing)	+27.38% (above 0%: growing)	−17.30% (below 0%: shrinking)	80.35%	0.00%	Compare
BFC Bank First National Corporation	$1.6B	19.2×	15.0×	+44.08% (above 0%: growing)	+29.24% (above 0%: growing)	+152.03% (above 0%: growing)	75.87%	0.00%	Compare
Median of peers	$1.7B	13.2×	12.1×	+12.24%	+28.31%	+88.64%	73.34%	0.00%

All 323 Banks Regional stocks →

Dime Community Bancshares, Inc. (DCOM) key facts

Strength: Dime Community Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $730.4 million, up 13.0% from fiscal 2024.
Dime Community Bancshares, Inc. (DCOM) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, DCOM traded at $38.83, a market capitalization of $1.7 billion.
Dime Community Bancshares, Inc. pays an annual dividend of $1.25 per share, a yield of 3.22%, with a payout ratio of 45.1%.
Return on equity was 7.69% and debt-to-equity 0.41.
Its Piotroski F-score is 7 out of 9 for fiscal 2025.