Torrid Holdings Inc.

CURV Consumer Cyclical Apparel Retail

Torrid Holdings Inc.’s revenue for fiscal 2026 (year ended January 2026) was $1.0 billion, down 9.39% from fiscal 2025. In the quarter to July 2026, revenue fell 11.8%, EPS grew 226.8%, free cash flow fell 120.8% and total debt rose 5.43%, each against the same quarter a year earlier.

2.35 0.10 −4.08%
Market cap
$244.3M
P/E
0.0×
Fwd P/E
−164×
Dividend yield
—
F-score
1/9
Altman Z
1.44
Beneish M
n/a
Dividend safety
n/a

Insider Decisions trades per month

Total sells 0.24
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — 1 — — — 2 — — 1 — 1 —
Insider Ownership 65.60%

Capital & Financial Ratios $m

Market Cap 244.31
Revenue 948.85
Net Income (8.95)
Free Cash Flow (13.27)
Net Debt 281.60
Current Ratio 0.79 (below 1: weak)
Debt/Equity (1.48) (negative: negative equity)
P/E ratio 0.00
Fwd P/E (164.00) (negative: loss-making)
P/S ratio 0.25
P/B ratio 0.00
Past 5Y EPS Growth —
This Y EPS Growth 220.00% (at or above 15%: strong)
Next Y EPS Growth (2.38%) (below 0%: weak)
Next Y revenue growth (4.93%) (below 0%: weak)
Next 5Y EPS Growth 17.02% (at or above 15%: strong)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 32.62%
10-year low 10-year high
EV/Sales against its own 10 years 39.42%
10-year low 10-year high

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2026 Powerpack
2025 Powerpack
2024 Powerpack
2023 Powerpack
2022 Powerpack
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2024 2025 2026 Q'26
Cash 12 49 20 22
Receivables — — — —
Inventory 142 148 136 126
Other 3 4 12 11
179 226 193 187
2024 2025 2026 Q'26
Payables 46 72 57 58
ST’ Debt 23 16 47 56
Other — — — —
232 263 249 235

Compound Annual Growth %

10y 5y 3y
Sales — 0.32% (8.09%)
Cash Flow — 0.00% 0.00%
Earnings — 0.00% 0.00%
Book Value — 0.00% 0.00%

Revenue $m

Apr Jul Oct Jan Year
’26 246 232 — — —
’26 266 263 235 236 1,000
’25 280 285 264 276 1,104
’24 294 289 275 294 1,152
’23 333 354 300 301 1,288
’22 326 333 306 332 1,297
’21 — 249 270 — 984
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Apr Jul Oct Jan Year
’26 11 (1) — — —
’26 (18) 16 (5) (6) (13)
’25 28 41 (3) 12 77
’24 11 20 2 9 43
’23 9 35 10 (1) 53
’22 74 33 19 (4) 121
’21 — 61 59 31 152
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Apr Jul Oct Jan Year
’26 6 (3) — — —
’26 (21) 15 (7) (9) (22)
’25 21 38 (6) 10 63
’24 6 17 (4) (2) 17
’23 2 30 4 (7) 30
’22 71 30 13 (10) 104
’21 — 53 58 29 140
Fiscal quarters ending in the months shown.

EPS $

Apr Jul Oct Jan Year
’26 0.00 0.05 — — —
’26 0.06 0.02 (0.06) (0.08) (0.07)
’25 0.12 0.08 (0.01) (0.03) 0.15
’24 0.11 0.06 (0.03) (0.04) 0.11
’23 0.23 0.22 0.07 (0.04) 0.48
’22 0.12 0.35 (0.54) (0.21) (0.27)
’21 — 0.15 0.04 — 0.22
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to January

Group Line 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 Trend 2027e 2028e 2029e
Price, $
Price, $ Low — — — — 9.48 2.59 1.21 2.18 0.94 0.97

Analyst estimates 2027–2029

Powerpack
High — — — — 33.19 11.29 6.09 9.14 7.19 2.86
People
People Employees — — — — 7,308 8,100 7,995 7,620 7,590 5,685
Revenue/emp, $m — — — 0.00 0.13 0.16 0.16 0.15 0.15 0.18
Income, $m
Income, $m Revenue — — — 1,037 984 1,297 1,288 1,152 1,104 1,000
Gross margin, % — — — 38.19 34.64 41.43 35.67 35.24 37.46 34.79
EBT — — — 61 36 16 72 18 22 (10)
EBT margin, % — — — 5.85 3.61 1.22 5.56 1.57 1.96 (0.96)
Net income — 0 — 42 25 (30) 50 12 16 (7)
Depreciation — — — 72 75 78 79 79 78 69
Per share, $
Per share, $ Revenue — — — 9.43 8.95 11.81 12.35 11.08 10.56 9.86
Earnings — — — 0.38 0.22 (0.27) 0.48 0.11 0.16 (0.07)
Cash flow — — — 0.90 1.38 1.10 0.51 0.41 0.74 (0.13)
Capex — — — (0.24) (0.11) (0.16) (0.22) (0.25) (0.14) (0.09)
Free cash flow — — — 0.66 1.28 0.94 0.29 0.16 0.60 (0.22)
Book value — — — 0.00 (0.57) (2.35) (2.21) (2.04) (1.83) (2.10)
Shares, m — — — 110 110 110 104 104 105 101
Valuation, ×
Valuation, × P/E — — — 37.34 37.34 0.00 7.75 51.60 44.13 0.00
P/S — — — 0.00 0.00 0.78 0.30 0.47 0.67 0.12
P/B — — — 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Sales — — — 0.00 0.00 1.02 0.55 0.73 0.89 0.40
EV/FCF — — — 12.96 12.96 12.76 23.49 49.88 15.52 (18.42)
Cash, $m
Cash, $m Operating cash flow — — — 99 152 121 53 43 77 (13)
Capex — — — (26) (12) (18) (23) (26) (14) (9)
Free cash flow — — — 73 140 104 30 17 63 (22)
Balance, $m
Balance, $m Working capital — — — — (19) (76) (51) (53) (37) (55)
Total debt — — — — 205 341 329 312 289 303
Net debt — — — — 82 312 315 300 240 283
Shareholders’ equity — — — — (63) (258) (230) (212) (191) (213)
Returns, %
Returns, % ROA — — — 0.00 7.57 (4.88) 9.08 2.31 3.38 (1.58)
ROIC — — — 0.00 191.71 52.77 74.67 40.53 73.66 19.23
ROE — — — 0.00 (15.26) 18.63 (20.55) (5.26) (8.10) 3.48
Negative figures in brackets.

All 10 years →

Fiscal years to Jan 2026 · latest quarter Jul 2026

Charts ten years each

Torrid Holdings Inc. vs peers in Apparel Retail (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
GCO Genesco Inc. $404.9M 9.2× 6.5× −2.95% (below 0%: shrinking) n/m −16.21% (below 0%: shrinking) 51.36% 0.68% Compare
SHOE Shoe Station Group Inc. $376.2M 15.5× 11.0× −7.21% (below 0%: shrinking) −67.14% (below 0%: shrinking) +197.41% (above 0%: growing) 31.87% 2.68% Compare
JILL J.Jill, Inc. $366.8M 13.5× 6.4× +0.55% (above 0%: growing) +62.32% (above 0%: growing) +165.10% (above 0%: growing) 76.85% 15.68% Compare
SFIX Stitch Fix, Inc. $342.0M — (loss-making) — (loss-making) +4.24% (above 0%: growing) n/m +58.59% (above 0%: growing) 43.58% (1.35%) Compare
LE Lands' End, Inc. $303.7M 0.9× 11.0× +2.71% (above 0%: growing) n/m −285.49% (below 0%: shrinking) 51.99% 4.12% Compare
CURV Torrid Holdings Inc. $244.3M — (loss-making) — (loss-making) −11.83% (below 0%: shrinking) +226.80% (above 0%: growing) −120.82% (below 0%: shrinking) 38.73% 6.27%
ZUMZ Zumiez Inc. $221.4M 17.4× 20.2× −2.48% (below 0%: shrinking) n/m −124.82% (below 0%: shrinking) 35.34% (0.63%) Compare
DLTH Duluth Holdings Inc. $152.0M 25.1× — (loss-making) −7.84% (below 0%: shrinking) +1,200.00% (above 0%: growing) −5.47% (below 0%: shrinking) 72.79% 15.53% Compare
TLYS Tilly's, Inc. $143.8M 65.7× — (loss-making) +8.10% (above 0%: growing) +154.55% (above 0%: growing) +55.77% (above 0%: growing) 35.53% 5.00% Compare
Median of peers $322.9M 15.5× 11.0× −0.96% +108.44% +25.15% 47.47% 3.40%

All 32 Apparel Retail stocks →

Torrid Holdings Inc. (CURV) key facts

  • Concern: Torrid Holdings Inc.’s revenue for fiscal 2026 (year ended January 2026) was $1.0 billion, down 9.39% from fiscal 2025.
  • Torrid Holdings Inc. (CURV) is an Apparel Retail company in the Consumer Cyclical sector, listed on the New York Stock Exchange.
  • As of October 16, 2026, CURV traded at $2.35, a market capitalization of $244.3 million.
  • Return on equity was 3.48% and debt-to-equity -1.48.
  • Its Piotroski F-score is 1 out of 9 and its Altman Z-score is 1.44 (distress zone) for fiscal 2026.

Source: company filings (standardised) and stockrow calculations.

Torrid Holdings Inc. (CURV) Latest News

9 Sep

Impact 3 · transcript
stockrow.com/CURV · Data as of Jul 31, 2026 · For information only; not investment advice. · © 2026 stockrow.com