Torrid Holdings Inc.

CURV Consumer Cyclical Apparel Retail

Torrid Holdings Inc.’s revenue for fiscal 2026 (year ended January 2026) was $1.0 billion, down 9.39% from fiscal 2025.

Revenue
−11.8%
EPS
+226.8%
Free cash flow
−120.8%
Total debt
+5.43%

Quarter to July 2026, against a year earlier

2.42 0.21 −7.98%
Market cap
$239.3M
P/E
0.0×
Fwd P/E
25.2×
Dividend yield
—
F-score
1/9
Altman Z
1.44
Beneish M
n/a
Dividend safety
n/a

Insider Decisions last twelve months

Sold, $m 0.24
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell 1 — — — 2 — — 1 — 1 — —
Insider Ownership 65.47%

Capital & Financial Ratios $m

Size
Market Cap 239.32
Revenue ttm 948.85
Net income ttm (8.95)
Free cash flow ttm (13.27)
Net debt Q 281.60
Valuation
P/E 0.00
Forward P/E 25.20
Price / sales 0.25
Forward P/S Powerpack
Price / FCF 0.00
Price / book 0.00
Financial health
Current ratio Q 0.79 (below 1: weak)
Debt / equity Q (1.48) (negative: negative equity)
Interest coverage Q 1.85
Growth
Revenue growth Q −11.83% (below 0%: shrinking)
Operating income growth Q +43.10% (above 0%: growing)
EPS, this year +220.00% (at or above 15%: strong)
EPS, next year A −2.38% (below 0%: weak)
Revenue, next year A −4.93% (below 0%: weak)
EPS, past 5 yrs —
EPS, next 5 yrs A +17.02% (at or above 15%: strong)

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/S against its own 10 years 34.47%
10-year low 10-year high
EV/Sales against its own 10 years 41.57%
10-year low 10-year high

Dividends

Yield
—
Annual rate
—
Payout ratio
—

Assets vs Liabilities $m

2024 2025 2026 Q'26
Cash 12 49 20 22
Receivables — — — —
Inventory 142 148 136 126
Other 3 4 12 11
179 226 193 187
2024 2025 2026 Q'26
Payables 46 72 57 58
ST’ Debt 23 16 47 56
Other — — — —
232 263 249 235

Compound Annual Growth %

10y 5y 3y
Sales — 0.32% (8.09%)
Cash Flow — 0.00% 0.00%
Earnings — 0.00% 0.00%
Book Value — 0.00% 0.00%

Earnings Trends EPS, adjusted, against the consensus

EPS $

Apr Jul Oct Jan Year
’26 0.00 0.05 — — —
’26 0.06 0.02 (0.06) (0.08) (0.07)
’25 0.12 0.08 (0.01) (0.03) 0.15
’24 0.11 0.06 (0.03) (0.04) 0.11
’23 0.23 0.22 0.07 (0.04) 0.48
’22 0.12 0.35 (0.54) (0.21) (0.27)
’21 — 0.15 0.04 — 0.22
Fiscal quarters ending in the months shown.

Revenue $m

Apr Jul Oct Jan Year
’26 246 232 — — —
’26 266 263 235 236 1,000
’25 280 285 264 276 1,104
’24 294 289 275 294 1,152
’23 333 354 300 301 1,288
’22 326 333 306 332 1,297
’21 — 249 270 — 984
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Apr Jul Oct Jan Year
’26 11 (1) — — —
’26 (18) 16 (5) (6) (13)
’25 28 41 (3) 12 77
’24 11 20 2 9 43
’23 9 35 10 (1) 53
’22 74 33 19 (4) 121
’21 — 61 59 31 152
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Apr Jul Oct Jan Year
’26 6 (3) — — —
’26 (21) 15 (7) (9) (22)
’25 21 38 (6) 10 63
’24 6 17 (4) (2) 17
’23 2 30 4 (7) 30
’22 71 30 13 (10) 104
’21 — 53 58 29 140
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to January

Ten-year view Analyst estimates Powerpack
Group Line 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 TTM Jul ’26 Trend 10 yrs 2027e 2028e 2029e Next 3/yr
Income, $m
Income, $m Revenue — — — 1,037 984 1,297 1,288 1,152 1,104 1,000 949 (0.6%) 951 966 972 (1.0%)
Gross margin, % — — — 38.19 34.64 41.43 35.67 35.24 37.46 34.79 34.74 (3.4) pt
EBT — — — 61 36 16 72 18 22 (10) (13) n/m
EBT margin, % — — — 5.85 3.61 1.22 5.56 1.57 1.96 (0.96) (1.35) (6.8) pt
Net income — 0 — 42 25 (30) 50 12 16 (7) (9) n/m
Per share, $
Per share, $ Revenue — — — 9.43 8.95 11.81 12.35 11.08 10.56 9.86 9.53 +0.7%
Earnings — — — 0.38 0.22 (0.27) 0.48 0.11 0.16 (0.07) (0.09) n/m
Cash flow — — — 0.90 1.38 1.10 0.51 0.41 0.74 (0.13) (0.01) n/m
Capex — — — (0.24) (0.11) (0.16) (0.22) (0.25) (0.14) (0.09) (0.13) (15.5%)
Free cash flow — — — 0.66 1.28 0.94 0.29 0.16 0.60 (0.22) (0.13) n/m
Book value — — — 0.00 (0.57) (2.35) (2.21) (2.04) (1.83) (2.10) (2.07) n/m
Shares, m — — — 110 110 110 104 104 105 101 100 (1.3%)
Valuation, ×
Valuation, × P/E — — — 37.34 37.34 0.00 7.75 51.60 44.13 0.00 0.00 25.4
P/S — — — 0.00 0.00 0.78 0.30 0.47 0.67 0.12 0.25 0.3
P/B — — — 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0
EV/Sales — — — 0.00 0.00 1.02 0.55 0.73 0.89 0.40 0.55 0.5
EV/FCF — — — 12.96 12.96 12.76 23.49 49.88 15.52 (18.42) (39.38) 15.6
Cash, $m
Cash, $m Operating cash flow — — — 99 152 121 53 43 77 (13) (1) n/m
Capex — — — (26) (12) (18) (23) (26) (14) (9) (13) (16.6%)
Free cash flow — — — 73 140 104 30 17 63 (22) (13) n/m
Balance, $m
Balance, $m Working capital — — — — (19) (76) (51) (53) (37) (55) (48) +23.9%
Net debt — — — — 82 312 315 300 240 283 282 +28.2%
Shareholders’ equity — — — — (63) (258) (230) (212) (191) (213) (206) +27.6%
Returns, %
Returns, % ROA — — — 0.00 7.57 (4.88) 9.08 2.31 3.38 (1.58) (2.28) (1.6) pt
ROIC — — — 0.00 191.71 52.77 74.67 40.53 73.66 19.23 15.11 +19.2 pt
ROE — — — 0.00 (15.26) 18.63 (20.55) (5.26) (8.10) 3.48 4.40 +3.5 pt
People
People Employees — — — — 7,308 8,100 7,995 7,620 7,590 5,685 — (4.9%)
Revenue/emp, $m — — — 0.00 0.13 0.16 0.16 0.15 0.15 0.18 — n/m
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Jan 2026 · latest quarter Jul 2026

Torrid Holdings Inc. vs peers in Apparel Retail (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
CTRN Citi Trends, Inc. $437.7M 59.1× 28.2× +10.95% (above 0%: growing) n/m −353.58% (below 0%: shrinking) 40.58% (0.81%) Compare
SHOE Shoe Station Group Inc. $412.7M 17.0× 17.2× −7.21% (below 0%: shrinking) −67.14% (below 0%: shrinking) +197.41% (above 0%: growing) 31.87% 2.68% Compare
GCO Genesco Inc. $400.0M 9.1× 6.5× −2.95% (below 0%: shrinking) n/m −16.21% (below 0%: shrinking) 51.36% 0.68% Compare
SFIX Stitch Fix, Inc. $346.5M — (loss-making) — (loss-making) +4.24% (above 0%: growing) n/m +58.59% (above 0%: growing) 43.58% (1.35%) Compare
JILL J.Jill, Inc. $342.4M 12.6× 9.9× +0.55% (above 0%: growing) +62.32% (above 0%: growing) +165.10% (above 0%: growing) 76.85% 15.68% Compare
LE Lands' End, Inc. $279.5M 0.8× 0.8× +2.71% (above 0%: growing) n/m −285.49% (below 0%: shrinking) 51.99% 4.12% Compare
CURV Torrid Holdings Inc. $239.3M — (loss-making) 25.2× −11.83% (below 0%: shrinking) +226.80% (above 0%: growing) −120.82% (below 0%: shrinking) 38.73% 6.27%
ZUMZ Zumiez Inc. $223.1M 18.2× 33.0× −2.48% (below 0%: shrinking) n/m −124.82% (below 0%: shrinking) 35.34% (0.63%) Compare
DLTH Duluth Holdings Inc. $155.1M 25.4× — (loss-making) −7.84% (below 0%: shrinking) +1,200.00% (above 0%: growing) −5.47% (below 0%: shrinking) 72.79% 15.53% Compare
Median of peers $344.5M 17.0× 13.5× −0.96% +62.32% −10.84% 47.47% 1.68%

All 33 Apparel Retail stocks →

Pay and ownership Proxy statement filed 20 April 2026

Ownership

Directors and executive officers, together 6.51%
Sycamore Partners Management LP 58.59%
Fund 10.49%
Nomura Holdings Inc. 6.26%
Lisa M. Harper 5.14%
Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement

Torrid Holdings Inc. (CURV) Latest News

27 Oct

13 Oct

9 Sep

Impact 3 · · The Motley Fool transcript

4 Jun

Impact 4 · · The Motley Fool transcript
Impact 3 · · Moby transcript
Impact 3 · · MarketBeat transcript

2 Jun

28 May

Impact 3 · · StockStory

26 Mar

24 Mar

18 Mar

stockrow.com/CURV · Data as of Jul 31, 2026 · For information only; not investment advice. · © 2026 stockrow.com