Torrid Holdings Inc. (CURV) vs Stitch Fix, Inc. (SFIX)

Torrid Holdings Inc. and Stitch Fix, Inc. are both Apparel Retail companies. Stitch Fix, Inc. is the larger, with a market value of $293.6M against $243.3M — 1.2× the size. Stitch Fix, Inc. grew revenue faster over the last twelve months: 4.66% against −11.2%. Torrid Holdings Inc. has the higher net margin (−0.94% vs −1.43%) and the higher return on invested capital (15.1% vs −121.7%). Across the 17 metrics below, Torrid Holdings Inc. leads on 9 and Stitch Fix, Inc. on 8.

Valuation

Metric CURV SFIX Apparel Retail median
P/E n/m n/m 12.56
P/S 0.25 0.22 0.35
P/B n/m 1.45 1.57
Price to free cash flow n/m 16.03 11.15
EV/EBITDA 6.76 n/m 7.42
EV/Sales 0.54 0.08 0.51
Earnings yield (3.65%) (6.74%) 5.76%
Free cash flow yield (5.67%) 6.24% 4.34%

Profitability

Metric CURV SFIX Apparel Retail median
Gross margin 34.74% 43.66% 41.90%
Operating margin 1.93% (2.14%) 2.50%
Net margin (0.94%) (1.43%) 3.41%
Free cash flow margin (1.40%) 1.37% 2.86%
Return on equity 4.40% (9.51%) 7.71%
Return on assets (2.28%) (3.86%) 2.85%
Return on invested capital 15.11% (121.72%) 6.41%

Growth

Metric CURV SFIX Apparel Retail median
Revenue growth (TTM) (11.16%) 4.66% 4.14%
EPS growth (last fiscal year) (146.67%) 79.14% —
Revenue growth, 5-year CAGR 0.32% (5.84%) 5.92%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric CURV SFIX Apparel Retail median
Debt to equity (1.48) 0.00 0.01
Current ratio 0.79 1.50 1.54
Net debt to EBITDA 3.11 18.38 (0.29)

Dividend

Metric CURV SFIX Apparel Retail median
Dividend yield — — 2.94%
Payout ratio 0.00 0.00 0.00

Size

Metric CURV SFIX Apparel Retail median
Market cap 243.32m 293.59m 358.41m

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