Torrid Holdings Inc. (CURV) vs J.Jill, Inc. (JILL)

Torrid Holdings Inc. and J.Jill, Inc. are both Apparel Retail companies. J.Jill, Inc. is the larger, with a market value of $357.5M against $243.3M — 1.5× the size. Torrid Holdings Inc. has negative trailing earnings, so its P/E is not meaningful; J.Jill, Inc. trades at 13.5×. J.Jill, Inc. grew revenue faster over the last twelve months: −2.25% against −11.2%. J.Jill, Inc. has the higher net margin (4.62% vs −0.94%) and the higher return on invested capital (22.1% vs 15.1%). Across the 18 metrics below, J.Jill, Inc. leads on 15 and Torrid Holdings Inc. on 3.

Valuation

Metric CURV JILL Apparel Retail median
P/E n/m 13.53 12.56
P/S 0.25 0.62 0.35
P/B n/m 2.63 1.57
Price to free cash flow n/m 7.83 11.15
EV/EBITDA 6.76 5.29 7.42
EV/Sales 0.54 0.62 0.51
Earnings yield (3.65%) 7.39% 5.76%
Free cash flow yield (5.67%) 12.78% 4.34%

Profitability

Metric CURV JILL Apparel Retail median
Gross margin 34.74% 69.99% 41.90%
Operating margin 1.93% 8.13% 2.50%
Net margin (0.94%) 4.62% 3.41%
Free cash flow margin (1.40%) 7.98% 2.86%
Return on equity 4.40% 20.78% 7.71%
Return on assets (2.28%) 6.07% 2.85%
Return on invested capital 15.11% 22.06% 6.41%

Growth

Metric CURV JILL Apparel Retail median
Revenue growth (TTM) (11.16%) (2.25%) 4.14%
EPS growth (last fiscal year) (146.67%) (30.27%) —
Revenue growth, 5-year CAGR 0.32% 6.93% 5.92%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric CURV JILL Apparel Retail median
Debt to equity (1.48) 0.52 0.01
Current ratio 0.79 1.30 1.54
Net debt to EBITDA 3.11 0.45 (0.29)

Dividend

Metric CURV JILL Apparel Retail median
Dividend yield — — 2.94%
Payout ratio 0.00 0.00 0.00

Size

Metric CURV JILL Apparel Retail median
Market cap 243.32m 357.45m 358.41m

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