Customers Bancorp, Inc

CUBI Financial Banks Regional

Customers Bancorp, Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, up 2.82% from fiscal 2024.

Revenue
+2.67%
EPS
+2.19%
Free cash flow
−34.6%
Total debt
+67.5%

Quarter to September 2026, against a year earlier

84.61 2.56 −2.94%
Market cap
$2.8B
P/E
9.9×
Fwd P/E
9.9×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Customers Bancorp, Inc (CUBI) Free cash flow margin

Alert me on Free cash flow margin

Customers Bancorp, Inc's free cash flow margin over the twelve months to 30 September 2026 was 0.00%, down 33.7 percentage points from fiscal 2025 (33.7%). Over the past ten years it has ranged from −2.71% (fiscal 2022) to 34.4% (fiscal 2021); the current reading is higher than 91% of that period. That is below the Banks Regional industry median of 18.0% and below the Financial sector median of 11.4%.

Free cash flow margin, annual

Embed this chart

Annual newest first

Period Free cash flow margin Change (points)
FY2025 33.7% 23.36
FY2024 10.4% 1.71
FY2023 8.64% 11.35
FY2022 −2.71% (37.06)
FY2021 34.4% 13.13
FY2020 21.2% 13.10
FY2019 8.12% (4.29)
FY2018 12.4% 3.66
FY2017 8.75% (14.22)
FY2016 23.0% (3.16)

Against its own ten years

Low −2.71% High 34.4%
Ten-year median 12.4%
Current reading's percentile 91

Free cash flow margin against peers

Company Free cash flow margin
FBNC First Bancorp compare 46.4%
FHB First Hawaiian, Inc. compare 31.5%
BOH Bank of Hawaii Corporation compare 24.9%
FBK FB Financial Corporation compare 17.1%
CLBK Columbia Financial compare 13.2%
PFS Provident Financial Services, Inc compare 0.00%
BANC Banc of California, Inc. compare 0.00%
NBTB NBT Bancorp Inc. compare 0.00%
CUBI Customers Bancorp, Inc 0.00%
Banks Regional industry median 18.0%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

More on CUBI