Clover Health Investments, Corp. CLOV

4.49 (0.02) (0.44%) as of 25 Sep
Market cap
$2.5B
P/E
0.0×
Growth Flags show if company had growth for consecutive years

Insider Decisions

Total sells 6.80
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell 2 1 1 2 — 2 — 3 5 10 2 6
Insider Ownership 21.72%

Capital & Financial Ratios

Market Cap 2,480.00
Revenue 2,476.71
Net Income (18.36)
Free Cash Flow 74.21
Net Debt (243.10)
Current Ratio 1.50
Debt/Equity 0.00
P/E ratio 0.00
P/S ratio 0.95
P/B ratio 6.26
Past 5Y EPS Growth (237.67%)
This Y EPS Growth 55.05%
Next Y EPS Growth 79.15%
Next 5Y EPS Growth 66.48%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2025 Powerpack
2024 Powerpack
2023 Powerpack
2022 Powerpack
2021 Powerpack
2019 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 236 222 120 243
Receivables 64 52 95 73
Inventory — — — —
Other 41 57 75 150
428 343 308 485
2023 2024 2025 Q'26
Payables 37 35 36 35
ST’ Debt 1 — — —
Other 143 160 157 257
261 214 209 323
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 23.39% 20.62%
Cash Flow — 0.00% 0.00%
Earnings — 0.00% 0.00%
Book Value — 0.00% (4.72%)

Revenue

Mar Jun Sep Dec Year
’26 749 743 — — —
’25 462 478 497 488 1,924
’24 347 356 331 337 1,371
’23 322 320 306 312 1,261
’22 874 847 857 (1,481) 1,097
’21 200 412 427 432 1,472
’20 166 172 169 166 673
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 108 25 — — —
’25 (16) 5 12 (68) (67)
’24 26 45 50 (86) 35
’23 79 53 (19) (258) (145)
’22 (57) (39) 102 (209) (204)
’21 (93) (64) (45) (80) (282)
’20 (37) 13 (35) (60) (118)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 107 25 — — —
’25 (16) 5 11 (69) (69)
’24 25 44 50 (86) 33
’23 79 53 (19) (258) (145)
’22 (57) (39) 101 (213) (208)
’21 (93) (64) (45) (80) (283)
’20 (37) 13 (35) (60) (119)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.05 0.05 — — —
’25 0.00 (0.02) (0.05) (0.10) (0.17)
’24 (0.04) 0.01 (0.02) (0.04) (0.10)
’23 (0.15) (0.06) (0.09) (0.15) (0.44)
’22 (0.16) (0.22) (0.16) (0.18) (0.71)
’21 (0.13) (0.78) (0.08) (0.44) (1.42)
’20 (0.32) 0.02 0.05 (1.29) (1.54)
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — — 9.87 3.68 0.86 0.71 0.61 2.12

Analyst estimates 2026–2028

Powerpack
Low Price
— — — — 17.20 28.85 4.11 1.63 4.71 4.87
High Price
— — — — 458 680 656 552 570 724
Employees
— — — 0 1 2 2 2 2 3
Revenue/Emp
— — — 462 673 1,472 1,097 1,261 1,371 1,924
Revenue
— — — 3.37% 12.31% (5.38%) 9.44% 20.30% 26.61% 18.50%
Gross Margin
— — — (364) (136) (588) (255) (210) (46) (86)
EBT
— — — (78.69%) (20.27%) (39.93%) (23.22%) (16.67%) (3.37%) (4.45%)
EBT Margin
— 0 — (364) (136) (588) (340) (213) (43) (86)
Net Income
— — — 14 21 15 0 (2) (1) 0
Depreciation
— — — 5.26 7.59 3.56 2.30 2.61 2.80 3.76
Revenue/Sh
— — — (4.14) (1.54) (1.42) (0.71) (0.44) (0.10) (0.17)
Earnings/Sh
— — — (1.82) (1.34) (0.68) (0.43) (0.30) 0.07 (0.13)
Cash Flow/Sh
— — — 0.00 (0.01) 0.00 (0.01) 0.00 0.00 0.00
Capex/Sh
— — — (1.82) (1.34) (0.69) (0.44) (0.30) 0.07 (0.13)
Free CF/Sh
— — — 0.00 (6.91) 1.31 0.75 0.59 0.70 0.60
Book Value/Sh
— — — 88 89 413 476 482 490 512
Shares
— — — 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PE Ratio
— — — 0.00 2.21 1.04 0.41 0.37 1.13 0.63
PS Ratio
— — — 121,753.54 0.00 2.85 1.27 1.62 4.52 3.90
PB Ratio
— — — 0.00 2.26 0.65 0.11 0.18 0.97 0.57
EV/Sales
— — — 0.00 (12.73) (3.40) (0.59) (1.59) 39.84 (15.76)
EV/FCF
— — — (160) (118) (282) (204) (145) 35 (67)
Op' Cash Flow
— — — 0 (1) (1) (4) (1) (2) (2)
Capex
— — — (160) (119) (283) (208) (145) 33 (69)
FCF
— — — 0 26 380 193 167 130 99
Working Cap'
— — — — 127 20 6 1 — —
Total Debt
— — — — 31 (595) (329) (235) (222) (120)
Net Debt
— — — 0 (613) 539 357 286 341 309
Sh' Equity
— — — (725,298.11%) (102.03%) (96.51%) (38.60%) (30.94%) (7.47%) (15.25%)
ROA
— — — 0.00% 0.00% 0.00% (646.22%) (249.05%) (23.91%) (28.37%)
ROIC
— — — 117.88% 44.48% 1,591.19% (75.78%) (66.34%) (13.71%) (26.33%)
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Clover Health Investments, Corp. peers in Healthcare Plans

Company Market cap P/E Compare
PGNY Progyny, Inc. $2.0B 26.2× Compare
ALHC Alignment Healthcare, Inc. $1.6B 39.1× Compare
OSCR Oscar Health, Inc. $8.9B 17.3× Compare
MOH Molina Healthcare, Inc $10.1B 0.0× Compare
Company Market cap P/E Compare
CNC Centene Corporation $30.6B 0.0× Compare
HUM Humana Inc. $45.7B 37.4× Compare
CI Cigna Group $69.9B 11.3× Compare
ELV Elevance Health, Inc. $86.4B 17.6× Compare

All 12 Healthcare Plans stocks →

Clover Health Investments, Corp. (CLOV) key facts

  • Clover Health Investments, Corp. (CLOV) is a Healthcare Plans company in the Healthcare sector, listed on Nasdaq.
  • Clover Health Investments, Corp.’s revenue for fiscal 2025 (year ended December 2025) was $1.9 billion, up 40.3% from fiscal 2024.
  • Clover Health Investments, Corp. reported a net loss of $85.5 million, or a loss of $0.17 per share, for fiscal 2025.
  • As of September 25, 2026, CLOV traded at $4.49, a market capitalization of $2.5 billion.
  • Trailing earnings are negative, so a P/E ratio is not meaningful; the stock trades at 1.0× sales.
  • Return on equity was −26.3% and debt-to-equity 0.00.

Source: company filings (standardised) and stockrow calculations.

Clover Health Investments, Corp. (CLOV) Latest News

News by impact score

Fine-tune

25 Sep

3

StockStory designates Clover Health (CLOV) as the sole cash-producing stock on its buy list, with IPG Photonics and Lincoln Educational tagged as sells. CLOV shows 36.9% revenue growth over two years, 15.2% annual EPS growth over five years, and a positive 3% free cash flow margin—an inflection point as it scales Medicare Advantage via Clover Assistant. At $4.53, CLOV trades around 30.5x forward P/E. The article frames Clover as at an important crossroads with upside potential, encouraging readers to review its free full report before deciding whether to start a position. In contrast, IPGP is weakening (FCF margin 1.9%, shrinking margins) and LINC faces declining enrollment performance and higher investments to defend market share. Highlights CLOV’s improving free cash flow and growth metrics, potentially nudging sentiment but not signaling a major catalyst.

24 Sep

3

Clover Health Investments, Corp. announced the appointments of former U.S. Senator Robert Torricelli and Dr. Brian J. Miller to its Board of Directors. Torricelli will join the Audit Committee; Miller will join the Clinical Committee, filling two vacancies and bringing the board to nine. CEO Andrew Toy said the hires strengthen governance and oversight, while Co-founder Vivek Garipalli cited diverse perspectives to advance Clover's mission. Torricelli brings New Jersey roots, federal healthcare policy experience, and prior Clover involvement on the insurance subsidiary board since 2022. Miller is a Johns Hopkins hospitalist and professor with regulatory experience at CMS, FDA, FTC, and MedPAC, and serves on the North Carolina State Health Plan board. Clover's Clover Assistant platform aims to improve care and reduce costs in Medicare Advantage, with Counterpart Health extending capabilities to broader providers. Adds two high-profile board members with policy, clinical, and Medicare expertise, potentially influencing governance and strategic direction.

3

Clover Health announced the appointments of former U.S. Senator Robert Torricelli and Dr. Brian J. Miller, MedPAC commissioner and Johns Hopkins physician, to its board of directors, effective immediately. Torricelli will join the Audit Committee and Miller the Clinical Committee, filling two vacancies and bringing the board to nine directors. Torricelli brings New Jersey political and policy experience along with familiarity with Clover through the company's insurance subsidiary board since 2022; Miller offers frontline clinical practice and Medicare policy expertise, including CMS, FDA, and FTC experience and MedPAC service. Clover described the hires as strengthening governance and the company's ability to advance its physician-enabled strategy via its Clover Assistant platform, with plans spanning Medicare Advantage plans and Counterpart Health. CEO Andrew Toy and co-founder Vivek Garipalli highlighted the value of diverse perspectives in improving care, efficiency, and member value. Brings MedPAC policy experience and federal policy insight to the board, potentially affecting governance and regulatory outlook.

18 Sep

3

Clover Health gains PPO edge and cohort improvements as Medicare Advantage pricing tightens. PPO edge and cohort gains signal moderate competitive gains for Clover Health in Medicare Advantage.

15 Sep

3

ALHC stock tumbles after company silence on Star Ratings, with CLOV shares declining in tandem amid sector scrutiny. ALHC Star Ratings silence triggers short-term CLOV stock drop reflecting market sensitivity to ratings without altering core trajectory.

3 Sep

4

Clover Health has turned profitable as Medicare membership exploded. Profitability with exploding Medicare membership signals major positive shift in financial performance and trajectory.

14 Aug

4

Clover Health turned profitable and raised 2026 guidance, strengthening the bull case for CLOV. Profit turnaround plus raised guidance signals major positive shift in financial trajectory and investor outlook.

3

Five key analyst questions from Clover Health's Q2 earnings call addressed company operations, financial outlook and strategic priorities. Earnings call questions offer targeted insights that can moderately shape near-term investor views on performance.

12 Aug

4 transcript

Clover Health (CLOV) released Q2 2026 earnings call transcript covering financial results and outlook. Earnings call details typically include metrics and guidance that shift company trajectory and sentiment.

11 Aug

4

Clover Health targets GAAP profitability by 2026, with its AI platform driving Medicare Advantage membership growth and operational efficiency. Profitability target for 2026 plus AI platform scaling Medicare Advantage operations point to major strategic and financial trajectory shifts.

6 Aug

4 transcript

Clover Health Investments, Corp. held its Q2 2026 earnings call outlining quarterly financial results and operational metrics. Earnings call details directly shape near-term stock valuation and investor outlook through reported metrics and guidance.

4

Clover Health Investments Corp beat revenue expectations in Q2 2026 earnings call with positive operational highlights. Strong revenue beat signals improved financials likely to lift investor sentiment and stock trajectory.

5 Aug

4

Clover Health Investments reported its second quarter 2026 financial results. Quarterly results directly shape near-term valuation and investor outlook for the company.

3 transcript

Clover Health Investments, Corp. (CLOV) released Q2 earnings call highlights covering financial results, operational metrics, and management commentary on performance and outlook. Q2 earnings updates typically affect short-term market sentiment without fundamentally shifting long-term company trajectory.

3

Clover Health's Q2 CY2026 sales exceeded estimates, prompting a 10.3% stock increase. Quarterly sales beats can moderately influence stock prices and market perception without fundamentally changing long-term company trajectory.

3 Aug

3

Clover Health shows improving operational metrics and membership trends, suggesting a possible turnaround for the Medicare Advantage insurer after prior losses and challenges. Signs of operational improvement at Clover Health may moderately affect financial performance and market sentiment without fundamentally altering long-term trajectory.

11 Jul

3

Clover Health Investments (CLOV) faces a valuation test ahead of its August earnings report. Upcoming earnings create moderate valuation pressure on CLOV without indicating major strategic shifts.

7 Jul

3

Clover Health's Counterpart Assistant use links to stronger transitions of care metrics and post-hospitalization follow-up performance. Counterpart Assistant data indicates measurable gains in core care continuity operations at Clover Health.

6 Jul

3

UBS nearly doubled its price target on Clover Health (CLOV). Analyst price target increase can moderately influence short-term market sentiment for Clover Health.

10 Jun

4

Clover Health (CLOV) stock hits a fresh peak after receiving an unexpected CMS rating. Unexpected CMS rating directly lifts Clover Health stock to new highs and improves outlook.

4

Court order propels CLOV stock to over 4.5-year highs as retail investors flag potential industry-wide implications. Court order triggers major stock surge to multi-year highs with sector-wide ramifications.

28 May

4

Clover Health wins lawsuit on Star Ratings, driving stock to record high. Star Ratings lawsuit win strengthens regulatory compliance and lifts Clover Health valuation.

16 May

3

Clover Health's Q1 earnings call drew analyst questions on revenue growth, cost controls, Medicare Advantage expansion, competitive pressures, and long-term profitability outlook. Analyst questions during earnings calls deliver moderate insights into strategy and risks that can influence near-term investor sentiment.

9 May

4

Clover Health (CLOV) returns to profitability amid Medicare Advantage growth, prompting a valuation reassessment highlighting improved financials and market potential. Return to profitability and Medicare Advantage expansion represent major positive shifts in financial performance and core operations.

8 May

4 transcript

Clover Health (CLOV) released Q1 2026 earnings call transcript detailing quarterly financial results, operational updates, and forward guidance. Q1 2026 earnings transcript provides critical financial metrics, growth strategies, and outlook that could significantly sway investor confidence and stock performance.

7 May

4

Clover Health Q1 earnings met analyst estimates, sales beat expectations, and membership rose. Beating sales estimates and rising membership indicate strong growth in core operations, likely boosting financial performance and investor sentiment.

4

Clover Health Investments, Corp. (CLOV) Q1 2026 earnings call summary covers quarterly financial results, operational updates, and forward guidance. Q1 earnings call summary discloses financial performance and strategic outlook, poised to significantly sway CLOV's trajectory and investor sentiment.

6 May

4

Clover Health Investments released Q1 earnings call highlights covering financial results, operational updates, and forward guidance for the Medicare Advantage insurer. Q1 earnings highlights reveal financial performance and strategic outlook directly shaping CLOV's market trajectory and investor confidence.

4

Clover Health (NASDAQ:CLOV) reported strong Q1 CY2026 results, surpassing expectations and surprising investors. Strong Q1 earnings surprise indicates major positive shift in financial performance and investor sentiment.

4

Clover Health Investments, Corp. (CLOV) reported first quarter 2026 results, detailing financial performance, Medicare Advantage enrollment growth, and operational updates. Q1 2026 earnings reveal financial health, revenue, and membership metrics critical to stock valuation and growth trajectory.

stockrow.com/CLOV · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com