Cigna Group (CI) vs Clover Health Investments, Corp. (CLOV)
Cigna Group and Clover Health Investments, Corp. are both Healthcare Plans companies. Cigna Group is the larger, with a market value of $69.9B against $2.5B — 28.2× the size. Clover Health Investments, Corp. has negative trailing earnings, so its P/E is not meaningful; Cigna Group trades at 11.3×. Clover Health Investments, Corp. grew revenue faster over the last twelve months: 54.0% against 7.77%. Cigna Group has the higher net margin (2.27% vs −0.74%) and the higher return on invested capital (9.09% vs −8.62%). Across the 20 metrics below, Cigna Group leads on 14 and Clover Health Investments, Corp. on 6.
Valuation
Profitability
| Metric | CI | CLOV | Healthcare Plans median |
|---|---|---|---|
| Gross margin | 88.51% | 18.57% | 19.04% |
| Operating margin | 3.53% | (0.74%) | 1.93% |
| Net margin | 2.27% | (0.74%) | 1.04% |
| Free cash flow margin | 3.23% | 3.00% | 3.18% |
| Return on equity | 15.40% | (5.10%) | 12.48% |
| Return on assets | 4.16% | (2.84%) | 2.98% |
| Return on invested capital | 9.09% | (8.62%) | 2.04% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack