Clover Health Investments, Corp. (CLOV) vs Oscar Health, Inc. (OSCR)
Clover Health Investments, Corp. and Oscar Health, Inc. are both Healthcare Plans companies. Oscar Health, Inc. is the larger, with a market value of $8.9B against $2.5B — 3.6× the size. Clover Health Investments, Corp. has negative trailing earnings, so its P/E is not meaningful; Oscar Health, Inc. trades at 17.3×. Clover Health Investments, Corp. grew revenue faster over the last twelve months: 54.0% against 42.8%. Oscar Health, Inc. has the higher net margin (3.60% vs −0.74%) and the higher return on invested capital (0.00% vs −8.62%). Across the 19 metrics below, Oscar Health, Inc. leads on 14 and Clover Health Investments, Corp. on 5.
Valuation
Profitability
| Metric | CLOV | OSCR | Healthcare Plans median |
|---|---|---|---|
| Gross margin | 18.57% | 20.16% | 19.04% |
| Operating margin | (0.74%) | 4.11% | 1.93% |
| Net margin | (0.74%) | 3.60% | 1.04% |
| Free cash flow margin | 3.00% | 28.59% | 3.18% |
| Return on equity | (5.10%) | 34.24% | 12.48% |
| Return on assets | (2.84%) | 6.25% | 2.98% |
| Return on invested capital | (8.62%) | 0.00% | 2.04% |
Growth
Health
Dividend
Size
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