Clover Health Investments, Corp. (CLOV) vs Molina Healthcare, Inc (MOH)

Clover Health Investments, Corp. and Molina Healthcare, Inc are both Healthcare Plans companies. Molina Healthcare, Inc is the larger, with a market value of $10.1B against $2.5B — 4.1× the size. Clover Health Investments, Corp. grew revenue faster over the last twelve months: 54.0% against 2.55%. Molina Healthcare, Inc has the higher net margin (−0.02% vs −0.74%) and the higher return on invested capital (0.00% vs −8.62%). Across the 20 metrics below, Molina Healthcare, Inc leads on 12 and Clover Health Investments, Corp. on 8.

Valuation

Metric CLOV MOH Healthcare Plans median
P/E n/m n/m 23.75
P/S 0.95 0.22 0.40
P/B 6.26 2.34 2.48
Price to free cash flow 31.72 35.99 11.15
EV/EBITDA n/m 12.98 10.94
EV/Sales 0.85 0.11 0.37
Earnings yield (1.11%) (0.09%) 3.25%
Free cash flow yield 3.15% 2.78% 8.15%

Profitability

Metric CLOV MOH Healthcare Plans median
Gross margin 18.57% 12.65% 19.04%
Operating margin (0.74%) 0.46% 1.93%
Net margin (0.74%) (0.02%) 1.04%
Free cash flow margin 3.00% 0.61% 3.18%
Return on equity (5.10%) (0.16%) 12.48%
Return on assets (2.84%) (0.04%) 2.98%
Return on invested capital (8.62%) 0.00% 2.04%

Growth

Metric CLOV MOH Healthcare Plans median
Revenue growth (TTM) 54.03% 2.55% 7.57%
EPS growth (last fiscal year) (70.00%) (56.32%) —
Revenue growth, 5-year CAGR 23.39% 18.52% 11.88%
Net income growth, 5-year CAGR 0.00% (6.85%) 0.00%

Health

Metric CLOV MOH Healthcare Plans median
Debt to equity 0.00 0.95 0.70
Current ratio 1.50 1.68 1.32
Net debt to EBITDA 1.40 (4.41) 0.05

Dividend

Metric CLOV MOH Healthcare Plans median
Dividend yield — — 1.53%
Payout ratio 0.00 0.00 0.00

Size

Metric CLOV MOH Healthcare Plans median
Market cap 2.48b 10.09b 20.34b

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