Chemung Financial Corp

CHMG Financial Banks Regional

Chemung Financial Corp’s revenue for fiscal 2025 (year ended December 2025) was $140.8 million, down 6.64% from fiscal 2024.

Revenue
+6.14%
EPS
+62.4%
Free cash flow
−3.80%
Total debt
+33.3%

Quarter to September 2026, against a year earlier

85.10 1.78 −2.05%
Market cap
$410.8M
P/E
10.7×
Fwd P/E
10.1×
Dividend yield
1.62%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Chemung Financial Corp (CHMG) P/E ratio

Alert me on P/E ratio

As of 5 November 2026, Chemung Financial Corp (CHMG) trades at a P/E ratio of 10.7×. Over the past ten years it has ranged from 5.5× (May 2023) to 32.4× (January 2018); the current reading is higher than 50% of that period. That is below the Banks Regional industry median of 12.0× and below the Financial sector median of 12.2×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 17.8× 80.58%
FY2024 9.8× 4.04%
FY2023 9.5× 27.65%
FY2022 7.4× (10.03%)
FY2021 8.2× (2.72%)
FY2020 8.5× (36.05%)
FY2019 13.2× 29.80%
FY2018 10.2× (67.90%)
FY2017 31.8× 88.94%
FY2016 16.8× 22.33%

Quarterly newest first

Period P/E ratio Change
Sep 2026 10.1× (5.32%)
Jun 2026 10.7× (24.54%)
Mar 2026 14.2× (20.09%)
Dec 2025 17.8× (6.27%)
43 more quarters

Against its own ten years

Low 5.5× High 32.4×
Ten-year median 10.7×
Current reading's percentile 51

P/E ratio against peers

Company P/E ratio
NECB Northeast Community Bancorp Inc. compare 9.0×
CZFS Citizens Financial Services Inc. compare 9.6×
PCB PCB Bancorp compare 10.2×
FNLC First Bancorp, Inc (ME) compare 10.3×
RBB RBB Bancorp compare 10.5×
CHMG Chemung Financial Corp 10.7×
NWFL Norwood Financial Corp. compare 12.4×
FDBC Fidelity D&D Bancorp Inc. compare 12.7×
FCBM FIRST CAROL FIN compare —
Banks Regional industry median 12.0×
Financial sector median 12.2×
Market median 17.9×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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