stockrowChemung Financial Corp (CHMG) vs Norwood Financial Corp. (NWFL)
- Chemung Financial Corp CHMG 85.10 −2.05%
- Norwood Financial Corp. NWFL 35.96 −1.72%
Chemung Financial Corp and Norwood Financial Corp. are both Banks Regional companies. Chemung Financial Corp and Norwood Financial Corp. are of similar size ($410.8M and $391.5M). Chemung Financial Corp trades at the lower P/E: 10.7× against 12.4×. Norwood Financial Corp. grew revenue faster over the last twelve months: 42.3% against 18.8%. Chemung Financial Corp has the higher net margin (23.4% vs 18.7%) and the higher return on invested capital (15.7% vs 9.03%). Both pay a dividend; Norwood Financial Corp. yields more (3.56% vs 1.62%). Across the 19 metrics below, Chemung Financial Corp leads on 12 and Norwood Financial Corp. on 7.
Valuation
Profitability
| Metric | CHMG | NWFL | Banks Regional median |
|---|---|---|---|
| Gross margin | 75.07% | 66.77% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 23.36% | 18.68% | 18.82% |
| Free cash flow margin | 27.95% | 19.41% | 17.97% |
| Return on equity | 14.82% | 11.20% | 10.28% |
| Return on assets | 1.39% | 1.09% | 1.13% |
| Return on invested capital | 15.69% | 9.03% | 8.45% |
Growth
Health
Dividend
Size
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