Citizens Financial Group, Inc.

CFG Financial Banks Regional

Citizens Financial Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $12.1 billion, down 2.47% from fiscal 2024. In the quarter to June 2026, revenue grew 6.25%, EPS grew 40.9%, free cash flow fell 17.4% and total debt rose 21.3%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for three consecutive years.

63.36 0.07 −0.11%
Market cap
$26.7B
P/E
13.6×
Fwd P/E
12.3×
Dividend yield
2.90%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Citizens Financial Group, Inc. (CFG) Debt to equity

Alert me on Debt to equity

Citizens Financial Group, Inc.'s debt to equity at the end of the quarter to 30 June 2026 was 0.6×, up 0.2× from fiscal 2025 (0.4×). Over the past ten years it has ranged from 0.3× (fiscal 2021) to 0.8× (fiscal 2018); the current reading is higher than 27% of that period. That is above the Banks Regional industry median of 0.2× and above the Financial sector median of 0.2×.

Debt to equity, annual

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Annual newest first

Period Debt to equity Change
FY2025 0.4× (16.59%)
FY2024 0.5× (7.57%)
FY2023 0.6× (17.51%)
FY2022 0.7× 126.55%
FY2021 0.3× (19.59%)
FY2020 0.4× (41.82%)
FY2019 0.6× (17.29%)
FY2018 0.8× 31.81%
FY2017 0.6× (10.39%)
FY2016 0.6× 28.72%

Quarterly newest first

Period Debt to equity Change
Jun 2026 0.6× 23.85%
Mar 2026 0.5× 9.82%
Dec 2025 0.4× 5.52%
Sep 2025 0.4× (18.57%)
42 more quarters

Against its own ten years

Low 0.3× High 0.8×
Ten-year median 0.6×
Current reading's percentile 27

Debt to equity against peers

Company Debt to equity
RF Regions Financial Corporation compare 0.2×
BAP Credicorp Ltd. compare 0.4×
MTB M&T Bank Corporation compare 0.5×
HBAN Huntington Bancshares Incorporated compare 0.6×
CFG Citizens Financial Group, Inc. 0.6×
SHG Shinhan Financial Group Co Ltd compare 1.5×
FCNCA First Citizens BancShares, Inc. compare 1.5×
BBDO Banco Bradesco SA compare 2.9×
BBD Banco Bradesco SA compare 2.9×
Banks Regional industry median 0.2×
Financial sector median 0.2×
Market median 0.1×

What Debt to equity is

Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.

(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)

The full definition of Debt to equity →

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