Citizens Financial Group, Inc.
Citizens Financial Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $12.1 billion, down 2.47% from fiscal 2024. In the quarter to June 2026, revenue grew 6.25%, EPS grew 40.9%, free cash flow fell 17.4% and total debt rose 21.3%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for three consecutive years.
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Citizens Financial Group, Inc. (CFG) Debt to equity
Citizens Financial Group, Inc.'s debt to equity at the end of the quarter to 30 June 2026 was 0.6×, up 0.2× from fiscal 2025 (0.4×). Over the past ten years it has ranged from 0.3× (fiscal 2021) to 0.8× (fiscal 2018); the current reading is higher than 27% of that period. That is above the Banks Regional industry median of 0.2× and above the Financial sector median of 0.2×.
Debt to equity, annual
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Annual newest first
| Period | Debt to equity | Change |
|---|---|---|
| FY2025 | 0.4× | (16.59%) |
| FY2024 | 0.5× | (7.57%) |
| FY2023 | 0.6× | (17.51%) |
| FY2022 | 0.7× | 126.55% |
| FY2021 | 0.3× | (19.59%) |
| FY2020 | 0.4× | (41.82%) |
| FY2019 | 0.6× | (17.29%) |
| FY2018 | 0.8× | 31.81% |
| FY2017 | 0.6× | (10.39%) |
| FY2016 | 0.6× | 28.72% |
Quarterly newest first
| Period | Debt to equity | Change |
|---|---|---|
| Jun 2026 | 0.6× | 23.85% |
| Mar 2026 | 0.5× | 9.82% |
| Dec 2025 | 0.4× | 5.52% |
| Sep 2025 | 0.4× | (18.57%) |
| 42 more quarters | Free account |
Against its own ten years
Debt to equity against peers
| Company | Debt to equity |
|---|---|
| RF Regions Financial Corporation compare | 0.2× |
| BAP Credicorp Ltd. compare | 0.4× |
| MTB M&T Bank Corporation compare | 0.5× |
| HBAN Huntington Bancshares Incorporated compare | 0.6× |
| CFG Citizens Financial Group, Inc. | 0.6× |
| SHG Shinhan Financial Group Co Ltd compare | 1.5× |
| FCNCA First Citizens BancShares, Inc. compare | 1.5× |
| BBDO Banco Bradesco SA compare | 2.9× |
| BBD Banco Bradesco SA compare | 2.9× |
| Banks Regional industry median | 0.2× |
| Financial sector median | 0.2× |
| Market median | 0.1× |
What Debt to equity is
Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.
(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)
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- Free cash flow
- Operating cash flow
- Gross margin
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- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
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- Current ratio
- Total debt
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