Citizens Financial Group, Inc. CFG
- Market cap
- $28.2B
- P/E
- 14.1×
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Citizens Financial Group, Inc. (CFG) Free cash flow margin
Citizens Financial Group, Inc.'s free cash flow margin over the twelve months to 30 June 2026 was 18.8%, up 1.9 percentage points from fiscal 2025 (16.9%). Over the past ten years it has ranged from −0.09% (fiscal 2020) to 44.0% (fiscal 2022); the current reading is higher than 27% of that period. That is below the Banks Regional industry median of 21.2% and above the Financial sector median of 15.6%.
Free cash flow margin, annual
Annual
| Period | Free cash flow margin | Change (points) |
|---|---|---|
| FY2025 | 16.9% | 1.69 |
| FY2024 | 15.2% | (7.69) |
| FY2023 | 22.9% | (21.14) |
| FY2022 | 44.0% | 13.24 |
| FY2021 | 30.8% | 30.88 |
| FY2020 | −0.09% | (19.95) |
| FY2019 | 19.9% | (1.01) |
| FY2018 | 20.9% | (1.49) |
| FY2017 | 22.4% | 1.71 |
| FY2016 | 20.7% | 2.74 |
Against its own ten years
Free cash flow margin against peers
| Company | Free cash flow margin |
|---|---|
| SHG Shinhan Financial Group Co Ltd compare | 57.5% |
| MTB M&T Bank Corporation compare | 26.9% |
| CFG Citizens Financial Group, Inc. | 18.8% |
| HBAN Huntington Bancshares Incorporated compare | 18.6% |
| FCNCA First Citizens BancShares, Inc. compare | 17.3% |
| RF Regions Financial Corporation compare | 17.1% |
| KEY KeyCorp compare | 10.8% |
| BBDO Banco Bradesco SA compare | 1.82% |
| BAP Credicorp Ltd. compare | 0.00% |
| Banks Regional industry median | 21.2% |
| Financial sector median | 15.6% |
| Market median | 0.00% |
What Free cash flow margin is
Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.
(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue
More on CFG
- Revenue
- Net income
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- EV/EBITDA
- EV/Sales
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- The full statement