Friday 6 November 2026 Export CFG’s income statement to Excel — free account

Citizens Financial Group, Inc.

Citizens Financial Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $12.1 billion, down 2.47% from fiscal 2024.

Revenue: +5.83%
EPS: +34.0%
Free cash flow: −75.9%
Total debt: +62.9%

Quarter to September 2026, against a year earlier

64.02 1.88 −2.85%

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Market cap: $26.8B
P/E: 12.8×
Fwd P/E: 12.0×
Dividend yield: 2.97%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Earnings & Analysis Segments Valuation Filings

	Sep '26	Jun '26	Mar '26	Dec '25	Older periods
P/E ratio Full definition →	12.73	15.07	14.04	14.94	+8 more quarters Free account
P/S ratio Full definition →	2.14	2.39	2.09	2.10
P/FCF ratio Full definition →	32.83	14.25	11.35	14.08
P/Operating CF Full definition →	59.28	40.81	107.63	(160.14)
P/B ratio Full definition →	1.17	1.23	1.06	1.05
Price to Tangible BV Full definition →	1.84	1.88	1.62	1.59
EV/Sales Full definition →	—	2.50	2.02	1.89
EV/EBITDA Full definition →	—	0.00	0.00	0.00
EV/Operating CF Full definition →	—	12.38	9.25	10.33
EV/FCF Full definition →	—	14.88	10.95	12.71
Quick Ratio Full definition →	0.07	0.07	0.07	0.07
Current Ratio Full definition →	0.86	0.86	0.85	0.85
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	7.26%	6.50%	5.38%	4.96%
Debt/Equity Full definition →	0.68	0.58	0.47	0.43
Asset Turnover Full definition →	0.05	0.05	0.05	0.05
Operating CF/Net income Full definition →	0.76	1.31	0.49	(0.32)
Capex/Depreciation Full definition →	(0.50)	(0.21)	0.00	(0.82)
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	46.45%	47.82%	50.17%	48.27%
Intangible Assets out of Total Assets Full definition →	0.04	0.04	0.04	0.04
Share Based Compensation of Revenue Full definition →	0.86%	1.53%	1.09%	0.75%
Graham Net Nets Full definition →	(1.81)	(1.58)	(1.78)	(1.75)
Graham Number Full definition →	78.38	77.17	73.72	70.11
Earnings Yield Full definition →	7.86%	6.64%	7.12%	6.69%
Free Cash Flow Yield Full definition →	3.05%	7.02%	8.81%	7.10%
Revenue per Share Full definition →	7.76	7.56	7.11	7.08
Operating CF per Share Full definition →	1.08	1.72	0.56	(0.36)
Capex per Share Full definition →	(0.12)	(0.05)	0.00	(0.21)
Free Cash Flow per Share Full definition →	0.95	1.67	0.56	(0.58)
Cash per Share Full definition →	32.19	32.79	30.94	31.60
Shareholders Equity per Share Full definition →	59.75	61.92	61.53	60.75
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00
Book value per Share Full definition →	59.75	61.92	61.53	60.75
Free Cash Flow Full definition →	401.00	705.00	237.00	(250.00)
Working Capital Full definition →	(25,283.00)	(25,932.00)	(27,683.00)	(27,736.00)
Capital Expenditures Full definition →	(52.00)	(21.00)	—	(92.00)
Net Current Asset Value Full definition →	(48,538.00)	(46,806.00)	(45,340.00)	(44,399.00)
EV/EBIT Full definition →	—	0.00	0.00	0.00
Capex to Sales Full definition →	0.02	0.01	0.00	0.03
Price to Operating Income Full definition →	9.30	10.93	10.16	10.87
Other line items
Average Payables Full definition →	182,619.50	180,353.00	180,805.50	179,044.50
Average Assets Full definition →	228,605.50	226,073.00	224,033.00	221,936.00
Average Common Equity Full definition →	23,335.00	23,596.50	23,407.00	23,173.50

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Columns are period end dates · fundamentals updated 2 Nov 2026

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