M&T Bank Corporation
M&T Bank Corporation’s revenue for fiscal 2025 (year ended December 2025) was $13.2 billion, down 1.67% from fiscal 2024.
- Revenue
- −0.64%
- EPS
- +4.74%
- Free cash flow
- +52.4%
- Total debt
- +5.57%
Quarter to September 2026, against a year earlier
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M&T Bank Corporation (MTB) Gross margin
M&T Bank Corporation's gross margin over the twelve months to 30 September 2026 was 74.9%, up 1.7 percentage points from fiscal 2025 (73.3%). Over the past ten years it has ranged from 69.0% (fiscal 2024) to 98.1% (fiscal 2021); the current reading is higher than 18% of that period. That is above the Banks Regional industry median of 69.8% and above the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 73.3% | 4.28 |
| FY2024 | 69.0% | (6.65) |
| FY2023 | 75.6% | (19.44) |
| FY2022 | 95.1% | (3.07) |
| FY2021 | 98.1% | 3.33 |
| FY2020 | 94.8% | 5.60 |
| FY2019 | 89.2% | (2.64) |
| FY2018 | 91.8% | (1.73) |
| FY2017 | 93.6% | 1.01 |
| FY2016 | 92.6% | (0.87) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 74.4% | (0.99) |
| Jun 2026 | 75.4% | (0.33) |
| Mar 2026 | 75.7% | 1.43 |
| Dec 2025 | 74.3% | 1.04 |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| BAP Credicorp Ltd. compare | 81.6% |
| MTB M&T Bank Corporation | 74.9% |
| CFG Citizens Financial Group, Inc. compare | 71.1% |
| HBAN Huntington Bancshares Incorporated compare | 67.8% |
| FCNCA First Citizens BancShares, Inc. compare | 66.5% |
| KB KB Financial Group Inc compare | 57.8% |
| SHG Shinhan Financial Group Co Ltd compare | 56.3% |
| ITUB Itau Unibanco Holding S.A. compare | 44.9% |
| BBDO Banco Bradesco SA compare | 36.0% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on MTB
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement