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Saturday 17 October 2026 Export CFG’s income statement to Excel — free account

Citizens Financial Group, Inc.

CFG Financial Banks Regional

Citizens Financial Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $12.1 billion, down 2.47% from fiscal 2024. In the quarter to June 2026, revenue grew 6.25%, EPS grew 40.9%, free cash flow fell 17.4% and total debt rose 21.3%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for three consecutive years.

63.36 0.07 −0.11%
Market cap
$26.7B
P/E
13.6×
Fwd P/E
12.3×
Dividend yield
2.90%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios Filings 10-Q 10-K

Citizens Financial Group, Inc. (CFG) Net margin

Alert me on Net margin

Citizens Financial Group, Inc.'s net margin over the twelve months to 30 June 2026 was 16.0%, up 2.0 percentage points from fiscal 2025 (14.0%). Over the past ten years it has ranged from 11.1% (fiscal 2024) to 31.6% (fiscal 2021); the current reading is higher than 36% of that period. That is below the Banks Regional industry median of 18.7% and above the Financial sector median of 13.5%.

Net margin, annual

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Annual newest first

Period Net margin Change (points)
FY2025 14.0% 2.90
FY2024 11.1% (1.13)
FY2023 12.2% (9.38)
FY2022 21.6% (9.97)
FY2021 31.6% 19.20
FY2020 12.4% (8.92)
FY2019 21.3% (1.71)
FY2018 23.0% (2.37)
FY2017 25.4% 7.49
FY2016 17.9% 2.10

Quarterly newest first

Period Net margin Change (points)
Jun 2026 17.3% 1.35
Mar 2026 16.0% 0.04
Dec 2025 16.0% 1.15
Sep 2025 14.8% 1.43
42 more quarters

Against its own ten years

Low 11.1% High 31.6%
Ten-year median 17.9%
Current reading's percentile 36

Net margin against peers

Company Net margin
BAP Credicorp Ltd. compare 26.3%
RF Regions Financial Corporation compare 22.5%
MTB M&T Bank Corporation compare 21.5%
CFG Citizens Financial Group, Inc. 16.0%
FCNCA First Citizens BancShares, Inc. compare 15.7%
HBAN Huntington Bancshares Incorporated compare 15.6%
SHG Shinhan Financial Group Co Ltd compare 14.2%
BBDO Banco Bradesco SA compare 7.16%
BBD Banco Bradesco SA compare 7.16%
Banks Regional industry median 18.7%
Financial sector median 13.5%
Market median 0.45%

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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