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Friday 6 November 2026 Export CBU’s income statement to Excel — free account

Community Financial System, Inc.

CBU Financial Banks Regional

Community Financial System, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 7.44% from fiscal 2024.

Revenue
+6.18%
EPS
+11.5%
Free cash flow
+16.0%
Total debt
−21.9%

Quarter to September 2026, against a year earlier

64.94 0.79 −1.20%
Market cap
$3.4B
P/E
14.7×
Fwd P/E
13.6×
Dividend yield
2.93%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Community Financial System, Inc. (CBU) Book value per share

Alert me on Book value per share

Community Financial System, Inc.'s book value per share at the end of fiscal 2025 was 38.1×, up 13.9% from 33.4× in fiscal 2024. At the end of the quarter to 30 September 2026 it was 38.4×. Over the past ten years it has ranged from 27.2× (fiscal 2016) to 39.7× (fiscal 2020); the current reading is higher than 82% of that period. Community Financial System, Inc. ranks 100th of 326 Banks Regional companies by book value per share.

Book value per share, annual

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Annual newest first

Period Book value per share Change
FY2025 38.1× 13.91%
FY2024 33.4× 5.49%
FY2023 31.7× 10.03%
FY2022 28.8× (26.03%)
FY2021 38.9× (2.02%)
FY2020 39.7× 10.77%
FY2019 35.9× 7.07%
FY2018 33.5× 0.04%
FY2017 33.5× 23.21%
FY2016 27.2× (2.34%)

Quarterly newest first

Period Book value per share Change
Sep 2026 38.4× (2.47%)
Jun 2026 39.4× 2.49%
Mar 2026 38.4× 0.98%
Dec 2025 38.1× 3.44%
43 more quarters

Against its own ten years

Low 27.2× High 39.7×
Ten-year median 33.5×
Current reading's percentile 82

Book value per share against peers

Company Book value per share
NIC Nicolet Bankshares Inc. compare 107×
PRK Park National Corporation compare 94.9×
CBU Community Financial System, Inc. 38.4×
FIBK First Interstate BancSystem, Inc. compare 33.3×
TOWN Towne Bank compare 32.6×
FFBC First Financial Bancorp. compare 27.7×
SBCF Seacoast Banking Corporation of Florida compare 27.0×
SFNC Simmons First National Corporation compare 23.5×
MCHB Mechanics Bancorp compare 12.6×

What Book value per share is

BV per Share tells an investor how much of a company’s accounting net worth stands behind each share.

(Shareholders Equity (Total) ÷ Shares (Basic, Weighted))

The full definition of Book value per share →

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