Community Financial System, Inc. (CBU) vs Simmons First National Corporation (SFNC)
Community Financial System, Inc. and Simmons First National Corporation are both Banks Regional companies. Community Financial System, Inc. and Simmons First National Corporation are of similar size ($3.4B and $3.2B). Simmons First National Corporation has negative trailing earnings, so its P/E is not meaningful; Community Financial System, Inc. trades at 14.3×. Community Financial System, Inc. grew revenue faster over the last twelve months: 7.08% against −56.9%. Community Financial System, Inc. has the higher net margin (21.7% vs −56.5%) and the higher return on invested capital (7.88% vs −6.96%). Both pay a dividend; Simmons First National Corporation yields more (4.69% vs 4.12%). Across the 19 metrics below, Community Financial System, Inc. leads on 13 and Simmons First National Corporation on 6.
Valuation
Profitability
| Metric | CBU | SFNC | Banks Regional median |
|---|---|---|---|
| Gross margin | 82.07% | 27.41% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.72% | (56.54%) | 18.66% |
| Free cash flow margin | 23.76% | 79.79% | 21.18% |
| Return on equity | 11.49% | (9.94%) | 10.64% |
| Return on assets | 1.32% | (1.36%) | 1.13% |
| Return on invested capital | 7.88% | (6.96%) | 8.33% |
Growth
Health
Dividend
Size
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