Saturday 17 October 2026 Export CATY’s income statement to Excel — free account

Cathay General Bancorp

Cathay General Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, roughly unchanged from fiscal 2024. In the quarter to June 2026, revenue grew 3.12%, EPS grew 24.3%, free cash flow grew 272.5% and total debt fell 78.3%, each against the same quarter a year earlier. Dividend growth for ten consecutive years.

59.96 0.19 −0.32%

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Market cap: $4.0B
P/E: 11.6×
Fwd P/E: 10.6×
Dividend yield: 2.47%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 8.02

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	2	1	2	—	—	2	1	2	1	3	1	—

Insider Ownership 4.48%

Capital & Financial Ratios $m

Market Cap 4,010.00

Revenue 1,408.21

Net Income 347.26

Free Cash Flow 534.24

Net Debt (1,207.96)

Current Ratio 1.04

Debt/Equity 0.04

P/E ratio 11.64

Fwd P/E 10.60

P/S ratio 2.85

P/B ratio 1.32

Past 5Y EPS Growth 9.61%

This Y EPS Growth 22.65%

Next Y EPS Growth 6.82%

Next Y revenue growth (35.57%)

Next 5Y EPS Growth 11.89%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 57.02%

10-year low 10-year high

P/S against its own 10 years 36.31%

10-year low 10-year high

P/B against its own 10 years 58.57%

10-year low 10-year high

Dividends

Payout Ratio 0.29

Annual Dividend Rate 1.48

Annual Dividend Yield 2.47%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	1.52	0.38 0.38 0.38
2025	1.36	0.34 0.34 0.34 0.34
2024	1.36	0.34 0.34 0.34 0.34
2023	1.36	0.34 0.34 0.34 0.34
2022	1.36	0.34 0.34 0.34 0.34
2021	1.27	0.31 0.31 0.31 0.34
2020	1.24	0.31 0.31 0.31 0.31
2019	1.24	0.31 0.31 0.31 0.31
2018	1.03	0.24 0.24 0.24 0.31
2017	0.87	0.21 0.21 0.21 0.24
2016	0.75	0.18 0.18 0.18 0.21

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	829	1,040	1,424	1,327
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	20,313	20,355	21,462	21,821

	2023	2024	2025	Q'26
Payables	19,325	19,686	20,894	21,062
ST’ Debt	—	—	—	—
Other	—	—	—	—
	19,329	19,700	20,899	21,073

Compound Annual Growth %

	10y	5y	3y
Sales	11.03%	13.25%	15.10%
Cash Flow	7.63%	2.87%	(7.61%)
Earnings	6.94%	6.61%	(4.40%)
Book Value	5.29%	3.88%	5.74%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	344	349	—	—	—
’25	331	338	355	361	1,385
’24	339	346	360	345	1,391
’23	300	323	331	356	1,311
’22	192	204	236	276	908
’21	173	178	181	189	721
’20	193	190	182	179	743

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	98	237	—	—	—
’25	99	64	151	55	369
’24	88	73	81	87	329
’23	121	91	107	66	385
’22	86	91	189	101	467
’21	92	75	71	97	334
’20	95	77	61	87	320

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	96	234	—	—	—
’25	96	63	150	55	364
’24	87	72	80	86	326
’23	121	90	106	64	381
’22	85	90	188	101	464
’21	91	74	70	96	331
’20	94	75	60	85	314

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	1.29	1.37	—	—	—
’25	0.98	1.10	1.13	1.33	4.54
’24	0.98	0.92	0.94	1.12	3.95
’23	1.32	1.28	1.13	1.13	4.86
’22	0.99	1.18	1.35	1.33	4.83
’21	0.92	0.97	0.93	0.98	3.80
’20	0.59	0.68	0.71	0.89	2.87

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	25.62	34.00	31.94	31.89	17.58	31.23	37.37	27.24	33.88	36.06	Analyst estimates 2026–2028 Powerpack
	High	38.73	45.54	45.59	40.06	38.38	46.43	48.88	45.72	55.29	51.95
People
People	Employees	1,129	1,271	1,277	1,219	1,205	1,156	1,178	1,246	1,266	1,268
	Revenue/emp, $m	0.47	0.48	0.56	0.67	0.62	0.62	0.77	1.05	1.10	1.09
Income, $m
Income, $m	Revenue	532	612	720	814	743	721	908	1,311	1,391	1,385
	Gross margin, %	84.75	86.87	83.04	76.12	80.03	90.47	87.05	61.81	52.47	59.07
	EBT	242	298	338	349	254	382	473	404	318	390
	EBT margin, %	45.49	48.71	46.92	42.92	34.16	52.95	52.04	30.80	22.83	28.18
	Net income	175	176	272	279	229	298	361	354	286	315
	Depreciation	43	15	51	59	83	69	64	93	64	33
Per share, $
Per share, $	Revenue	6.73	7.63	8.87	10.18	9.34	9.21	12.22	18.06	19.30	20.01
	Earnings	2.21	2.19	3.35	3.49	2.88	3.81	4.85	4.88	3.97	4.55
	Cash flow	2.96	3.10	4.15	5.44	4.02	4.27	6.29	5.30	4.57	5.33
	Capex	(0.04)	0.03	(0.08)	(0.09)	(0.07)	(0.05)	(0.04)	(0.05)	(0.05)	(0.07)
	Free cash flow	2.92	3.13	4.07	5.35	3.95	4.22	6.25	5.25	4.52	5.26
	Book value	23.10	24.59	26.15	28.68	30.38	31.25	33.28	37.71	39.49	42.28
	Shares, m	79	80	81	80	80	78	74	73	72	69
Valuation, ×
Valuation, ×	P/E	17.27	19.47	9.98	10.90	11.22	11.28	8.23	9.13	11.99	10.59
	P/S	5.67	5.59	3.78	3.74	3.45	4.67	3.28	2.47	2.47	2.42
	P/B	1.65	1.73	1.28	1.33	1.06	1.38	1.20	1.18	1.21	1.14
	EV/Sales	4.36	5.74	3.97	4.02	1.93	1.49	2.69	2.36	1.86	1.48
	EV/FCF	10.06	13.99	8.66	7.64	4.56	3.26	5.26	8.10	7.95	5.62
Cash, $m
Cash, $m	Operating cash flow	234	249	337	435	320	334	467	385	329	369
	Capex	(4)	2	(7)	(7)	(6)	(4)	(3)	(3)	(4)	(5)
	Free cash flow	231	251	330	428	314	331	464	381	326	364
Balance, $m
Balance, $m	Working capital	282	547	821	881	846	650	840	984	655	564
	Total debt	487	642	737	818	293	162	627	675	197	137
	Net debt	(698)	94	136	224	(1,128)	(2,287)	(536)	(154)	(843)	(1,288)
	Shareholders’ equity	1,829	1,973	2,122	2,294	2,418	2,446	2,474	2,737	2,846	2,925
Returns, %
Returns, %	ROA	1.26	1.17	1.68	1.60	1.23	1.49	1.68	1.57	1.24	1.33
	ROIC	13.39	9.14	9.40	8.67	12.31	150.82	15.37	9.78	9.91	14.89
	ROE	9.79	9.26	13.28	12.64	9.71	12.26	14.66	13.59	10.25	10.92

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
FULT Fulton Financial Corporation	$4.3B	10.7×	11.1×	+7.53% (above 0%: growing)	−1.89% (below 0%: shrinking)	+6.85% (above 0%: growing)	71.64%	0.00%	Compare
IBOC International Bancshares Corporation	$4.2B	10.1×	11.2×	+0.96% (above 0%: growing)	−4.35% (below 0%: shrinking)	−3.33% (below 0%: shrinking)	81.33%	0.00%	Compare
FBP First BanCorp.	$4.2B	11.4×	10.8×	+4.63% (above 0%: growing)	+26.00% (above 0%: growing)	−5.21% (below 0%: shrinking)	81.89%	0.00%	Compare
UCB United Community Banks, Inc.	$4.1B	11.1×	11.3×	+0.18% (above 0%: growing)	+50.79% (above 0%: growing)	+43.32% (above 0%: growing)	72.97%	0.00%	Compare
BMA Macro Bank Inc.	$4.1B	14.0×	15.4×	+4.42% (above 0%: growing)	+17.44% (above 0%: growing)	+198.80% (above 0%: growing)	77.07%	0.00%	Compare
CATY Cathay General Bancorp	$4.0B	11.6×	10.6×	+3.12% (above 0%: growing)	+24.32% (above 0%: growing)	+272.48% (above 0%: growing)	63.72%	0.00%
TCBI Texas Capital Bancshares, Inc.	$3.9B	11.7×	13.4×	+4.34% (above 0%: growing)	+16.35% (above 0%: growing)	+62.74% (above 0%: growing)	65.14%	0.00%	Compare
WSFS WSFS Financial Corporation	$3.9B	12.8×	11.6×	+1.64% (above 0%: growing)	+28.35% (above 0%: growing)	−141.58% (below 0%: shrinking)	81.45%	0.00%	Compare
CVBF CVB Financial Corporation	$3.8B	15.1×	14.9×	+37.86% (above 0%: growing)	−19.44% (below 0%: shrinking)	+641.25% (above 0%: growing)	81.88%	0.00%	Compare
Median of peers	$4.1B	11.6×	11.5×	+4.38%	+16.90%	+25.09%	79.20%	0.00%

All 323 Banks Regional stocks →

Cathay General Bancorp (CATY) key facts

Strength: Net income was $315.1 million, or $4.55 per share (basic), a net margin of 22.8%.
Cathay General Bancorp (CATY) is a Banks Regional company in the Financial sector, listed on Nasdaq.
Cathay General Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, roughly unchanged from fiscal 2024.
As of October 16, 2026, CATY traded at $59.96, a market capitalization of $4.0 billion.
At that price the stock trades at 11.6× trailing-twelve-month earnings and 2.9× sales; its P/E is higher than 57% of its own readings over the past ten years.
Cathay General Bancorp pays an annual dividend of $1.48 per share, a yield of 2.47%, with a payout ratio of 28.9%.
Return on equity was 10.9% and debt-to-equity 0.04.
Its Piotroski F-score is 7 out of 9 for fiscal 2025.