Saturday 17 October 2026 Export BNY’s income statement to Excel — free account

BNY

BNY’s revenue for fiscal 2025 (year ended December 2025) was $40.8 billion, up 2.12% from fiscal 2024. In the quarter to September 2026, revenue fell 4.67%, EPS grew 30.7%, free cash flow grew 7.45% and total debt rose 5.35%, each against the same quarter a year earlier. Member of the S&P 500; revenue growth for three consecutive years.

143.30 1.21 +0.85%

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Market cap: $96.4B
P/E: 15.5×
Fwd P/E: 16.3×
Dividend yield: 1.69%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Income Statement Balance Sheet Cash Flow Metrics & Ratios Filings 10-Q 10-K

Insider Decisions trades per month

Total sells 12.60

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	4	—	—	1	1	1	—

Insider Ownership 0.40%

Capital & Financial Ratios $m

Market Cap 96,410.00

Revenue 40,146.00

Net Income 6,348.00

Free Cash Flow 1,592.00

Net Debt (163,680.00)

Current Ratio 0.72

Debt/Equity 0.78

P/E ratio 15.49

Fwd P/E 16.30

P/S ratio 2.43

P/B ratio 2.45

Past 5Y EPS Growth 14.08%

This Y EPS Growth 25.85%

Next Y EPS Growth 10.85%

Next Y revenue growth (45.34%)

Next 5Y EPS Growth 15.71%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 82.23%

10-year low 10-year high

P/S against its own 10 years 56.76%

10-year low 10-year high

P/B against its own 10 years 96.79%

10-year low 10-year high

Dividends

Payout Ratio 0.26

Annual Dividend Rate 2.42

Annual Dividend Yield 1.69%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	2.31	0.05 0.53 0.05 0.53 0.63
2025	2.00	0.05 0.47 0.05 0.05 0.05 0.47 0.05 0.05 0.05 0.53 0.05 0.05 0.05 0.53 0.05 0.05
2024	2.32	0.04 0.42 0.04 0.04 0.04 0.42 0.04 0.04 0.04 0.47 0.04 0.04 0.05 0.47 0.05 0.05
2023	1.99	0.04 0.37 0.02 0.04 0.03 0.03 0.37 0.03 0.03 0.03 0.42 0.03 0.03 0.03 0.42 0.03 0.04
2022	1.97	0.06 0.34 0.06 0.05 0.05 0.34 0.05 0.05 0.05 0.37 0.05 0.05 0.04 0.37 0.04 0.04
2021	1.98	0.06 0.31 0.06 0.06 0.12 0.31 0.06 0.06 0.06 0.34 0.06 0.06 0.06 0.34 0.06 0.00
2020	1.85	0.05 0.31 0.05 0.05 0.05 0.31 0.05 0.05 0.05 0.31 0.05 0.05 0.06 0.31 0.06 0.06
2019	1.72	0.04 0.28 0.04 0.04 0.04 0.28 0.04 0.04 0.04 0.31 0.04 0.04 0.05 0.31 0.05 0.05
2018	1.61	0.05 0.24 0.05 0.05 0.05 0.24 0.05 0.05 0.04 0.28 0.04 0.04 0.04 0.28 0.04 0.04
2017	1.57	0.06 0.19 0.06 0.06 0.06 0.19 0.06 0.06 0.06 0.24 0.06 0.06 0.06 0.24 0.06 0.05
2016	1.47	0.07 0.17 0.07 0.06 0.06 0.17 0.06 0.06 0.06 0.19 0.06 0.06 0.06 0.19 0.06 0.06

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	167,569	158,463	190,685	197,993
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	235,295	231,032	272,490	288,411

	2023	2024	2025	Q'26
Payables	302,064	309,597	353,766	358,716
ST’ Debt	—	—	—	—
Other	6,226	4,865	6,135	6,854
	328,208	334,097	386,440	402,566

Compound Annual Growth %

	10y	5y	3y
Sales	10.16%	19.20%	26.49%
Cash Flow	5.01%	5.96%	(23.56%)
Earnings	5.83%	9.16%	31.28%
Book Value	1.44%	(0.54%)	3.16%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	9,863	10,192	9,951	—	—
’25	9,756	10,427	10,439	10,140	40,762
’24	9,583	9,959	10,252	10,120	39,914
’23	7,229	8,628	8,923	9,220	34,000
’22	4,006	4,589	5,337	6,059	20,143
’21	4,004	4,000	4,087	4,067	16,158
’20	4,864	4,173	3,964	3,939	16,940

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(3,013)	2,462	—	—	—
’25	412	2,197	(1,064)	5,185	6,730
’24	(2,680)	2,129	(312)	1,550	687
’23	1,792	1,148	5,040	(2,068)	5,912
’22	3,429	4,990	3,725	2,924	15,068
’21	(3,174)	2,829	54	3,129	2,838
’20	(1,685)	6,810	778	(865)	5,038

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(3,630)	1,975	—	—	—
’25	92	1,838	(1,502)	4,749	5,177
’24	(2,979)	1,747	(687)	1,137	(782)
’23	1,531	794	4,704	(2,337)	4,692
’22	3,203	4,390	3,607	2,522	13,722
’21	(3,394)	2,611	(315)	2,755	1,657
’20	(1,949)	6,451	445	(1,131)	3,816

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	2.24	2.45	2.46	—	—
’25	1.58	1.93	1.88	2.02	7.40
’24	1.25	1.52	1.50	1.54	5.80
’23	1.12	1.30	1.22	0.33	4.00
’22	0.86	1.03	0.39	0.62	2.90
’21	0.97	1.13	1.04	1.01	4.14
’20	1.05	1.01	0.98	0.79	3.83

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	32.20	43.85	43.67	40.52	26.40	39.46	36.22	39.65	51.79	70.46	Analyst estimates 2026–2028 Powerpack
	High	49.54	55.40	58.99	54.27	51.60	60.52	64.63	52.32	82.72	119.40
People
People	Employees	52,000	52,500	51,300	48,400	48,500	49,100	51,700	53,400	51,800	48,100
	Revenue/emp, $m	0.30	0.32	0.37	0.43	0.35	0.33	0.39	0.64	0.77	0.85
Income, $m
Income, $m	Revenue	15,674	16,617	19,213	20,822	16,940	16,158	20,143	34,000	39,914	40,762
	Gross margin, %	97.21	93.54	85.32	79.06	93.32	98.60	82.06	52.05	46.65	49.26
	EBT	4,725	4,610	5,192	5,587	4,468	4,648	3,480	4,283	5,848	7,058
	EBT margin, %	30.15	27.74	27.02	26.83	26.38	28.77	17.28	12.60	14.65	17.32
	Net income	3,548	4,114	4,254	4,467	3,626	3,771	2,543	3,304	4,543	5,583
	Depreciation	1,502	1,474	1,339	1,315	1,630	1,867	2,458	1,887	1,803	1,852
Per share, $
Per share, $	Revenue	14.70	16.07	19.16	22.16	19.02	18.97	24.84	43.36	53.75	57.40
	Earnings	3.16	3.74	4.06	4.53	3.84	4.17	2.91	4.01	5.84	7.47
	Cash flow	5.88	4.51	5.98	0.10	5.66	3.33	18.58	7.54	0.93	9.48
	Capex	(0.71)	(1.16)	(1.08)	(1.29)	(1.37)	(1.39)	(1.66)	(1.56)	(1.98)	(2.19)
	Free cash flow	5.16	3.36	4.90	(1.19)	4.28	1.95	16.92	5.98	(1.05)	7.29
	Book value	36.98	40.19	40.62	44.26	51.57	50.75	50.23	52.06	56.12	62.97
	Shares, m	1,066	1,034	1,003	940	891	852	811	784	743	710
Valuation, ×
Valuation, ×	P/E	15.13	14.39	11.59	11.09	11.08	13.96	15.91	13.10	13.11	15.52
	P/S	3.22	3.32	2.41	2.20	2.23	2.92	1.88	1.18	1.40	2.02
	P/B	1.40	1.45	1.25	1.21	0.91	1.23	1.05	1.10	1.50	2.07
	EV/Sales	(2.16)	(3.42)	(3.28)	(4.06)	(8.70)	(6.04)	(3.98)	(2.81)	(1.79)	(1.86)
	EV/FCF	(6.15)	(16.39)	(12.85)	75.83	(38.63)	(58.86)	(5.80)	(20.39)	91.51	(14.67)
Cash, $m
Cash, $m	Operating cash flow	6,267	4,667	5,996	96	5,038	2,838	15,068	5,912	687	6,730
	Capex	(760)	(1,197)	(1,085)	(1,210)	(1,222)	(1,181)	(1,346)	(1,220)	(1,469)	(1,553)
	Free cash flow	5,507	3,470	4,911	(1,114)	3,816	1,657	13,722	4,692	(782)	5,177
Balance, $m
Balance, $m	Working capital	(88,382)	(87,934)	(84,920)	(90,176)	(121,535)	(128,256)	(110,730)	(92,913)	(103,065)	(113,950)
	Total debt	25,217	31,007	32,390	28,100	26,334	26,680	30,855	31,736	31,079	32,295
	Net debt	(84,266)	(112,021)	(109,440)	(130,336)	(185,172)	(144,662)	(117,205)	(135,833)	(127,384)	(158,390)
	Shareholders’ equity	39,429	41,567	40,739	41,585	45,944	43,230	40,741	40,820	41,677	44,721
Returns, %
Returns, %	ROA	0.94	1.10	1.11	1.15	0.80	0.78	0.55	0.75	1.05	1.19
	ROIC	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	ROE	9.50	10.48	10.82	11.36	8.62	8.90	6.31	8.47	11.75	13.74

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Sep 2026 · fundamentals updated 16 Oct 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
WFC Wells Fargo & Company	$248.4B	11.5×	11.7×	+4.25% (above 0%: growing)	+17.18% (above 0%: growing)	+160.40% (above 0%: growing)	65.75%	0.00%	Compare
MUFG Mitsubishi UFJ Financial Group, Inc.	$246.1B	17.0×	—	+21.62% (above 0%: growing)	+32.35% (above 0%: growing)	−145.30% (below 0%: shrinking)	61.56%	0.00%	Compare
C Citigroup Inc.	$206.7B	12.1×	12.2×	+4.08% (above 0%: growing)	+52.35% (above 0%: growing)	+33.24% (above 0%: growing)	52.26%	0.00%	Compare
SAN Banco Santander, S.A.	$195.8B	10.7×	10.1×	+4.44% (above 0%: growing)	+8.00% (above 0%: growing)	−105.65% (below 0%: shrinking)	100.00%	0.00%	Compare
UBS UBS Group AG	$146.3B	15.5×	14.4×	−40.29% (below 0%: shrinking)	+21.33% (above 0%: growing)	−53.01% (below 0%: shrinking)	100.00%	0.00%	Compare
BBVA Banco Bilbao Viscaya Argentaria S.A.	$141.0B	11.7×	7.7×	+23.54% (above 0%: growing)	+19.23% (above 0%: growing)	+439.38% (above 0%: growing)	100.00%	0.00%	Compare
BNY BNY	$96.4B	15.5×	16.3×	−4.67% (below 0%: shrinking)	+30.67% (above 0%: growing)	+7.45% (above 0%: growing)	57.04%	0.00%
ING ING Group, N.V.	$93.6B	14.2×	6.6×	+29.83% (above 0%: growing)	+14.75% (above 0%: growing)	−26.97% (below 0%: shrinking)	100.00%	0.00%	Compare
BCS Barclays PLC	$76.0B	8.5×	8.8×	+16.58% (above 0%: growing)	+45.16% (above 0%: growing)	−13.85% (below 0%: shrinking)	100.00%	0.00%	Compare
Median of peers	$171.0B	11.9×	10.1×	+10.51%	+20.28%	−20.41%	100.00%	0.00%

All 14 Banks Diversified stocks →

BNY (BNY) key facts

Strength: BNY’s revenue for fiscal 2025 (year ended December 2025) was $40.8 billion, up 2.12% from fiscal 2024.
BNY (BNY) is a Banks Diversified company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, BNY traded at $143.30, a market capitalization of $96.4 billion.
BNY pays an annual dividend of $2.42 per share, a yield of 1.69%, with a payout ratio of 26.5%.
Return on equity was 13.7% and debt-to-equity 0.78.
Its Piotroski F-score is 8 out of 9 for fiscal 2025.