Mitsubishi UFJ Financial Group, Inc.

MUFG Financial Banks Diversified

Mitsubishi UFJ Financial Group, Inc.’s revenue for fiscal 2026 (year ended March 2026) was $75.0 billion, up 4.88% from fiscal 2025.

Revenue
+21.6%
EPS
+32.4%
Free cash flow
−145.3%
Total debt
−42.8%

Quarter to June 2026, against a year earlier

21.17 0.80 −3.64%
Market cap
$238.0B
P/E
16.5×
Fwd P/E
—
Dividend yield
1.48%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions last twelve months

Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 0.17%

Capital & Financial Ratios $m

Size
Market Cap 237,950.00
Revenue ttm 77,379.11
Net income ttm 12,039.52
Free cash flow ttm (236,613.48)
Net debt Q (780,009.00)
Valuation
P/E 16.47
Forward P/E —
Price / sales 3.09
Forward P/S Powerpack
Price / FCF 0.00
Price / book 1.57
Financial health
Current ratio Q 0.85
Debt / equity Q 1.10
Interest coverage Q —
Growth
Revenue growth Q +21.62% (above 0%: growing)
Operating income growth Q +247.83% (above 0%: growing)
EPS, this year +20.70% (at or above 15%: strong)
EPS, next year A +10.48%
Revenue, next year A —
EPS, past 5 yrs +13.86%
EPS, next 5 yrs A +12.64%

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/E against its own 10 years 91.09%
10-year low 10-year high
P/S against its own 10 years 96.30%
10-year low 10-year high
P/B against its own 10 years 96.81%
10-year low 10-year high

Dividends

Yield
1.48%
Annual rate
0.31
Payout ratio
24.5%
Growth, 2018–26
+6.67%/yr
  1. 0.19 ’18
  2. 0.22 ’19 +16
  3. 0.24 ’20 +9
  4. 0.23 ’21 −2
  5. 0.22 ’22 −3
  6. 0.25 ’23 +12
  7. 0.29 ’24 +17
  8. 0.49 ’25 +69
  9. 0.31 ’26 −36
paid change on the year, %

Assets vs Liabilities $m

2024 2025 2026 Q'26
Cash 1,072,334 1,286,165 1,312,343 948,261
Receivables — — — —
Inventory — — — —
Other — — — —
1,956,766 2,149,011 2,262,958 1,884,350
2024 2025 2026 Q'26
Payables 1,660,075 1,646,139 1,720,985 1,614,332
ST’ Debt — — — —
Other 115,435 141,919 271,291 230,286
2,176,673 2,117,647 2,298,999 2,225,546

Compound Annual Growth %

10y 5y 3y
Sales 4.69% 6.61% 4.23%
Cash Flow 0.00% 0.00% 0.00%
Earnings 3.75% 9.34% 11.37%
Book Value (0.48%) (3.75%) 0.57%

Earnings Trends EPS, adjusted, against the consensus

EPS $

Jun Sep Dec Mar Year
’26 0.45 — — — —
’26 0.33 — — — 1.09
’25 0.30 — — — 0.72
’24 0.34 0.20 — — 0.86
’23 0.07 0.06 0.07 0.47 0.67
’22 0.27 0.28 0.20 0.04 0.78
’21 0.13 0.16 0.16 0.12 0.57
Fiscal quarters ending in the months shown.

Revenue $m

Jun Sep Dec Mar Year
’26 23,833 — — — —
’26 21,466 — — — 75,005
’25 21,860 — — — 71,518
’24 19,596 10,220 — — 79,518
’23 16,049 10,699 12,352 10,942 66,245
’22 13,940 10,146 10,173 11,755 51,419
’21 15,269 10,333 10,918 11,258 54,468
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 — — — — —
’26 — — — — (22,219)
’25 — — — — 6,790
’24 — — — — (67,930)
’23 — — — — 99,395
’22 — — — — 85,755
’21 — — — — 328,107
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 — — — — —
’26 — — (106,803) — (26,088)
’25 — — (41,060) — 4,207
’24 — — (87,773) — (70,579)
’23 — — (978) — 96,767
’22 — — — — 83,081
’21 — — 235,795 — 324,917
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1.6
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to March

Ten-year view Analyst estimates Powerpack
Group Line 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 TTM Jun ’26 Trend 10 yrs 2027e 2028e 2029e Next 3/yr
Income, $m
Income, $m Revenue 51,383 52,598 58,282 66,763 54,468 51,419 66,245 79,518 71,518 75,005 77,379 +4.3% — — — —
Gross margin, % 85.04 79.67 72.06 73.15 86.65 90.58 73.50 56.52 52.22 56.62 65.49 (28.4) pt
EBT 11,599 12,684 10,308 7,631 9,795 13,260 11,617 14,146 11,851 16,563 20,362 +4.0%
EBT margin, % 22.57 24.12 17.69 11.43 17.98 25.79 17.54 17.79 16.57 22.08 26.31 (0.5) pt
Net income 11,468 12,684 10,308 7,631 9,795 13,260 11,617 14,146 8,366 12,434 12,040 +0.9%
Per share, $
Per share, $ Revenue 3.79 3.88 4.47 5.18 4.24 4.02 5.38 6.65 6.14 6.58 6.86 +6.3%
Earnings 0.60 0.67 0.61 0.38 0.57 0.79 0.67 0.86 0.72 1.09 1.29 +6.9%
Cash flow 4.55 4.65 3.87 5.75 25.55 6.71 8.08 (5.68) 0.58 (1.95) 0.00 n/m
Capex (0.22) (0.26) (0.27) (0.27) (0.25) (0.21) (0.21) (0.22) (0.22) (0.34) 0.00 +5.0%
Free cash flow 4.33 4.38 3.60 5.48 25.30 6.50 7.86 (5.90) 0.36 (2.29) 0.00 n/m
Book value 10.80 11.47 11.91 12.02 12.97 12.52 10.99 11.97 10.90 12.07 13.51 +1.2%
Shares, m 13,569 13,569 13,042 12,897 12,844 12,785 12,306 11,960 11,654 11,397 11,623 (1.9%)
Valuation, ×
Valuation, × P/E 9.91 9.97 7.26 8.29 9.52 7.91 9.28 9.08 10.26 14.44 16.47 9.6
P/S 1.74 1.73 1.27 0.88 1.45 1.70 1.53 2.26 2.55 2.66 3.09 1.8
P/B 0.55 0.58 0.43 0.32 0.46 0.56 0.59 0.88 1.12 1.31 1.57 0.7
EV/Sales (9.98) (10.69) (10.28) (15.28) (20.36) (20.69) (13.66) (10.98) (9.22) (7.79) — (12.9)
EV/FCF 0.00 0.00 0.00 34.44 (4.73) (4.63) (3.32) (4.73) (5.29) 2.41 — 1.4
Cash, $m
Cash, $m Operating cash flow 61,715 63,038 50,484 74,160 328,107 85,755 99,395 (67,930) 6,790 (22,219) (230,571) n/m
Capex (2,964) (3,552) (3,551) (3,437) (3,190) (2,674) (2,628) (2,649) (2,583) (3,869) (6,042) +3.0%
Free cash flow 58,751 59,485 46,933 70,723 324,917 83,081 96,767 (70,579) 4,207 (26,088) (236,613) n/m
Balance, $m
Balance, $m Working capital (131,393) (143,267) (187,138) (117,048) (142,555) (147,812) (220,753) (219,907) 31,364 (36,041) (341,196) (13.4%)
Net debt (601,387) (621,998) (595,112) (729,436) (817,104) (790,272) (734,277) (729,771) (959,980) (1,071,307) (780,009) +6.6%
Shareholders’ equity 146,594 155,655 155,355 155,073 166,533 160,095 135,219 143,154 127,048 137,544 152,347 (0.7%)
Returns, %
Returns, % ROA 0.32 0.33 0.28 0.16 0.23 0.30 0.27 0.36 0.31 0.42 0.55 +0.1 pt
ROIC 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0 pt
ROE 5.67 5.89 5.05 3.13 4.54 6.16 5.60 7.39 6.19 8.63 10.10 +3.0 pt
People
People Employees 109,200 144,000 112,700 168,400 132,700 129,700 121,800 140,000 150,800 156,000 — +4.0%
Revenue/emp, $m 0.47 0.37 0.52 0.40 0.41 0.40 0.54 0.57 0.47 0.48 — +0.2%
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Mar 2026 · latest quarter Jun 2026 · fundamentals updated 26 Oct 2026

Mitsubishi UFJ Financial Group, Inc. vs peers in Banks Diversified (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
BAC Bank of America Corporation $343.4B 11.8× 11.4× −2.86% (below 0%: shrinking) −13.89% (below 0%: shrinking) −113.86% (below 0%: shrinking) 62.72% 0.00% Compare
HSBC HSBC Holdings plc $301.8B 11.6× — +0.11% (above 0%: growing) +29.88% (above 0%: growing) +75.40% (above 0%: growing) 100.00% 0.00% Compare
WFC Wells Fargo & Company $254.6B 11.9× 11.4× +4.25% (above 0%: growing) +12.50% (above 0%: growing) +1,120.37% (above 0%: growing) 65.75% 0.00% Compare
MUFG Mitsubishi UFJ Financial Group, Inc. $238.0B 16.5× — +21.62% (above 0%: growing) +32.35% (above 0%: growing) −145.30% (below 0%: shrinking) 61.56% 0.00%
C Citigroup Inc. $198.7B 11.6× 10.8× +4.08% (above 0%: growing) +49.21% (above 0%: growing) +33.24% (above 0%: growing) 52.26% 0.00% Compare
SAN Banco Santander, S.A. $174.7B 9.8× 9.4× −73.32% (below 0%: shrinking) −3.70% (below 0%: shrinking) +381.00% (above 0%: growing) 100.00% 0.00% Compare
SMFG Sumitomo Mitsui Financial Group Inc $148.3B 8.9× — +17.73% (above 0%: growing) +85.19% (above 0%: growing) −63.80% (below 0%: shrinking) 58.44% 0.00% Compare
UBS UBS Group AG $147.8B 15.4× 13.8× −43.47% (below 0%: shrinking) +12.05% (above 0%: growing) −53.01% (below 0%: shrinking) 100.00% 0.00% Compare
BBVA Banco Bilbao Viscaya Argentaria S.A. $139.2B 10.9× 7.7× +18.06% (above 0%: growing) +29.76% (above 0%: growing) −91.70% (below 0%: shrinking) 100.00% 0.00% Compare
Median of peers $186.7B 11.6× 11.1× +2.10% +21.13% −9.89% 82.88% 0.00%

All 15 Banks Diversified stocks →

Mitsubishi UFJ Financial Group, Inc. (MUFG) Latest News

28 Oct

20 Oct

Impact 4 · · Bloomberg

14 Oct

Impact 4 · · retailbankerinternational.com

4 Sep

1 Sep

Impact 3 · · bankingdive.com

10 Aug

Impact 3 · · privatebankerinternational.com

6 Aug

Impact 3 · earnings

3 Aug

Impact 3 ·

17 Jul

10 Jun

Impact 4 · · videos.coindesk.com

27 May

Impact 3 · · retailbankerinternational.com

MUFG metrics, ten years each

stockrow.com/MUFG · Data as of Oct 26, 2026 · For information only; not investment advice. · © 2026 stockrow.com